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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage — RECO Registration #6018570.

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 8 days

    18 Ross Street

    ·Smiths Falls, ON··

    • 3 beds
    Smiths Falls real estate›X13577750
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Set in an incredibly convenient, family-friendly pocket of Smiths Falls, this bright and spacious side-split is directly across from Chimo Public School, with a Catholic elementary school just down the road. Shopping, restaurants and everyday essentials along Brockville Street are close by, while the Rideau Canal, Lower Reach Park and waterfront trails offer plenty of options for walking and enjoying the outdoors. Inside, the home is filled with natural light and offers a spacious, practical layout. The main level features a bright living room, dining area and kitchen with direct access to the large backyard. Upstairs are three sunny bedrooms and two bathrooms. A few steps down, the bright and open lower-level family room features large windows and a wood-burning fireplace. This level also includes a flexible area currently used as a playroom that could work well as a home office or potential fourth bedroom with the addition of doors. The laundry is also conveniently located on this level. Down a few more steps, you will find an exceptionally large storage area with plenty of room for seasonal items, sports equipment and more.Outside, the oversized backyard is surrounded by mature hedges, creating a beautiful space for children, pets, gardening or summer entertaining. A spacious home with a flexible layout in a location that makes everyday family life that much easier. (Furnace 2017, Windows, front and back door updated) 24 hours on all offers.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jul 17, 2026ListedCurrentFor sale$430,000 —X13577750This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      5
      Heating
      Forced Air
      Air conditioning
      Central Air
      Fireplaces
      1
      Water source
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 18 Ross Street
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $2,112
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $336
    0.94% mill rate · ON
    The market

    How this home sits in the Smiths Falls market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Smiths Falls market right now

    Average sold price, days on market, and closed-transaction count for Smiths Falls — sourced from MLS®.

    • Avg sold price
      $462,173
      Last 30 days
    • Median sold price
      $440,000
      Middle of the market
    • Days on market
      51 d
      Avg from list to close
    • Closed last 30d
      63
      MLS® transactions
    Full Smiths Falls market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 18 Ross Street — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 18 Ross Street and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 18 Ross Street listed for?

      18 Ross Street is listed at $430,000 on the MLS® (listing X13577750). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 18 Ross Street have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 3 baths
  2. 1100-1500 sqft
  3. Detached
  4. Asking
    $430,000
    $0 / sqft · MLS® X13577750
    Chat Zara
  5. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $462,173
    $425,199Confidence range$499,147
    Asking vs estimate
    ≈in-line
    −$32,173
    (-7.0%)
    Asking is in line
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 3 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Smiths Falls sell in about 51 days — this one has been listed 8 days.

    Avg sold price
    $462,173
    Median sold
    $440,000
    Avg days on market
    51
    Recently sold
    63
    See comparable sales
    Walk through online
    Listing agent has provided a interactive tour
    Open virtual tour
    AI highlights by Zara
    • Set in an incredibly convenient, family-friendly pocket of Smiths Falls, this bright and spacious side-split is directly across from Chimo Public School, with a Catholic elementary school just down the road.
    • Inside, the home is filled with natural light and offers a spacious, practical layout.
    • The main level features a bright living room, dining area and kitchen with direct access to the large backyard.
    • A spacious home with a flexible layout in a location that makes everyday family life that much easier. (Furnace 2017, Windows, front and back door updated) 24 hours on all offers.
    Ask Zara a follow-up
    Municipal
    Sewer
    Sewer
  6. Parking & garage

    4
    Garage
    Attached
    Garage spaces
    1
    Parking spaces
    4
    Driveway
    3
  7. Interior

    4
    Basement
    Full, Finished
    Family room
    Y
    Kitchens
    1
    Total rooms
    6
  8. Exterior & construction

    4
    Exterior
    Brick, Vinyl Siding
    Roof
    Asphalt Shingle
    Foundation
    Poured Concrete
    Pool
    None
  9. Listing & possession

    3
    Occupancy
    TBD
    Property style
    Sidesplit
    Property class
    Detached
  10. Combined estimate
    $2,448
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $2,112
    /mo
    based on the purchase price of $430,000
    $86,000 cash
    $344,000 financed
    $289,738 total interest
    Monthly payment$2,112/ month
    Principal54%$344,000
    Interest46%$289,738

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Smiths Falls

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 23 Churchill Crescent
      Sold
      Sign in for price
      23 Churchill Crescent
      Detached
    • 645 Code Drive
      Sold
      Sign in for price
      645 Code Drive
      Detached
    • 7 Ontario Street
      Sold
      Sign in for price
      7 Ontario Street
      Detached
    • 444 EJ's Lane
      Sold
      Sign in for price
      444 EJ's Lane
      Detached
    • 73 MCGILL Street
      Sold
      Sign in for price
      73 MCGILL Street
      Detached
    • 174 Porter Road
      Sold
      Sign in for price
      174 Porter Road
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    18 Ross StreetThis home3 / 311,001,500$430,000ask———
    23 Churchill Crescent3 / 1700—
    645 Code Drive3 / 21,100—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Smiths Falls

    Active listings within ±20% of this asking price.

    • 110 Main Street
      $469,000
      110 Main Street
      Detached 3 2
    • 72 Eric Hutcheson Road
      $499,999
      72 Eric Hutcheson Road
      Detached 3 1
    • 53 Smiths Falls Avenue
      $344,000
      53 Smiths Falls Avenue
      Detached 2 2
    • 70 ABEL Street
      $499,000
      70 ABEL Street
      Detached 3 3
    • 7510 Roger Stevens Drive
      $359,900
      7510 Roger Stevens Drive
      Detached 2 1
    • 388 Cottage Road
      $499,000
      388 Cottage Road
      Detached 2 1
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  11. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  12. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  13. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  14. Public listing courtesy of FIDACITY REALTY · displayed on Summitly per MLS® data-share rules

    18 Ross Street is a 3-bedroom, 3-bath, 1100-1500 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  15. When was 18 Ross Street built?

    The year built for 18 Ross Street isn't published in this MLS® feed — ask a Summitly realtor for the construction year from the seller's disclosure.

  16. What is the property tax for 18 Ross Street?

    The 'Property tax' tab in the History section shows the most recent annual tax for 18 Ross Street plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  17. How much would the monthly mortgage be on 18 Ross Street?

    The affordability calculator on this page shows an estimated monthly mortgage for $430,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  18. Has 18 Ross Street been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 18 Ross Street with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  19. What neighbourhood is 18 Ross Street in?

    18 Ross Street is in Smiths Falls, Smiths Falls. The 'Neighbourhood' section below links to the live Smiths Falls real estate hub with average sold price, days on market, and current inventory.

  20. Is Smiths Falls a good place to live?

    Smiths Falls is one of ON's actively-tracked Summitly markets. The full Smiths Falls real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  21. 7 Ontario Street
    3 / 2
    1,100
    —
    444 EJ's Lane5 / 31,500—
    73 MCGILL Street4 / 32,500—
    174 Porter Road3 / 2700—