TownhouseListed yesterday

138 Credit Lane, Richmond Hill

Name: 138 Credit Lane
SKU: N14173680
Price: 1130990 CAD
Availability: InStock

Richmond Hill, ON · L4E 1G9 · MLS® N14173680Updated November 12, 2026

$1,130,990Est. $5,556/mo mortgage

Bedrooms: 4
Bathrooms: 3
Living space: 2500–3000sq ft
Parking spaces: 2

Type Townhouse
Garage Yes
Basement Unfinished

What you should know

138 Credit Lane is a 4-bedroom, 3-bathroom townhouse in Richmond Hill, listed for $1,130,990. It has 2500-3000 sq ft of living space.

Welcome to the Towns on Bayview by Primont Homes.
This home is nestled in an exclusive enclave & is conveniently located in close proximity to schools, shopping, and major routes.
The flowing design of the floorplan offers an abundance of indoor and outdoor living space across all levels, spacious entertaining areas, ground floor in law suite, back onto greenspace.

Ask Zara:

4 Bed, 3 Bath Townhouse in Richmond Hill

About 138 Credit Lane

Unprecedented value with a new price on remaining Builder inventory! Welcome to the Towns on Bayview by Primont Homes. This home is nestled in an exclusive enclave & is conveniently located in close proximity to schools, shopping, and major routes. The flowing design of the floorplan offers an abundance of indoor and outdoor living space across all levels, spacious entertaining areas, ground floor in law suite, back onto greenspace. The elegant finishes compliment the function and style of this spacious 2500 sq ft home. Enjoy the comfort and peace of mind of a full Tarion Warranty. List price includes expanded HST rebate.

4 bedrooms, 3 bathrooms, about 2,500 sq ft, works out to roughly $452 per square foot. Chat with Zara if you'd like a deeper read on whether this townhouse fits your budget and timing.

Inside 138 Credit Lane

Every detail from the listing, in one place.

Type: Townhouse
Style: 3-Storey
Living space: 2500-3000 sq ftas stated on the listing
Parking: 2 spacesYes garage
Basement: Unfinished

Features & systems

Parking & garage

Garage: Yes
Parking spaces: 2

Interior

Basement: Unfinished

Lot & land

Lot size (sqft): 0

Listing & possession

Property style: 3-Storey
Property class: Att/Row/Townhouse

138 Credit Lane Price & Sale History

Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.

Nov 11, 2026For saleListedThis listingMLS® N14173680$1,130,990

Sourced from MLS®. Includes earlier listings of this property on record.

What's it worth?

How 138 Credit Lane Compares to the Richmond Hill Market

Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.

Zara’s estimate

Excellent Deal· based on 1,428 recent sales

Value your own home →How accurate are Zara’s estimates?

Summitly estimate, not from TRREB, the MLS® or the listing brokerage. Not an appraisal. How it works

Richmond Hill market, last 90 days

Median sold price: $1,135,000
Average sold price: $1,239,942
Average days on market: 35
Homes sold: 788

Closed sales on the TRREB MLS®.

Full Richmond Hill market report

Recently sold nearby in Richmond Hill

Sold prices are shown free to signed-in members, as board rules require.

6 nearby sales vs. this home

Closed sales from MLS®, compared with this home's asking price.

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Home	Sold price	$ / sqft	% of asking	Sold
This home138 Credit Lane 4 bd · 3 ba · 2,500 sqft	$1,130,990asking	$452	—	—
21 Carl Hill Lane 3 bd · 2 ba · 2,000 sqft
49 Schmeltzer Crescent 3 bd · 2 ba · 1,500 sqft
23 Thomas Legge Crescent 3 bd · 2 ba · 1,500 sqft
553 Carrville Road 3 bd · 2 ba · 1,500 sqft
74 Romance Drive 3 bd · 3 ba · 1,500 sqft
23 Vandervoort Drive 3 bd · 3 ba · 1,500 sqft

21 Carl Hill Lane
3 bd · 2 ba · 2,000 sqft
49 Schmeltzer Crescent
3 bd · 2 ba · 1,500 sqft
23 Thomas Legge Crescent
3 bd · 2 ba · 1,500 sqft
553 Carrville Road
3 bd · 2 ba · 1,500 sqft
74 Romance Drive
3 bd · 3 ba · 1,500 sqft
23 Vandervoort Drive
3 bd · 3 ba · 1,500 sqft

Living in Richmond Hill: Location & Amenities

Transit, schools, parks and everyday places near this home. Select any place to open it on Google Maps.

Costs, Mortgage & Rental Return for 138 Credit Lane

What it could cost each month, today's rates from our mortgage partner, and what it could return as a rental.

Mortgage: $5,556; 20% down · 25 years · 5.5% assumed
Property tax: $622; 0.66% mill rate · ON
Total per month: $6,178; Before utilities, insurance and fees

Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

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Monthly cost

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Down payment

Rate (%)

Years

An estimate, not a quote. Utilities and insurance are extra.

Affordability calculator

Estimated monthly payment

$5,556

/mo

based on the purchase price of $1,130,990

Down payment20%

$226,198 cash

Amortization25 yr

$904,792 financed

Rate5.50%

$762,072 total interest

Principal54%$904,792

Interest46%$762,072

20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

Rental income potential

Est. monthly rent

low–high

Gross yield

rent × 12 ÷ price

Cap rate (est.)

net of tax + fees

Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.

For homeowners nearby

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Listing brokerage: BLUE DIAMOND REALTY CORPORATION, BrokerageMLS® N14173680 · Listing data last updated November 12, 2026

Listing data comes from the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but not guaranteed. Shown on Summitly by Coldwell Banker Summit Realty, Brokerage, which is not the listing brokerage. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose. © 2026 Toronto Regional Real Estate Board. All rights reserved.

Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

For sale· listed Nov 10· $452/sq ft

Estimated monthly mortgage$5,556/moMortgage only · 20% down · 5.5% assumed

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5.0 · Google rating for Coldwell Banker Summit Realty, Brokerage · as of September 2026

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