TWO 3-bedroom Cottages for one. Less than 10 minutes by boat from local marinas to this unique property with 2 self contained cottages overlooking North Bay of Honey Harbour on Georgian Bay, Muskoka. The first cottage has 3 bedrooms, a washroom and a kitchen. The deck spans the front of the cottage, wraps around the side and overlooks the dock where you will enjoy deep water swimming. The living room features a wood-burning airtight stove and awesome views, and is separated from the eat-in kitchen by a breakfast bar. The pine-needle pathway behind the cottage leads to the second cottage, which features 3 more bedrooms, a kitchen and washroom as well as a washer and dryer. The screened porch spans the entire front of the cttage and overlooks the shallow sandy swimming area. At the shoreline, there used to be a dock, which could be replaced. The living area of the classic Georgian Bay style cottage has a high ceiling in the open centre along with a full kitchen, 2pc washroom and a laundry/shower room. Don't miss this opportunity to own two cottages!
6 bedrooms, 1 bathroom, about 700 sq ft, works out to roughly $927 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 13182 Georgian Bay Shore
Every detail from the listing, in one place.
Type
Detached
Style
1 Storey/Apt
Living space
700-1100 sq ftas stated on the listing
Basement
None
Features & systems
Parking & garage
Parking spaces
0
Interior
Basement
None
Lot & land
Lot size (sqft)
0.68
Listing & possession
Property style
1 Storey/Apt
Property class
Detached
13182 Georgian Bay Shore Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$3,188
/mo
based on the purchase price of $649,000
$129,800 cash
$519,200 financed
$437,303 total interest
Principal54%$519,200
Interest46%$437,303
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
Want rate-drop alerts and a saved shortlist?
Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
For homeowners nearby
Own a home on Georgian Bay Shore? See what yours is worth
Get an instant estimate for your own home, based on recent sales around you. A free account shows the number and emails you the full report.
Free · No obligation · Backed by Coldwell Banker
Book a tour of 13182 Georgian Bay Shore with a licensed buyer's agent
Your agent is usually paid from the seller's side. We'll confirm the co-operating commission on this listing before you sign anything.
Zara, any time
Zara · AI virtual agent
Ask about 13182 Georgian Bay Shore day or night. Zara reads this listing and answers in plain words. When you want a person, she hands you to a licensed agent.
A licensed local agent
Your agent shows you the home, checks the paperwork and negotiates your offer, on your side, not the seller's.
Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Georgian Bay
Other 6-bed homes for sale in Georgian Bay around $649K.
Average days on market74Homes sold in about 74 days on average.
Sale-to-list ratio92.3%On average, homes sold below asking.
Active listings173Homes for sale here right now.
Median vs prior 90 days+3.0%Compared with Apr 24 – Jul 23, 2026: prices up.
Based on 44 sales from Jul 23 – Oct 21, 2026 (28 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 13182 Georgian Bay Shore
How much is 13182 Georgian Bay Shore listed for?
13182 Georgian Bay Shore is listed at $649,000 (MLS® X12883992). Summitly updates the price as soon as the MLS® record changes.
Is $649,000 a good price for 13182 Georgian Bay Shore?
Summitly rates it Well Above Market: the asking price is 15% or more above Zara's estimate, an estimate built from recent sales in Georgian Bay. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 13182 Georgian Bay Shore changed?
Yes — it was first listed at $699,000 and is now $649,000, a drop of $50,000 (7.2%).
How many bedrooms and bathrooms does 13182 Georgian Bay Shore have?
13182 Georgian Bay Shore has 6 bedrooms and 1 bathroom, with about 700–1,100 square feet of living space. It is a detached home in Georgian Bay.
How much would the monthly mortgage be on 13182 Georgian Bay Shore?
About $3,188 a month — principal and interest on $649,000 with 20% down ($129,800), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 13182 Georgian Bay Shore compare with other homes in Georgian Bay?
Its asking price of $649,000 is about 17% below the median sold price in Georgian Bay over the last 90 days, $777,500, across 44 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 13182 Georgian Bay Shore been sold before?
Summitly has no earlier MLS® sale or lease of 13182 Georgian Bay Shore on record from the last two years. Older records aren't shown under TRREB rules.
Where is 13182 Georgian Bay Shore?
13182 Georgian Bay Shore is in Georgian Bay, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 13182 Georgian Bay Shore been on the market?
221 days — 13182 Georgian Bay Shore was listed on March 14, 2026.
What is the price per square foot of 13182 Georgian Bay Shore?
About $590 to $927 per square foot: the asking price of $649,000 over the 700–1,100 sq ft the listing gives as its size range.
Does 13182 Georgian Bay Shore have a basement, and is it finished?
The listing says 13182 Georgian Bay Shore has no basement.
What is the lot size of 13182 Georgian Bay Shore?
The lot is 25.995 acres, as published in the listing.
