DetachedOn market 50 days

1606 Concession 4 Rd, Niagara-on-the-Lake

Name: 1606 Concession 4 Road
SKU: X13707588
Price: 1299000 CAD
Availability: InStock

Niagara-on-the-Lake, ON · · MLS® X13707588Updated August 24, 2026

$1,299,000Est. $6,382/mo mortgage

Bedrooms: 3
Bathrooms: 3
Living space: 2500–3000sq ft
Parking spaces: 4

Type Detached
Garage Yes
Basement Full, Finished

What you should know

1606 Concession 4 Rd is a 3-bedroom, 3-bathroom detached home in Niagara-on-the-Lake, listed for $1,299,000. It has 2500-3000 sq ft of living space.

In the quaint Village of Virgil, this stunningly updated executive custom 2 storey home with over 3700 sq ft of finished living space has been meticulously maintained and lovingly cared for.
The newer kitchen is the immaculate hub of the family focused main floor.
Coming complete with a charming breakfast nook, formal dining room, and spectacular family room with cozy gas fireplace this open concept layout optimizes your family time like never before.

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3 Bed, 3 Bath Detached Home in Niagara-on-the-Lake

About 1606 Concession 4 Road

Welcome to 1606 Concession 4 Rd. In the quaint Village of Virgil, this stunningly updated executive custom 2 storey home with over 3700 sq ft of finished living space has been meticulously maintained and lovingly cared for. Sitting only a stones throw from Old Town, Niagara on the Lake where the world class wineries, quaint shops and incredible parks along the lake can fill your days with wonder. The main floor takes your breath away the moment you enter when you are met with soaring high ceilings and a showstopping spiral staircase. The newer kitchen is the immaculate hub of the family focused main floor. Coming complete with a charming breakfast nook, formal dining room, and spectacular family room with cozy gas fireplace this open concept layout optimizes your family time like never before. A second living space is on this floor as well. Heading up the gorgeous staircase your private time is valued in the 3 large bedrooms. The primary suite is the jewel of the 2nd floor with a walk-in closet and ensuite oasis that features double sinks, a large soaker tub and a walk out to a new glass balcony that completes your relaxation time overlooking your dream backyard. Entertaining is a breeze when you couple the completely finished basement, that offers a large rec room, cold cellar wine room, office and 3 pc bathroom, with the large wooden deck built only 2 years ago and fully fenced park like backyard, the picture of the lifestyle you've always desired becomes reality. Some updates include A/C 2025, Furnace 2018, Roof 2021 and so many others, this home is everything you could've dreamed of! See for yourself!

3 bedrooms, 3 bathrooms, about 2,500 sq ft, works out to roughly $520 per square foot, the bed-to-bath ratio is generous. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.

Inside 1606 Concession 4 Rd

Every detail from the listing, in one place.

Type: Detached
Style: 2-Storey
Living space: 2500-3000 sq ftas stated on the listing
Parking: 4 spacesYes garage
Basement: Full, Finished

Features & systems

Parking & garage

Garage: Yes
Parking spaces: 4

Interior

Basement: Full · Finished

Lot & land

Lot size (sqft): 0

Listing & possession

Property style: 2-Storey
Property class: Detached

1606 Concession 4 Rd Price & Sale History

Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.

Aug 24, 2026For saleListedThis listingMLS® X13707588$1,299,000

Sourced from MLS®. Includes earlier listings of this property on record.

What's it worth?

How 1606 Concession 4 Rd Compares to the Niagara-on-the-Lake Market

Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.

Zara’s estimate

Excellent Deal· based on 227 recent sales

Value your own home →How accurate are Zara’s estimates?

Summitly estimate, not from TRREB, the MLS® or the listing brokerage. Not an appraisal. How it works

Niagara-on-the-Lake market, last 90 days

Median sold price: $1,020,000
Average sold price: $1,176,535
Average days on market: 57
Homes sold: 169

Closed sales on the TRREB MLS®.

Full Niagara-on-the-Lake market report

Recently sold nearby in Niagara-on-the-Lake

Sold prices are shown free to signed-in members, as board rules require.

6 nearby sales vs. this home

Closed sales from MLS®, compared with this home's asking price.

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Home	Sold price	$ / sqft	% of asking	Sold
This home1606 Concession 4 Road 3 bd · 3 ba · 2,500 sqft	$1,299,000asking	$520	—	—
55 Delater Street 2 bd · 1 ba · 1,100 sqft
8 DIXIE Avenue 2 bd · 3 ba · 1,500 sqft
29 Circle Street 3 bd · 2 ba · 1,100 sqft
1080 Line 3 Road 3 bd · 2 ba · 2,000 sqft
30 Bianca Drive 2 bd · 3 ba · 1,100 sqft
25 RIESLING Drive 2 bd · 2 ba · 1,100 sqft

55 Delater Street
2 bd · 1 ba · 1,100 sqft
8 DIXIE Avenue
2 bd · 3 ba · 1,500 sqft
29 Circle Street
3 bd · 2 ba · 1,100 sqft
1080 Line 3 Road
3 bd · 2 ba · 2,000 sqft
30 Bianca Drive
2 bd · 3 ba · 1,100 sqft
25 RIESLING Drive
2 bd · 2 ba · 1,100 sqft

Living in Niagara-on-the-Lake: Location & Amenities

Transit, schools, parks and everyday places near this home. Select any place to open it on Google Maps.

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Costs, Mortgage & Rental Return for 1606 Concession 4 Rd

What it could cost each month, today's rates from our mortgage partner, and what it could return as a rental.

Mortgage: $6,382; 20% down · 25 years · 5.5% assumed
Property tax: $714; 0.66% mill rate · ON
Total per month: $7,096; Before utilities, insurance and fees

Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

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Monthly cost

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Down payment

Rate (%)

Years

An estimate, not a quote. Utilities and insurance are extra.

Affordability calculator

Estimated monthly payment

$6,382

/mo

based on the purchase price of $1,299,000

Down payment20%

$259,800 cash

Amortization25 yr

$1,039,200 financed

Rate5.50%

$875,279 total interest

Principal54%$1,039,200

Interest46%$875,279

20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

Rental income potential

Est. monthly rent

low–high

Gross yield

rent × 12 ÷ price

Cap rate (est.)

net of tax + fees

Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.

For homeowners nearby

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Listing brokerage: RIGHT AT HOME REALTY, BrokerageMLS® X13707588 · Listing data last updated August 24, 2026

Listing data comes from the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but not guaranteed. Shown on Summitly by Coldwell Banker Summit Realty, Brokerage, which is not the listing brokerage. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose. © 2026 Toronto Regional Real Estate Board. All rights reserved.

Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

For sale· listed Aug 23· $520/sq ft

Estimated monthly mortgage$6,382/moMortgage only · 20% down · 5.5% assumed

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5.0 · Google rating for Coldwell Banker Summit Realty, Brokerage · as of September 2026

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