END UNIT! ONE-FLOOR! NO Condo fees! Welcome to 17 Cortland Terrace boasting private, fully-fenced lot (35.26' x 131.39' ) with privacy pergola, BBQ gasline and deck neatly tucked off sliding patio doors leading into main floor living area with vaulted ceiling, potlights, and bright, well-appointed kitchen including stainless steel appliances, built-in microwave and slender pantry. Kitchen showcases convenient island with easy close cabinetry. END UNIT offers TWO additional windows allowing for lots of natural light to flood the living spaces. Main floor primary bedroom offers primary 3pc ensuite with walk-in closet. Second bedroom on main floor is being shown as hobby and crafts room. Main floor laundry. Finished lower-level shines with a deep-pour foundation providing taller ceiling height and larger windows for natural light. Lower-level shines with 4pc bathroom, bedroom, family room and handy workshop. Stair lift can be included or excluded. This 1780 sq ft of finished living spaces leads to south-facing, covered front porch for easy additional outdoor space. Double car driveway and single car garage with desirable inside entry completes this excellent valued home. Welcome Home. You'll be happy here.
2 bedrooms, 3 bathrooms, about 1,100 sq ft, works out to roughly $518 per square foot, the bed-to-bath ratio is generous. Chat with Zara if you'd like a deeper read on whether this townhouse fits your budget and timing.
Inside 17 Cortland Terr
Every detail from the listing, in one place.
Type
Townhouse
Style
Bungalow
Living space
1100-1500 sq ftas stated on the listing
Parking
3 spacesYes garage
Basement
Finished
Features & systems
Parking & garage
Garage
Yes
Parking spaces
3
Interior
Basement
Finished
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
Bungalow
Property class
Att/Row/Townhouse
17 Cortland Terr Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® X13809672$569,900
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 17 Cortland Terr Compares to the St. Thomas Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$2,800
/mo
based on the purchase price of $569,900
$113,980 cash
$455,920 financed
$384,004 total interest
Principal54%$455,920
Interest46%$384,004
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in St. Thomas
Other 3–4 bed homes for sale in St. Thomas around $570K.
Average days on market44Homes sold in about 44 days on average.
Sale-to-list ratio97.6%On average, homes sold below asking.
Active listings244Homes for sale here right now.
Median vs prior 90 days−1.1%Compared with May 7 – Aug 5, 2026: prices down.
Based on 238 sales from Aug 5 – Nov 3, 2026 (165 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 17 Cortland Terr
How much is 17 Cortland Terr listed for?
17 Cortland Terr is listed at $569,900 (MLS® X13809672). Summitly updates the price as soon as the MLS® record changes.
Is $569,900 a good price for 17 Cortland Terr?
Summitly rates it Above Market: the asking price is 5% to 15% above Zara's estimate, an estimate built from recent sales in St. Thomas. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 17 Cortland Terr changed?
No — 17 Cortland Terr is still listed at its original asking price of $569,900.
How many bedrooms and bathrooms does 17 Cortland Terr have?
17 Cortland Terr has 2 bedrooms and 3 bathrooms, with about 1,100–1,500 square feet of living space. It is a townhouse in St. Thomas.
How much would the monthly mortgage be on 17 Cortland Terr?
About $2,800 a month — principal and interest on $569,900 with 20% down ($113,980), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 17 Cortland Terr compare with other homes in St. Thomas?
Its asking price of $569,900 is about 9% above the median sold price in St. Thomas over the last 90 days, $525,000, across 238 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 17 Cortland Terr been sold before?
Summitly has no earlier MLS® sale or lease of 17 Cortland Terr on record from the last two years. Older records aren't shown under TRREB rules.
Where is 17 Cortland Terr?
17 Cortland Terr is in St. Thomas, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 17 Cortland Terr been on the market?
43 days — 17 Cortland Terr was listed on September 21, 2026.
What is the price per square foot of 17 Cortland Terr?
About $380 to $518 per square foot: the asking price of $569,900 over the 1,100–1,500 sq ft the listing gives as its size range.
Does 17 Cortland Terr have parking or a garage?
Yes — the listing gives 3 parking spaces. Garage: Yes.
Does 17 Cortland Terr have a basement, and is it finished?
