DetachedListed today

15 Charles St N, St. Marys

Name: 15 Charles Street N
SKU: X14116866
Price: 400000 CAD
Availability: InStock

St. Marys, ON · · MLS® X14116866Updated October 26, 2026

$400,000Est. $1,965/mo mortgage

Bedrooms: 2
Bathrooms: 1
Living space: 700–1100sq ft
Parking spaces: 4

Type Detached
Lot 25.995 acres
Garage Yes
Basement Unfinished

What you should know

15 Charles St N is a 2-bedroom, 1-bathroom detached home in St. Marys, listed for $400,000. It has 700-1100 sq ft of living space.

Attention investors, renovators, first-time buyers, and flippers!
Set on an oversized ravine lot backing onto Trout Creek, 15 Charles Street offers a rare opportunity to unlock significant potential in the heart of St.
Whether you're planning a complete renovation, a profitable flip, or creating your dream home on an impressive lot, this property offers incredible potential in a desirable location.

Ask Zara:

2 Bed, 1 Bath Detached Home in St. Marys

About 15 Charles Street North

Attention investors, renovators, first-time buyers, and flippers! Set on an oversized ravine lot backing onto Trout Creek, 15 Charles Street offers a rare opportunity to unlock significant potential in the heart of St. Marys. This 1 3/4 storey home features 2 bedrooms and 1 bathroom and is ready for someone with vision to bring it back to life.The expansive property is the true standout, offering exceptional outdoor space, privacy, and endless possibilities. For hobbyists, contractors, or anyone needing extra storage, the property boasts a huge shop/garage, a second detached garage perfect for storing a boat, trailer, or other recreational toys, plus an additional storage shed.The home itself requires updating and renovation, making it an ideal opportunity for a handyman, contractor, investor, or first-time buyer looking to build equity through sweat equity. Whether you're planning a complete renovation, a profitable flip, or creating your dream home on an impressive lot, this property offers incredible potential in a desirable location. Being sold in as-is condition.

2 bedrooms, 1 bathroom, about 700 sq ft, works out to roughly $571 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.

Inside 15 Charles St N

Every detail from the listing, in one place.

Type: Detached
Style: 1 1/2 Storey
Living space: 700-1100 sq ftas stated on the listing
Parking: 4 spacesYes garage
Basement: Unfinished

Features & systems

Parking & garage

Garage: Yes
Parking spaces: 4

Interior

Basement: Unfinished

Lot & land

Lot size (sqft): 28707

Listing & possession

Property style: 1 1/2 Storey
Property class: Detached

15 Charles St N Price & Sale History

Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.

Oct 26, 2026For saleListedThis listingMLS® X14116866$400,000

Sourced from MLS®. Includes earlier listings of this property on record.

What's it worth?

How 15 Charles St N Compares to the St. Marys Market

Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.

Zara’s estimate

Well Above Market· based on 79 recent sales

Value your own home →How accurate are Zara’s estimates?

Summitly estimate, not from TRREB, the MLS® or the listing brokerage. Not an appraisal. How it works

St. Marys market, last 90 days

Median sold price: $561,500
Average sold price: $571,057
Average days on market: 71
Homes sold: 42

Closed sales on the TRREB MLS®.

Full St. Marys market report

Recently sold nearby in St. Marys

Sold prices are shown free to signed-in members, as board rules require.

6 nearby sales vs. this home

Closed sales from MLS®, compared with this home's asking price.

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Home	Sold price	$ / sqft	% of asking	Sold
This home15 Charles Street N 2 bd · 1 ba · 700 sqft	$400,000asking	$571	—	—
296 Glass Street 4 bd · 3 ba · 1,100 sqft
138 Millson Crescent 3 bd · 3 ba · 1,100 sqft
10 Dunsford Crescent 3 bd · 2 ba · 700 sqft
94 Wilson Court 4 bd · 3 ba · 2,000 sqft
94 William Street 3 bd · 2 ba · 700 sqft
29 Dunsford Crescent 3 bd · 2 ba · 1,100 sqft

296 Glass Street
4 bd · 3 ba · 1,100 sqft
138 Millson Crescent
3 bd · 3 ba · 1,100 sqft
10 Dunsford Crescent
3 bd · 2 ba · 700 sqft
94 Wilson Court
4 bd · 3 ba · 2,000 sqft
94 William Street
3 bd · 2 ba · 700 sqft
29 Dunsford Crescent
3 bd · 2 ba · 1,100 sqft

Living in St. Marys: Location & Amenities

Transit, schools, parks and everyday places near this home. Select any place to open it on Google Maps.

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How long is your commute?

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Costs, Mortgage & Rental Return for 15 Charles St N

What it could cost each month, today's rates from our mortgage partner, and what it could return as a rental.

Mortgage: $1,965; 20% down · 25 years · 5.5% assumed
Property tax: $220; 0.66% mill rate · ON
Total per month: $2,185; Before utilities, insurance and fees

Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

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Monthly cost

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Down payment

Rate (%)

Years

An estimate, not a quote. Utilities and insurance are extra.

Affordability calculator

Estimated monthly payment

$1,965

/mo

based on the purchase price of $400,000

Down payment20%

$80,000 cash

Amortization25 yr

$320,000 financed

Rate5.50%

$269,524 total interest

Principal54%$320,000

Interest46%$269,524

20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

Rental income potential

Est. monthly rent

low–high

Gross yield

rent × 12 ÷ price

Cap rate (est.)

net of tax + fees

Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.

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Listing brokerage: BLUE FOREST REALTY INC., BrokerageMLS® X14116866 · Listing data last updated October 26, 2026

Listing data comes from the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but not guaranteed. Shown on Summitly by Coldwell Banker Summit Realty, Brokerage, which is not the listing brokerage. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose. © 2026 Toronto Regional Real Estate Board. All rights reserved.

Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

For sale· listed Oct 25· $571/sq ft

Estimated monthly mortgage$1,965/moMortgage only · 20% down · 5.5% assumed

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5.0 · Google rating for Coldwell Banker Summit Realty, Brokerage · as of September 2026

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