13 Pearl St is a 3-bedroom, 3-bathroom detached home in Smiths Falls, listed for $572,900. It has 1100-1500 sq ft of living space.
1Spacious 5 bedroom 3 bathroom home close to schools, shopping and amenities.
2Down the hall is a 4pc. main bathroom, master bedroom with a3pc. ensuite and walk-in closet plus added added closet space, then 2 additional bedrooms.
3Outside you have a new side deck plus a back deck, storage shed and fenced yard.
Spacious 5 bedroom 3 bathroom home close to schools, shopping and amenities. New quality laminate flooring through most of the home. The main floor offers a living room, dining room, ample kitchen with fridge, stove, dishwasher, and microwave. Down the hall is a 4pc. main bathroom, master bedroom with a3pc. ensuite and walk-in closet plus added added closet space, then 2 additional bedrooms. The fully finished lower level adds two more good sized bedrooms, a 3rd bathroom, spacious rec room, storage room, and utility furnace room. Outside you have a new side deck plus a back deck, storage shed and fenced yard. New parking pad with metal garage at the front plus town's unopened street parking at the side. Central air-conditioning. Owned hot water tank. Shingles 2021, HEF gas furnace 2023.
3 bedrooms, 3 bathrooms, about 1,100 sq ft, works out to roughly $521 per square foot, the bed-to-bath ratio is generous. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 13 Pearl St
Every detail from the listing, in one place.
Type
Detached
Style
Bungalow-Raised
Living space
1100-1500 sq ftas stated on the listing
Parking
2 spacesYes garage
Basement
Full, Finished
Features & systems
Parking & garage
Garage
Yes
Parking spaces
2
Interior
Basement
Full · Finished
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
Bungalow-Raised
Property class
Detached
13 Pearl St Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® X13099702$572,900
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 13 Pearl St Compares to the Smiths Falls Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
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Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$2,814
/mo
based on the purchase price of $572,900
$114,580 cash
$458,320 financed
$386,026 total interest
Principal54%$458,320
Interest46%$386,026
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Smiths Falls
Other 2–6 bed homes for sale in Smiths Falls around $573K.
Average days on market54Homes sold in about 54 days on average.
Sale-to-list ratio96.3%On average, homes sold below asking.
Active listings83Homes for sale here right now.
Median vs prior 90 days−8.2%Compared with May 12 – Aug 10, 2026: prices down.
Based on 59 sales from Aug 10 – Nov 8, 2026 (51 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 13 Pearl St
How much is 13 Pearl St listed for?
13 Pearl St is listed at $572,900 (MLS® X13099702). Summitly updates the price as soon as the MLS® record changes.
Is $572,900 a good price for 13 Pearl St?
Summitly rates it Well Above Market: the asking price is 15% or more above Zara's estimate, an estimate built from recent sales in Smiths Falls. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 13 Pearl St changed?
No — 13 Pearl St is still listed at its original asking price of $572,900.
How many bedrooms and bathrooms does 13 Pearl St have?
13 Pearl St has 3 bedrooms and 3 bathrooms, with about 1,100–1,500 square feet of living space. It is a detached home in Smiths Falls.
How much would the monthly mortgage be on 13 Pearl St?
About $2,814 a month — principal and interest on $572,900 with 20% down ($114,580), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 13 Pearl St compare with other homes in Smiths Falls?
Its asking price of $572,900 is about 55% above the median sold price in Smiths Falls over the last 90 days, $370,000, across 59 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 13 Pearl St been sold before?
Summitly has no earlier MLS® sale or lease of 13 Pearl St on record from the last two years. Older records aren't shown under TRREB rules.
Where is 13 Pearl St?
13 Pearl St is in Smiths Falls, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 13 Pearl St been on the market?
185 days — 13 Pearl St was listed on May 7, 2026.
What is the price per square foot of 13 Pearl St?
About $382 to $521 per square foot: the asking price of $572,900 over the 1,100–1,500 sq ft the listing gives as its size range.
Does 13 Pearl St have parking or a garage?
Yes — the listing gives 2 parking spaces. Garage: Yes.
Does 13 Pearl St have a basement, and is it finished?
The listing describes the basement as: Full, Finished.
