145 Columbia St W #S- 2225 is a 2-bedroom, 1-bathroom condo in Waterloo, listed for $419,999. It has 500-599 sq ft of living space.
1Welcome to this Bright, Fully Furnished, move in ready unit on the 22nd floor with a clear/ unobstructed views + floor to ceiling windows bringing in lots of natural light.
2Open concept living/ kitchen area with modern finishes throughout.
3Quartz countertops, breakfast bar, stainless steel appliances + light colour finishes with Vinyl floors+ in unit laundry+ good storage space.
Welcome to this Bright, Fully Furnished, move in ready unit on the 22nd floor with a clear/ unobstructed views + floor to ceiling windows bringing in lots of natural light. This unit in the South Tower is walking distance to both Wilfrid Laurier University and the University of Waterloo. Low maintenance fees! Functional 1 bedroom + den layout, with the separate den set up as a 2nd bedroom. Open concept living/ kitchen area with modern finishes throughout. Quartz countertops, breakfast bar, stainless steel appliances + light colour finishes with Vinyl floors+ in unit laundry+ good storage space. All existing furniture is included, making this a turnkey student rental or move in ready home for yourself! Great option for parents looking for a place for their university student, investors, or anyone wanting the convenience of living close to campus. Amazing building amenities - Fitness Centre, Yoga Studio, Sauna, Indoor Basketball Court, Movie Theatre, Games Room with billiards/ ping pong, Business Lounge with meeting rooms + Rooftop. On site Starbucks, Walking distance to restaurants/ cafes/ takeout spots and University Shops Plaza, with nearby grocery stores, Waterloo Park + trails. Easy access to GRT bus routes and the University of Waterloo ION station across the street, with Uptown Waterloo + Conestoga Mall a short transit ride away. A convenient location for school, work + everyday living!
2 bedrooms, 1 bathroom, about 500 sq ft, works out to roughly $840 per square foot. Chat with Zara if you'd like a deeper read on whether this condo fits your budget and timing.
Inside 145 Columbia St W #S- 2225
Every detail from the listing, in one place.
Type
Condo
Style
Apartment
Living space
500-599 sq ftas stated on the listing
Basement
None
Features & systems
Parking & garage
Parking spaces
0
Interior
Basement
None
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
Apartment
Property class
Condo Apartment
145 Columbia St W #S- 2225 Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® X14100624$419,999
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 145 Columbia St W #S- 2225 Compares to the Waterloo Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$2,063
/mo
based on the purchase price of $419,999
$84,000 cash
$335,999 financed
$282,999 total interest
Principal54%$335,999
Interest46%$282,999
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
Want rate-drop alerts and a saved shortlist?
Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
For homeowners nearby
Own a home on Columbia Street West? See what yours is worth
Get an instant estimate for your own home, based on recent sales around you. A free account shows the number and emails you the full report.
Free · No obligation · Backed by Coldwell Banker
Book a tour of 145 Columbia St W #S- 2225 with a licensed buyer's agent
Your agent is usually paid from the seller's side. We'll confirm the co-operating commission on this listing before you sign anything.
Zara, any time
Zara · AI virtual agent
Ask about 145 Columbia St W #S- 2225 day or night. Zara reads this listing and answers in plain words. When you want a person, she hands you to a licensed agent.
A licensed local agent
Your agent shows you the home, checks the paperwork and negotiates your offer, on your side, not the seller's.
Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Waterloo
Other 1–2 bed homes for sale in Waterloo around $420K.
Average days on market32Homes sold in about 32 days on average.
Sale-to-list ratio100.0%On average, homes sold at or above asking.
Active listings404Homes for sale here right now.
Median vs prior 90 days−3.2%Compared with Apr 25 – Jul 24, 2026: prices down.
Based on 433 sales from Jul 24 – Oct 22, 2026 (303 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
More in this building
7 for sale at 145 Columbia St W — plus its sale and lease history.
How much is 145 Columbia St W #S- 2225 listed for?
145 Columbia St W #S- 2225 is listed at $419,999 (MLS® X14100624). Summitly updates the price as soon as the MLS® record changes.
Is $419,999 a good price for 145 Columbia St W #S- 2225?
Summitly rates it Well Above Market: the asking price is 15% or more above Zara's estimate, an estimate built from recent sales in Waterloo. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 145 Columbia St W #S- 2225 changed?
No — 145 Columbia St W #S- 2225 is still listed at its original asking price of $419,999.
How many bedrooms and bathrooms does 145 Columbia St W #S- 2225 have?
145 Columbia St W #S- 2225 has 2 bedrooms and 1 bathroom, with about 500–599 square feet of living space. It is a condo in Waterloo.
Is 145 Columbia St W #S- 2225 close to transit?
The nearest rapid-transit station is University of Waterloo Station (ION), about 450 m (about a 6-minute walk) in a straight line. Research and Technology Station is about 740 m (about a 9-minute walk), and Laurier - Waterloo Park Station is about 920 m (about a 12-minute walk). Distances are straight-line, not walking routes; check the transit agency for routes and schedules.
How much would the monthly mortgage be on 145 Columbia St W #S- 2225?
About $2,063 a month — principal and interest on $419,999 with 20% down ($84,000), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 145 Columbia St W #S- 2225 compare with other homes in Waterloo?
Its asking price of $419,999 is about 39% below the median sold price in Waterloo over the last 90 days, $689,000, across 433 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 145 Columbia St W #S- 2225 been sold before?
Summitly has no earlier MLS® sale or lease of 145 Columbia St W #S- 2225 on record from the last two years. Older records aren't shown under TRREB rules.
Where is 145 Columbia St W #S- 2225?
145 Columbia St W #S- 2225 is in Waterloo, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 145 Columbia St W #S- 2225 been on the market?
2 days — 145 Columbia St W #S- 2225 was listed on October 20, 2026.
What is the price per square foot of 145 Columbia St W #S- 2225?
About $701 to $840 per square foot: the asking price of $419,999 over the 500–599 sq ft the listing gives as its size range.
Does 145 Columbia St W #S- 2225 have a basement, and is it finished?
The listing says 145 Columbia St W #S- 2225 has no basement.
