3 Bed, 2 Bath Detached Home in Niagara-on-the-Lake
About 20 Vincent Avenue
Ideally situated in the historic and highly desirable Chautauqua neighbourhood, 20 Vincent Avenue is just steps from Ryerson Park, renowned for its breathtaking sunsets over Lake Ontario and panoramic views toward the Toronto skyline.The main level features a comfortable and inviting layout with warm wood flooring throughout. The dining room provides a lovely setting for special meals and family gatherings, while the open eat-in kitchen offers a practical layout with airy high vaulted ceilings and direct access to the rear deck.Adjacent to the kitchen, the cozy family room features a wood-burning fireplace, creating a welcoming space to relax and unwind, with the potential to be easily converted to gas in the future for added convenience.The centrally located staircase is well illuminated by natural light from skylights and leads to the second level, where you'll find two guest bedrooms, a four-piece bathroom, and a restful primary bedroom with the convenience of ensuite access.The fully finished basement adds valuable living space and versatility, featuring a recreation room, an office, a den, three-piece bathroom, and a large laundry/utility room with excellent storage. Outside, enjoy the covered front porch, interlock driveway, and attached single-car garage. The rear yard features mature gardens, dedicated vegetable garden space, and a 21' x 17' partially covered rear deck-an ideal setting for relaxing, dining outdoors, or entertaining while taking in the peaceful surroundings.This well-loved home is an easy stroll to the heart of Old Town, with its charming shops, celebrated restaurants, theatre, and amenities. A truly special property in an enviable Niagara-on-the-Lake setting.
3 bedrooms, 2 bathrooms, about 1,500 sq ft, works out to roughly $799 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 20 Vincent Ave
Every detail from the listing, in one place.
Type
Detached
Style
2-Storey
Living space
1500-2000 sq ftas stated on the listing
Parking
4 spacesYes garage
Basement
Finished
Features & systems
Parking & garage
Garage
Yes
Parking spaces
4
Interior
Basement
Finished
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
2-Storey
Property class
Detached
20 Vincent Ave Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$5,890
/mo
based on the purchase price of $1,199,000
$239,800 cash
$959,200 financed
$807,898 total interest
Principal54%$959,200
Interest46%$807,898
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Niagara-on-the-Lake
Other 2–4 bed homes for sale in Niagara-on-the-Lake around $1.2M.
Average days on market57Homes sold in about 57 days on average.
Sale-to-list ratio95.3%On average, homes sold below asking.
Active listings276Homes for sale here right now.
Median vs prior 90 days+2.4%Compared with Apr 24 – Jul 23, 2026: prices up.
Based on 159 sales from Jul 23 – Oct 21, 2026 (80 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 20 Vincent Ave
How much is 20 Vincent Ave listed for?
20 Vincent Ave is listed at $1,199,000 (MLS® X13737768). Summitly updates the price as soon as the MLS® record changes.
Is $1,199,000 a good price for 20 Vincent Ave?
Summitly rates it Above Market: the asking price is 5% to 15% above Zara's estimate, an estimate built from recent sales in Niagara-on-the-Lake. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 20 Vincent Ave changed?
Yes — it was first listed at $1,325,000 and is now $1,199,000, a drop of $126,000 (9.5%).
How many bedrooms and bathrooms does 20 Vincent Ave have?
20 Vincent Ave has 3 bedrooms and 2 bathrooms, with about 1,500–2,000 square feet of living space. It is a detached home in Niagara-on-the-Lake.
How much would the monthly mortgage be on 20 Vincent Ave?
About $5,890 a month — principal and interest on $1,199,000 with 20% down ($239,800), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 20 Vincent Ave compare with other homes in Niagara-on-the-Lake?
Its asking price of $1,199,000 is about 19% above the median sold price in Niagara-on-the-Lake over the last 90 days, $1,010,000, across 159 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 20 Vincent Ave been sold before?
Summitly has no earlier MLS® sale or lease of 20 Vincent Ave on record from the last two years. Older records aren't shown under TRREB rules.
Where is 20 Vincent Ave?
20 Vincent Ave is in Niagara-on-the-Lake, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 20 Vincent Ave been on the market?
49 days — 20 Vincent Ave was listed on September 2, 2026.
What is the price per square foot of 20 Vincent Ave?
About $600 to $799 per square foot: the asking price of $1,199,000 over the 1,500–2,000 sq ft the listing gives as its size range.
Does 20 Vincent Ave have parking or a garage?
Yes — the listing gives 4 parking spaces. Garage: Yes.
Does 20 Vincent Ave have a basement, and is it finished?
