Located in the desirable Fitzgerald neighbourhood of St. Catharines, this charming home offers a private driveway and a sunny, open main floor with the inviting feel of a cottage in the city. The home features three bedrooms and numerous recent updates, including an updated kitchen, improvements to the plumbing and wiring. Conveniently located close to downtown amenities, schools, parks, shopping, and transit. Step outside to a cozy backyard with a mature garden, creating a peaceful and inviting outdoor retreat. A warm and welcoming home filled with character, thoughtful updates, and charm - you will feel the love and care that has been poured into this home.
3 bedrooms, 1 bathroom, about 700 sq ft, works out to roughly $571 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 174 Beech St
Every detail from the listing, in one place.
Type
Detached
Style
2-Storey
Living space
700-1100 sq ftas stated on the listing
Parking
1 space
Basement
Full, Unfinished
Features & systems
Parking & garage
Parking spaces
1
Interior
Basement
Full · Unfinished
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
2-Storey
Property class
Detached
174 Beech St Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$1,965
/mo
based on the purchase price of $399,900
$79,980 cash
$319,920 financed
$269,457 total interest
Principal54%$319,920
Interest46%$269,457
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in St. Catharines
Other 2–3 bed homes for sale in St. Catharines around $400K.
Average days on market39Homes sold in about 39 days on average.
Sale-to-list ratio96.2%On average, homes sold below asking.
Active listings754Homes for sale here right now.
Median vs prior 90 days+1.2%Compared with May 16 – Aug 14, 2026: prices up.
Based on 530 sales from Aug 14 – Nov 12, 2026 (502 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 174 Beech St
How much is 174 Beech St listed for?
174 Beech St is listed at $399,900 (MLS® X13801064). Summitly updates the price as soon as the MLS® record changes.
Is $399,900 a good price for 174 Beech St?
Summitly rates it Fair Price: the asking price is Within 3% below to 5% above Zara's estimate, an estimate built from recent sales in St. Catharines. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 174 Beech St changed?
Yes — it was first listed at $425,000 and is now $399,900, a drop of $25,100 (5.9%).
How many bedrooms and bathrooms does 174 Beech St have?
174 Beech St has 3 bedrooms and 1 bathroom, with about 700–1,100 square feet of living space. It is a detached home in St. Catharines.
How much would the monthly mortgage be on 174 Beech St?
About $1,965 a month — principal and interest on $399,900 with 20% down ($79,980), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 174 Beech St compare with other homes in St. Catharines?
Its asking price of $399,900 is about 29% below the median sold price in St. Catharines over the last 90 days, $560,000, across 530 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 174 Beech St been sold before?
Summitly has no earlier MLS® sale or lease of 174 Beech St on record from the last two years. Older records aren't shown under TRREB rules.
Where is 174 Beech St?
174 Beech St is in St. Catharines, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 174 Beech St been on the market?
56 days — 174 Beech St was listed on September 17, 2026.
What is the price per square foot of 174 Beech St?
About $364 to $571 per square foot: the asking price of $399,900 over the 700–1,100 sq ft the listing gives as its size range.
Does 174 Beech St have parking or a garage?
Yes — the listing gives 1 parking space.
Does 174 Beech St have a basement, and is it finished?
The listing describes the basement as: Full, Unfinished.
