56 Cortland Terr is a 3-bedroom, 3-bathroom townhouse in St. Thomas, listed for $569,777. It has 1500-2000 sq ft of living space.
1Beautifully designed 4-bedroom, 4-bathroom freehold townhome in St.
2Complete with an attached garage, private driveway (total 3 car parking), deck, and backyard, all conveniently located near schools, parks, shopping, trails, and major routes.
3Move-in ready and perfect for modern family living!
Beautifully designed 4-bedroom, 4-bathroom freehold townhome in St. Thomas! Featuring a bright open-concept layout, modern kitchen with center island, spacious living and dining areas, primary suite with walk-in closet and ensuite, second-floor laundry, and a fully finished lower level with an additional bedroom, full bath, and a versatile living space ideal for a family room, home office, or guest retreat. Complete with an attached garage, private driveway (total 3 car parking), deck, and backyard, all conveniently located near schools, parks, shopping, trails, and major routes. Move-in ready and perfect for modern family living!
3 bedrooms, 3 bathrooms, about 1,500 sq ft, works out to roughly $380 per square foot, the bed-to-bath ratio is generous. Chat with Zara if you'd like a deeper read on whether this townhouse fits your budget and timing.
Inside 56 Cortland Terr
Every detail from the listing, in one place.
Type
Townhouse
Style
2-Storey
Living space
1500-2000 sq ftas stated on the listing
Parking
3 spacesYes garage
Basement
Finished
Features & systems
Parking & garage
Garage
Yes
Parking spaces
3
Interior
Basement
Finished
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
2-Storey
Property class
Att/Row/Townhouse
56 Cortland Terr Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$2,799
/mo
based on the purchase price of $569,777
$113,955 cash
$455,822 financed
$383,922 total interest
Principal54%$455,822
Interest46%$383,922
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
Want rate-drop alerts and a saved shortlist?
Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
For homeowners nearby
Own a home on Cortland Terrace? See what yours is worth
Get an instant estimate for your own home, based on recent sales around you. A free account shows the number and emails you the full report.
Free · No obligation · Backed by Coldwell Banker
Book a tour of 56 Cortland Terr with a licensed buyer's agent
Your agent is usually paid from the seller's side. We'll confirm the co-operating commission on this listing before you sign anything.
Zara, any time
Zara · AI virtual agent
Ask about 56 Cortland Terr day or night. Zara reads this listing and answers in plain words. When you want a person, she hands you to a licensed agent.
A licensed local agent
Your agent shows you the home, checks the paperwork and negotiates your offer, on your side, not the seller's.
Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in St. Thomas
Other 2–3 bed homes for sale in St. Thomas around $570K.
Average days on market47Homes sold in about 47 days on average.
Sale-to-list ratio97.8%On average, homes sold below asking.
Active listings243Homes for sale here right now.
Median vs prior 90 days−3.8%Compared with Apr 17 – Jul 16, 2026: prices down.
Based on 247 sales from Jul 16 – Oct 14, 2026 (160 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 56 Cortland Terr
How much is 56 Cortland Terr listed for?
56 Cortland Terr is listed at $569,777 (MLS® X14031596). Summitly updates the price as soon as the MLS® record changes.
Is $569,777 a good price for 56 Cortland Terr?
Summitly rates it Excellent Deal: the asking price is 10% or more below Zara's estimate, an estimate built from recent sales in St. Thomas. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 56 Cortland Terr changed?
No — 56 Cortland Terr is still listed at its original asking price of $569,777.
How many bedrooms and bathrooms does 56 Cortland Terr have?
56 Cortland Terr has 3 bedrooms and 3 bathrooms, with about 1,500–2,000 square feet of living space. It is a townhouse in St. Thomas.
How much would the monthly mortgage be on 56 Cortland Terr?
About $2,799 a month — principal and interest on $569,777 with 20% down ($113,955), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
Are there open houses at 56 Cortland Terr?
Yes — Saturday, October 17, 2:00 PM – 4:00 PM; Sunday, October 18, 2:00 PM – 4:00 PM. Open-house times come from the listing brokerage and can change, so check this page before you go, or book a private viewing.
How does 56 Cortland Terr compare with other homes in St. Thomas?
Its asking price of $569,777 is about 9% above the median sold price in St. Thomas over the last 90 days, $525,000, across 247 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 56 Cortland Terr been sold before?
Yes — Summitly has 1 earlier MLS® listing of 56 Cortland Terr on record. Their prices and dates are shown to signed-in members under TRREB rules: sign in free to see them in the Listing history above.
Where is 56 Cortland Terr?
56 Cortland Terr is in St. Thomas, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 56 Cortland Terr been on the market?
56 Cortland Terr was listed today (October 14, 2026).
What is the price per square foot of 56 Cortland Terr?
About $285 to $380 per square foot: the asking price of $569,777 over the 1,500–2,000 sq ft the listing gives as its size range.
Does 56 Cortland Terr have parking or a garage?
Yes — the listing gives 3 parking spaces. Garage: Yes.
