DetachedListed today

154 Mill St W, Greater Napanee

Name: 154 Mill Street W
SKU: X14173968
Price: 489900 CAD
Availability: InStock

Greater Napanee, ON · · MLS® X14173968Updated November 12, 2026

$489,900Est. $2,407/mo mortgage

Bedrooms: 4
Bathrooms: 1
Living space: 2000–2500sq ft
Parking spaces: 2

Type Detached
Basement Unfinished

What you should know

154 Mill St W is a 4-bedroom, 1-bathroom detached home in Greater Napanee, listed for $489,900. It has 2000-2500 sq ft of living space.

This beautifully updated two-storey character home offers approximately 2,125 sq. ft. of living space, featuring 4 bedrooms, 2 bathrooms, and an inviting blend of timeless character and thoughtful improvements.
Extensively updated inside and out, this home offers the charm of an older property with the convenience of modern living.
The landscaped backyard provides a wonderful space to relax, entertain, and unwind.

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4 Bed, 1 Bath Detached Home in Greater Napanee

About 154 Mill Street West

Historic charm meets modern comfort at 154 Mill Street West in the heart of Napanee! This beautifully updated two-storey character home offers approximately 2,125 sq. ft. of living space, featuring 4 bedrooms, 2 bathrooms, and an inviting blend of timeless character and thoughtful improvements. Extensively updated inside and out, this home offers the charm of an older property with the convenience of modern living. Major improvements include a new steel roof, updated landscaping, fencing, and a refreshed three-season sunroom featuring new four-track windows. The landscaped backyard provides a wonderful space to relax, entertain, and unwind. Situated on a generous lot in downtown Napanee, you'll enjoy convenient access to local shops, restaurants, parks, and amenities, with Prince Edward County and Kingston just a short drive away. Whether you're searching for a spacious family home, a charming getaway, or an investment opportunity, this property offers exceptional versatility. A wonderful opportunity to own a piece of Napanee's character with the major updates already completed!

4 bedrooms, 1 bathroom, about 2,000 sq ft, works out to roughly $245 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.

Inside 154 Mill St W

Every detail from the listing, in one place.

Type: Detached
Style: 2-Storey
Living space: 2000-2500 sq ftas stated on the listing
Parking: 2 spaces
Basement: Unfinished

Features & systems

Parking & garage

Parking spaces: 2

Interior

Basement: Unfinished

Lot & land

Lot size (sqft): 0

Listing & possession

Property style: 2-Storey
Property class: Detached

154 Mill St W Price & Sale History

Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.

Nov 12, 2026For saleListedThis listingMLS® X14173968$489,900

Sourced from MLS®. Includes earlier listings of this property on record.

What's it worth?

How 154 Mill St W Compares to the Greater Napanee Market

Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.

Zara’s estimate

Excellent Deal· based on 138 recent sales

Value your own home →How accurate are Zara’s estimates?

Summitly estimate, not from TRREB, the MLS® or the listing brokerage. Not an appraisal. How it works

Greater Napanee market, last 90 days

Median sold price: $486,500
Average sold price: $517,603
Average days on market: 51
Homes sold: 88

Closed sales on the TRREB MLS®.

Full Greater Napanee market report

Recently sold nearby in Greater Napanee

Sold prices are shown free to signed-in members, as board rules require.

6 nearby sales vs. this home

Closed sales from MLS®, compared with this home's asking price.

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Home	Sold price	$ / sqft	% of asking	Sold
This home154 Mill Street W 4 bd · 1 ba · 2,000 sqft	$489,900asking	$245	—	—
4739 County Rd 9 Road 3 bd · 2 ba · 1,500 sqft
147 Cooks Road 5 bd · 4 ba · 2,000 sqft
382 Ginger Street 3 bd · 2 ba · 1,100 sqft
610 County Road 8 N/A 4 bd · 2 ba · 2,000 sqft
1280 GALT Street 3 bd · 0 ba · 700 sqft
505 County Road 8 N/A 3 bd · 1 ba · 1,100 sqft

4739 County Rd 9 Road
3 bd · 2 ba · 1,500 sqft
147 Cooks Road
5 bd · 4 ba · 2,000 sqft
382 Ginger Street
3 bd · 2 ba · 1,100 sqft
610 County Road 8 N/A
4 bd · 2 ba · 2,000 sqft
1280 GALT Street
3 bd · 0 ba · 700 sqft
505 County Road 8 N/A
3 bd · 1 ba · 1,100 sqft

Living in Greater Napanee: Location & Amenities

Transit, schools, parks and everyday places near this home. Select any place to open it on Google Maps.

Costs, Mortgage & Rental Return for 154 Mill St W

What it could cost each month, today's rates from our mortgage partner, and what it could return as a rental.

Mortgage: $2,407; 20% down · 25 years · 5.5% assumed
Property tax: $269; 0.66% mill rate · ON
Total per month: $2,676; Before utilities, insurance and fees

Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

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Monthly cost

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Down payment

Rate (%)

Years

An estimate, not a quote. Utilities and insurance are extra.

Affordability calculator

Estimated monthly payment

$2,407

/mo

based on the purchase price of $489,900

Down payment20%

$97,980 cash

Amortization25 yr

$391,920 financed

Rate5.50%

$330,100 total interest

Principal54%$391,920

Interest46%$330,100

20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

Rental income potential

Est. monthly rent

low–high

Gross yield

rent × 12 ÷ price

Cap rate (est.)

net of tax + fees

Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.

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Listing brokerage: EXIT REALTY ACCELERATION REAL ESTATE, BROKERAGEMLS® X14173968 · Listing data last updated November 12, 2026

Listing data comes from the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but not guaranteed. Shown on Summitly by Coldwell Banker Summit Realty, Brokerage, which is not the listing brokerage. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose. © 2026 Toronto Regional Real Estate Board. All rights reserved.

Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

For sale· listed Nov 11· $245/sq ft

Estimated monthly mortgage$2,407/moMortgage only · 20% down · 5.5% assumed

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5.0 · Google rating for Coldwell Banker Summit Realty, Brokerage · as of September 2026

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