3 Bed, 1 Bath Detached Home in Otonabee-South Monaghan
About 144 Long Island
Come to the island. A place and a feeling you will come to love. Featured in Kawartha Cottage magazine June 2024 issue, this Viceroy 3 level home has been owned and loved by the same family since it way first built in 1984. This 4 season home has undergone extensive renovations since 2014 when the current owners started making it their full time 4-season residence. Updates include: metal roof eaves fascia and soffits (2014); dug well and all water filtration systems (2016); 3 pc with heated floor and 2 pc bath (2017); wood electric furnace (2017); 33 by 33 ft patio (2018); kitchen and all wood flooring (2023); and most windowed and exterior door (2023); 2 upper decks off bedrooms 2026; pool liner has been contracted to be replaced summer of (2027). 24 by 16 ft deck off the kitchen. The home features walkout from the finished basement onto a west facing stone patio with beautiful views of the lake, offering a relaxing spot to spend the afternoons, gather with friends and family and watch the sun set. The east facing upper deck is the perfect place to enjoy your morning coffee as the sun rises over the property. There's an abundance of activity for every interest: boating the Trent Waterway, swimming and fishing in summer, or ice fishing and snowmobiling on the island that can be enjoyed year-round. The island itself is a home to a welcoming community of neighbours while also offering a quiet and peaceful place to recharge. More photos to follow shortly.
3 bedrooms, 1 bathroom, about 700 sq ft, works out to roughly $1,000 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 144 Long Island
Every detail from the listing, in one place.
Type
Detached
Style
Backsplit 3
Living space
700-1100 sq ftas stated on the listing
Parking
2 spaces
Basement
Finished with Walk-Out, Separate Entrance
Features & systems
Parking & garage
Parking spaces
2
Interior
Basement
Finished with Walk-Out · Separate Entrance
Exterior & construction
Pool
Yes
Lot & land
Lot size (sqft)
24057.32
Listing & possession
Property style
Backsplit 3
Property class
Detached
144 Long Island Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® X13810742$700,000
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 144 Long Island Compares to the Otonabee-South Monaghan Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
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Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$3,439
/mo
based on the purchase price of $700,000
$140,000 cash
$560,000 financed
$471,667 total interest
Principal54%$560,000
Interest46%$471,667
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Otonabee-South Monaghan
Other 2–4 bed homes for sale in Otonabee-South Monaghan around $700K.
Average days on market62Homes sold in about 62 days on average.
Sale-to-list ratio93.7%On average, homes sold below asking.
Active listings95Homes for sale here right now.
Median vs prior 90 days−18.5%Compared with May 15 – Aug 13, 2026: prices down.
Based on 41 sales from Aug 13 – Nov 11, 2026 (35 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 144 Long Island
How much is 144 Long Island listed for?
144 Long Island is listed at $700,000 (MLS® X13810742). Summitly updates the price as soon as the MLS® record changes.
Is $700,000 a good price for 144 Long Island?
Summitly rates it Well Above Market: the asking price is 15% or more above Zara's estimate, an estimate built from recent sales in Otonabee-South Monaghan. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 144 Long Island changed?
No — 144 Long Island is still listed at its original asking price of $700,000.
How many bedrooms and bathrooms does 144 Long Island have?
144 Long Island has 3 bedrooms and 1 bathroom, with about 700–1,100 square feet of living space. It is a detached home in Otonabee-South Monaghan.
How much would the monthly mortgage be on 144 Long Island?
About $3,439 a month — principal and interest on $700,000 with 20% down ($140,000), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 144 Long Island compare with other homes in Otonabee-South Monaghan?
Its asking price of $700,000 is about 28% above the median sold price in Otonabee-South Monaghan over the last 90 days, $546,000, across 41 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 144 Long Island been sold before?
Summitly has no earlier MLS® sale or lease of 144 Long Island on record from the last two years. Older records aren't shown under TRREB rules.
Where is 144 Long Island?
144 Long Island is in Otonabee-South Monaghan, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 144 Long Island been on the market?
51 days — 144 Long Island was listed on September 21, 2026.
What is the price per square foot of 144 Long Island?
About $636 to $1,000 per square foot: the asking price of $700,000 over the 700–1,100 sq ft the listing gives as its size range.
Does 144 Long Island have parking or a garage?
Yes — the listing gives 2 parking spaces.
Does 144 Long Island have a basement, and is it finished?
The listing describes the basement as: Finished with Walk-Out, Separate Entrance.
