145 Columbia St #601 is a 1-bedroom, 1-bathroom condo in Waterloo, listed for $439,900. It has 500-599 sq ft of living space.
1This well-appointed unit features laminate flooring, quartz countertops,modern lighting, quality finishes, and a contemporary kitchen with stainless steel appliances.
2Unit 601 is currently leased, generating over$2,600/month, with vacant possession also available if required.
3An excellent opportunity for investors or end users
Welcome to Society 145, one of Waterloo's most sought-after condominium buildings, ideally located in the heart of Waterloo and just steps from the University of Waterloo and Wilfrid Laurier University. This well-appointed unit features laminate flooring, quartz countertops,modern lighting, quality finishes, and a contemporary kitchen with stainless steel appliances. Enjoy exceptional amenities including a fitness center, yoga studio, Indoor Full-Size Basketball Court, games room, movie theatre, study room, and business lounge. Unit 601 is currently leased, generating over$2,600/month, with vacant possession also available if required. An excellent opportunity for investors or end users
1 bedroom, 1 bathroom, about 500 sq ft, works out to roughly $880 per square foot, the bed-to-bath ratio is generous. Chat with Zara if you'd like a deeper read on whether this condo fits your budget and timing.
Inside 145 Columbia St #601
Every detail from the listing, in one place.
Type
Condo
Style
Apartment
Living space
500-599 sq ftas stated on the listing
Basement
None
Features & systems
Parking & garage
Parking spaces
0
Interior
Basement
None
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
Apartment
Property class
Condo Apartment
145 Columbia St #601 Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® X13820250$439,900
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 145 Columbia St #601 Compares to the Waterloo Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$2,161
/mo
based on the purchase price of $439,900
$87,980 cash
$351,920 financed
$296,409 total interest
Principal54%$351,920
Interest46%$296,409
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Waterloo
Other 1–5 bed homes for sale in Waterloo around $440K.
Average days on market32Homes sold in about 32 days on average.
Sale-to-list ratio100.1%On average, homes sold at or above asking.
Active listings378Homes for sale here right now.
Median vs prior 90 days−1.7%Compared with May 5 – Aug 3, 2026: prices down.
Based on 427 sales from Aug 3 – Nov 1, 2026 (295 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
145 Columbia St #601 is listed at $439,900 (MLS® X13820250). Summitly updates the price as soon as the MLS® record changes.
Is $439,900 a good price for 145 Columbia St #601?
Summitly rates it Well Above Market: the asking price is 15% or more above Zara's estimate, an estimate built from recent sales in Waterloo. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 145 Columbia St #601 changed?
No — 145 Columbia St #601 is still listed at its original asking price of $439,900.
How many bedrooms and bathrooms does 145 Columbia St #601 have?
145 Columbia St #601 has 1 bedroom and 1 bathroom, with about 500–599 square feet of living space. It is a condo in Waterloo.
Is 145 Columbia St #601 close to transit?
The nearest rapid-transit station is University of Waterloo Station (ION), about 450 m (about a 6-minute walk) in a straight line. Research and Technology Station is about 740 m (about a 9-minute walk), and Laurier - Waterloo Park Station is about 920 m (about a 12-minute walk). Distances are straight-line, not walking routes; check the transit agency for routes and schedules.
How much would the monthly mortgage be on 145 Columbia St #601?
About $2,161 a month — principal and interest on $439,900 with 20% down ($87,980), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 145 Columbia St #601 compare with other homes in Waterloo?
Its asking price of $439,900 is about 37% below the median sold price in Waterloo over the last 90 days, $700,000, across 427 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 145 Columbia St #601 been sold before?
Summitly has no earlier MLS® sale or lease of 145 Columbia St #601 on record from the last two years. Older records aren't shown under TRREB rules.
Where is 145 Columbia St #601?
145 Columbia St #601 is in Waterloo, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 145 Columbia St #601 been on the market?
39 days — 145 Columbia St #601 was listed on September 23, 2026.
What is the price per square foot of 145 Columbia St #601?
About $734 to $880 per square foot: the asking price of $439,900 over the 500–599 sq ft the listing gives as its size range.
Does 145 Columbia St #601 have a basement, and is it finished?
The listing says 145 Columbia St #601 has no basement.
