DetachedListed today

187 Phillips St, Kingston

Name: 187 Phillips Street
SKU: X14178656
Price: 499900 CAD
Availability: InStock

Kingston, ON · · MLS® X14178656Updated November 13, 2026

$499,900Est. $2,456/mo mortgage

Bedrooms: 2
Bathrooms: 1
Living space: 700–1100sq ft
Parking spaces: 8

Type Detached
Garage Yes
Basement Partially Finished

What you should know

187 Phillips St is a 2-bedroom, 1-bathroom detached home in Kingston, listed for $499,900. It has 700-1100 sq ft of living space.

This two-bedroom bungalow offers the space, setting and potential today's buyers are looking for.
Situated on an oversized lot, the property features a beautifully spacious backyard with a park-like feel, offering a peaceful setting and plenty of room to enjoy the outdoors.
The large double-car garage provides ample space for vehicles, hobbies or a workshop, with two additional storage sheds.

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2 Bed, 1 Bath Detached Home in Kingston

About 187 Phillips Street

An excellent opportunity to own in the desirable Hillendale neighbourhood! This two-bedroom bungalow offers the space, setting and potential today's buyers are looking for. Situated on an oversized lot, the property features a beautifully spacious backyard with a park-like feel, offering a peaceful setting and plenty of room to enjoy the outdoors. The large double-car garage provides ample space for vehicles, hobbies or a workshop, with two additional storage sheds. Inside, the main floor features a separate dining room, patio doors from the primary bedroom leading to a deck overlooking the yard, and original strip hardwood flooring beneath all main-floor carpeting, offering the opportunity to restore a timeless feature. The lower level offers a spacious recreation room with wet bar and exciting potential for a family entertainment space, teenager's retreat or possible in-law suite. A side entrance provides the possibility of separate lower-level access. Additional updates include electrical, roof (approx. 7yr), furnace (approx. 8yr) and central air (approx. 8yr). Cherished by the same family for 60 years, this home is ready to welcome its next owners and a new chapter. Conveniently located with easy access to schools, shopping and everyday amenities, this home is an excellent opportunity to put down roots in an established neighbourhood and make it your own. Note: some photos have been virtually staged.

2 bedrooms, 1 bathroom, about 700 sq ft, works out to roughly $714 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.

Inside 187 Phillips St

Every detail from the listing, in one place.

Type: Detached
Style: Bungalow
Living space: 700-1100 sq ftas stated on the listing
Parking: 8 spacesYes garage
Basement: Partially Finished

Features & systems

Parking & garage

Garage: Yes
Parking spaces: 8

Interior

Basement: Partially Finished

Lot & land

Lot size (sqft): 0

Listing & possession

Property style: Bungalow
Property class: Detached

187 Phillips St Price & Sale History

Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.

Nov 13, 2026For saleListedThis listingMLS® X14178656$499,900

Sourced from MLS®. Includes earlier listings of this property on record.

What's it worth?

How 187 Phillips St Compares to the Kingston Market

Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.

Zara’s estimate

Well Above Market· based on 1,108 recent sales

Value your own home →How accurate are Zara’s estimates?

Summitly estimate, not from TRREB, the MLS® or the listing brokerage. Not an appraisal. How it works

Kingston market, last 90 days

Median sold price: $580,000
Average sold price: $632,693
Average days on market: 35
Homes sold: 507

Closed sales on the TRREB MLS®.

Full Kingston market report

Recently sold nearby in Kingston

Sold prices are shown free to signed-in members, as board rules require.

6 nearby sales vs. this home

Closed sales from MLS®, compared with this home's asking price.

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Home	Sold price	$ / sqft	% of asking	Sold
This home187 Phillips Street 2 bd · 1 ba · 700 sqft	$499,900asking	$714	—	—
15 Alexander Street 4 bd · 2 ba · 1,100 sqft
411 Abbot Street 2 bd · 3 ba · 1,100 sqft
259 Inverness Crescent 4 bd · 3 ba · 1,500 sqft
416 Sheila Court 3 bd · 2 ba · 1,100 sqft
105 Grenadier Drive 3 bd · 2 ba · 700 sqft
1098 Coverdale Drive 3 bd · 3 ba · 1,500 sqft

15 Alexander Street
4 bd · 2 ba · 1,100 sqft
411 Abbot Street
2 bd · 3 ba · 1,100 sqft
259 Inverness Crescent
4 bd · 3 ba · 1,500 sqft
416 Sheila Court
3 bd · 2 ba · 1,100 sqft
105 Grenadier Drive
3 bd · 2 ba · 700 sqft
1098 Coverdale Drive
3 bd · 3 ba · 1,500 sqft

Living in Kingston: Location & Amenities

Transit, schools, parks and everyday places near this home. Select any place to open it on Google Maps.

Costs, Mortgage & Rental Return for 187 Phillips St

What it could cost each month, today's rates from our mortgage partner, and what it could return as a rental.

Mortgage: $2,456; 20% down · 25 years · 5.5% assumed
Property tax: $275; 0.66% mill rate · ON
Total per month: $2,731; Before utilities, insurance and fees

Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

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Monthly cost

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Down payment

Rate (%)

Years

An estimate, not a quote. Utilities and insurance are extra.

Affordability calculator

Estimated monthly payment

$2,456

/mo

based on the purchase price of $499,900

Down payment20%

$99,980 cash

Amortization25 yr

$399,920 financed

Rate5.50%

$336,838 total interest

Principal54%$399,920

Interest46%$336,838

20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

Rental income potential

Est. monthly rent

low–high

Gross yield

rent × 12 ÷ price

Cap rate (est.)

net of tax + fees

Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.

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Listing brokerage: SUTTON GROUP-MASTERS REALTY INC., BROKERAGEMLS® X14178656 · Listing data last updated November 13, 2026

Listing data comes from the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but not guaranteed. Shown on Summitly by Coldwell Banker Summit Realty, Brokerage, which is not the listing brokerage. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose. © 2026 Toronto Regional Real Estate Board. All rights reserved.

Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

For sale· listed Nov 12· $714/sq ft

Estimated monthly mortgage$2,456/moMortgage only · 20% down · 5.5% assumed

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5.0 · Google rating for Coldwell Banker Summit Realty, Brokerage · as of September 2026

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