140 Credit Lane is a 3-bedroom, 2-bathroom townhouse in Richmond Hill, listed for $1,099,990. It has 2500-3000 sq ft of living space.
1Welcome to the Towns on Bayview by Primont Homes.
2This home is nestled in an exclusive enclave & is conveniently located in close proximity to highly ranked schools, shopping, and major routes.
3The flowing design of the floorplan offers an abundance of indoor and outdoor living space across all levels, spacious entertaining areas, backyard on greenspace.
Unprecedented value with a new price on remaining Builder inventory! Welcome to the Towns on Bayview by Primont Homes. This home is nestled in an exclusive enclave & is conveniently located in close proximity to highly ranked schools, shopping, and major routes. The flowing design of the floorplan offers an abundance of indoor and outdoor living space across all levels, spacious entertaining areas, backyard on greenspace. The elegant finishes compliment the function and style of this spacious 2500 sq ft home. Enjoy the comfort and peace of mind of a full Tarion Warranty. List price includes expanded HST rebate.
3 bedrooms, 2 bathrooms, about 2,500 sq ft, works out to roughly $440 per square foot. Chat with Zara if you'd like a deeper read on whether this townhouse fits your budget and timing.
Inside 140 Credit Lane
Every detail from the listing, in one place.
Type
Townhouse
Style
3-Storey
Living space
2500-3000 sq ftas stated on the listing
Parking
2 spacesYes garage
Basement
Unfinished
Features & systems
Parking & garage
Garage
Yes
Parking spaces
2
Interior
Basement
Unfinished
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
3-Storey
Property class
Att/Row/Townhouse
140 Credit Lane Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® N14173670$1,099,990
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 140 Credit Lane Compares to the Richmond Hill Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$5,404
/mo
based on the purchase price of $1,099,990
$219,998 cash
$879,992 financed
$741,184 total interest
Principal54%$879,992
Interest46%$741,184
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
Want rate-drop alerts and a saved shortlist?
Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
For homeowners nearby
Own a home on Credit Lane? See what yours is worth
Get an instant estimate for your own home, based on recent sales around you. A free account shows the number and emails you the full report.
Free · No obligation · Backed by Coldwell Banker
Book a tour of 140 Credit Lane with a licensed buyer's agent
Your agent is usually paid from the seller's side. We'll confirm the co-operating commission on this listing before you sign anything.
Zara, any time
Zara · AI virtual agent
Ask about 140 Credit Lane day or night. Zara reads this listing and answers in plain words. When you want a person, she hands you to a licensed agent.
A licensed local agent
Your agent shows you the home, checks the paperwork and negotiates your offer, on your side, not the seller's.
Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Richmond Hill
Other 3–4 bed homes for sale in Richmond Hill around $1.1M.
Average days on market35Homes sold in about 35 days on average.
Sale-to-list ratio98.5%On average, homes sold below asking.
Active listings1,256Homes for sale here right now.
Median vs prior 90 days+3.2%Compared with May 16 – Aug 14, 2026: prices up.
Based on 788 sales from Aug 14 – Nov 12, 2026 (624 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 140 Credit Lane
How much is 140 Credit Lane listed for?
140 Credit Lane is listed at $1,099,990 (MLS® N14173670). Summitly updates the price as soon as the MLS® record changes.
Is $1,099,990 a good price for 140 Credit Lane?
Summitly rates it Excellent Deal: the asking price is 10% or more below Zara's estimate, an estimate built from recent sales in Richmond Hill. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 140 Credit Lane changed?
No — 140 Credit Lane is still listed at its original asking price of $1,099,990.
How many bedrooms and bathrooms does 140 Credit Lane have?
140 Credit Lane has 3 bedrooms and 2 bathrooms, with about 2,500–3,000 square feet of living space. It is a townhouse in Richmond Hill.
How much would the monthly mortgage be on 140 Credit Lane?
About $5,404 a month — principal and interest on $1,099,990 with 20% down ($219,998), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 140 Credit Lane compare with other homes in Richmond Hill?
Its asking price of $1,099,990 is about 3% below the median sold price in Richmond Hill over the last 90 days, $1,135,000, across 788 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 140 Credit Lane been sold before?
Summitly has no earlier MLS® sale or lease of 140 Credit Lane on record from the last two years. Older records aren't shown under TRREB rules.
Where is 140 Credit Lane?
140 Credit Lane is in Richmond Hill, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 140 Credit Lane been on the market?
1 day — 140 Credit Lane was listed on November 11, 2026.
What is the price per square foot of 140 Credit Lane?
About $367 to $440 per square foot: the asking price of $1,099,990 over the 2,500–3,000 sq ft the listing gives as its size range.
Does 140 Credit Lane have parking or a garage?
Yes — the listing gives 2 parking spaces. Garage: Yes.
Does 140 Credit Lane have a basement, and is it finished?
The listing describes the basement as: Unfinished.
