3 Bed, 3 Bath Detached Home in Niagara-on-the-Lake
About 1876 Four Mile Creek Road
Welcome to 1876 Four Mile Creek Road, where country charm meets modern living in the heart of Virgil. Set on a spacious property, this beautifully updated bungalow offers 5 bedrooms, 3 bathrooms, and a bright, open-concept layout designed for comfortable family living.The custom kitchen features granite countertops, stainless steel appliances, a prep sink, breakfast station, and peninsula seating, while the main level also offers three bedrooms, a luxurious 5-piece bathroom, and a separate rear entrance leading to a functional mudroom. The fully finished basement adds two additional bedrooms, a 3-piece bathroom, and an impressive home theatre complete with a premium projector, built-in speakers, receiver, and wet bar.Outside, enjoy your private backyard oasis with professionally landscaped pavers, a pergola, fire pit, gas BBQ hookup, and sprinkler system. A detached garage with a clubhouse provides additional space for hobbies or family fun.Thoughtfully updated throughout with a custom kitchen (2016), finished basement (2019), furnace, A/C (2019), hydro panel (2019), exterior doors (2017), and more, this move-in-ready home is ideally located just minutes from wineries, golf courses, schools, shopping, and the historic charm of Niagara-on-the-Lake.
3 bedrooms, 3 bathrooms, about 1,100 sq ft, works out to roughly $727 per square foot, the bed-to-bath ratio is generous. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 1876 Four Mile Creek Rd
Every detail from the listing, in one place.
Type
Detached
Style
Bungalow
Living space
1100-1500 sq ftas stated on the listing
Lot size
250 x 60
Parking
6 spacesYes garage
Basement
Partially Finished, Full
Features & systems
Parking & garage
Garage
Yes
Parking spaces
6
Interior
Basement
Partially Finished · Full
Lot & land
Lot dimensions
250 x 60
Lot size (sqft)
0
Listing & possession
Property style
Bungalow
Property class
Detached
1876 Four Mile Creek Rd Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® X14084412$799,900
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 1876 Four Mile Creek Rd Compares to the Niagara-on-the-Lake Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$3,930
/mo
based on the purchase price of $799,900
$159,980 cash
$639,920 financed
$538,981 total interest
Principal54%$639,920
Interest46%$538,981
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
For homeowners nearby
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Niagara-on-the-Lake
Other 2–4 bed homes for sale in Niagara-on-the-Lake around $800K.
Average days on market57Homes sold in about 57 days on average.
Sale-to-list ratio95.3%On average, homes sold below asking.
Active listings277Homes for sale here right now.
Median vs prior 90 days+2.9%Compared with Apr 19 – Jul 18, 2026: prices up.
Based on 158 sales from Jul 18 – Oct 16, 2026 (76 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 1876 Four Mile Creek Rd
How much is 1876 Four Mile Creek Rd listed for?
1876 Four Mile Creek Rd is listed at $799,900 (MLS® X14084412). Summitly updates the price as soon as the MLS® record changes.
Is $799,900 a good price for 1876 Four Mile Creek Rd?
Summitly rates it Fair Price: the asking price is Within 3% below to 5% above Zara's estimate, an estimate built from recent sales in Niagara-on-the-Lake. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 1876 Four Mile Creek Rd changed?
No — 1876 Four Mile Creek Rd is still listed at its original asking price of $799,900.
How many bedrooms and bathrooms does 1876 Four Mile Creek Rd have?
1876 Four Mile Creek Rd has 3 bedrooms and 3 bathrooms, with about 1,100–1,500 square feet of living space. It is a detached home in Niagara-on-the-Lake.
How much would the monthly mortgage be on 1876 Four Mile Creek Rd?
About $3,930 a month — principal and interest on $799,900 with 20% down ($159,980), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 1876 Four Mile Creek Rd compare with other homes in Niagara-on-the-Lake?
Its asking price of $799,900 is about 21% below the median sold price in Niagara-on-the-Lake over the last 90 days, $1,015,000, across 158 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 1876 Four Mile Creek Rd been sold before?
Summitly has no earlier MLS® sale or lease of 1876 Four Mile Creek Rd on record from the last two years. Older records aren't shown under TRREB rules.
Where is 1876 Four Mile Creek Rd?
1876 Four Mile Creek Rd is in Niagara-on-the-Lake, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 1876 Four Mile Creek Rd been on the market?
1 day — 1876 Four Mile Creek Rd was listed on October 15, 2026.
What is the price per square foot of 1876 Four Mile Creek Rd?
About $533 to $727 per square foot: the asking price of $799,900 over the 1,100–1,500 sq ft the listing gives as its size range.
Does 1876 Four Mile Creek Rd have parking or a garage?
Yes — the listing gives 6 parking spaces. Garage: Yes.
Does 1876 Four Mile Creek Rd have a basement, and is it finished?
The listing describes the basement as: Partially Finished, Full.
