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Coldwell Banker Summit Realty

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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage.

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 95 daysPrice drop · $105,000 off (-11.7%)

    522 Mississagua Road

    Town·Niagara-on-the-Lake, ON·L0S 1J0·Near Mississagua/John

    • 2 beds
    Niagara-on-the-Lake real estate›X12974746
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Amazing bungalow with warm flooring throughout the main floor, large room sizes, and a massive lot with stunning private cultured gardens for you to enjoy! Imagine sipping your morning coffee, sun rising over your private tall cedar lined property line, birds chirping, quiet, peaceful. That's what you get with this special property with extremely deep lot in the heart of Old Town. Two bedrooms on the main floor nicely separated for privacy with the main bath across from the primary bedroom. Separate step in shower and jacuzzi tub. So much natural light! This home is incredibly warm and inviting. Lovely updated kitchen with new built in dishwasher and professionally refinished cabinetry (2023.) The living room is large on the front of the home and the family room is on the back with an amazing brick hearth and natural gas fireplace as well as large sliding glass doors to the new composite deck (2025.) Side entry recently updated with composite deck as well (2025.) Furnace and AC replaced in 2022. The lower level has tons of space for you and/or the kids as a family room and the added lower level with basement walkout is massive and has so much potential to be an exercise room, family room, games room, bedroom, or even a small business area! There could be fantastic potential to live upstairs and use the 2nd lower level for your home based business (due diligence to be done by purchaser to ensure the zoning permits desired usage.) The grounds have been professionally groomed and cultured and they are very private. The garage is quite large with plenty of space for a workshop and storage. This bungalow is super cute and walking distance from the entertainment area, restaurants, golf, Shaw Theatre and so much more. You most definitely will not be disappointed!

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jul 12, 2026Price reducedCurrentReduced$795,000−$105,000 (11.7%)X12974746This page
    Apr 9, 2026ListedCurrentFor sale$900,000 —X12974746This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      5
      Heating
      Forced Air
      Air conditioning
      Central Air
      Fireplaces
      1
      Water source
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 522 Mississagua Road
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $3,906
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $364
    0.55% mill rate · ON
    The market

    How this home sits in the Niagara-on-the-Lake market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Niagara-on-the-Lake market right now

    Average sold price, days on market, and closed-transaction count for Niagara-on-the-Lake — sourced from MLS®.

    • Avg sold price
      —
      Last 30 days
    • Median sold price
      —
      Middle of the market
    • Days on market
      —
      Avg from list to close
    • Closed last 30d
      —
      MLS® transactions
    Full Niagara-on-the-Lake market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 522 Mississagua Road — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 522 Mississagua Road and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 522 Mississagua Road listed for?

      522 Mississagua Road is listed at $795,000 on the MLS® (listing X12974746). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 522 Mississagua Road have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 2 baths
  2. 1100-1500 sqft
  3. Detached
  4. Built 51-99
  5. Asking
    $795,000
    $0 / sqft · MLS® X12974746
    Chat Zara
  6. Zara AI Estimate
    Live valuation

    Not enough neighbourhood comparable data yet to estimate this listing. Chat with Zara for a private valuation.

    Ask Zara
    Market analytics

    Live market data for Niagara-on-the-Lake.

    Avg sold price
    —
    Median sold
    —
    Avg days on market
    —
    Recently sold
    —
    See comparable sales
    Walk through online
    Listing agent has provided two interactive tours
    Open virtual tourWatch video tour
    AI highlights by Zara
    • Amazing bungalow with warm flooring throughout the main floor, large room sizes, and a massive lot with stunning private cultured gardens for you to enjoy!
    • That's what you get with this special property with extremely deep lot in the heart of Old Town.
    • Separate step in shower and jacuzzi tub.
    • The garage is quite large with plenty of space for a workshop and storage.
    Ask Zara a follow-up
    Municipal
    Sewer
    Sewer
  7. Parking & garage

    4
    Garage
    Detached
    Garage spaces
    1
    Parking spaces
    7
    Driveway
    Private
  8. Interior

    7
    Basement
    Finished with Walk-Out, Walk-Up
    Family room
    Y
    Kitchens
    1
    Total rooms
    6
    Laundry level
    Lower Level
    Elevator
    N
    Accessibility
    N
  9. Exterior & construction

    4
    Exterior
    Vinyl Siding
    Roof
    Asphalt Shingle
    Foundation
    Poured Concrete
    Pool
    None
  10. Lot & land

    1
    Year built
    51-99
  11. Listing & possession

    4
    Possession
    2026-04-30T00:00:00.000-00:00
    Occupancy
    Immediately Available
    Property style
    Bungalow
    Property class
    Detached
  12. Room-by-room · 10 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    6 rooms
    • Primary Bedroom
      walk-in closet(s) · overlooks garden
      15.1 × 11.1 ft
    • Living Room
      large window · overlooks frontyard
      9.9 × 17.1 ft
    • Bedroom 2
      large closet · large window · overlooks garden
      12.0 × 11.0 ft
    • Bathroom
      whirlpool · separate shower · bidet
      10.0 × 13.1 ft
    • Kitchen
      eat-in kitchen · stainless steel appl · b/i dishwasher
      11.1 × 11.1 ft
    • Family Room
      brick fireplace · gas fireplace · sliding doors
      21.1 × 14.1 ft

    Basement level

    4 rooms
    • Bathroom
      5.0 × 3.6 ft
    • Game Room
      22.0 × 15.0 ft
    • Utility Room
      16.0 × 12.0 ft
    • Bedroom 3
      Walk-Out
      25.1 × 25.1 ft
    Combined estimate
    $4,270
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $3,906
    /mo
    based on the purchase price of $795,000
    $159,000 cash
    $636,000 financed
    $535,679 total interest
    Monthly payment$3,906/ month
    Principal54%$636,000
    Interest46%$535,679

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

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    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Niagara-on-the-Lake

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 202 Anne Street
      Sold
      Sign in for price
      202 Anne Street
      Detached
    • 130 Loretta Drive
      Sold
      Sign in for price
      130 Loretta Drive
      Detached
    • 3 Fedorkow Lane
      Sold
      Sign in for price
      3 Fedorkow Lane
      Detached
    • 202 Hunter Road
      Sold
      Sign in for price
      202 Hunter Road
      Detached
    • 199 Niagara Street
      Sold
      Sign in for price
      199 Niagara Street
      Detached
    • 672 East West Line
      Sold
      Sign in for price
      672 East West Line
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    522 Mississagua RoadThis home2 / 211,001,500$795,000ask———
    202 Anne Street5 / 52,500—
    130 Loretta Drive3 / 21,100—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Niagara-on-the-Lake

    Active listings within ±20% of this asking price.

    • 1209 Line 3 Road
      $949,000
      1209 Line 3 Road
      Detached 3 2
    • 316 Concession 3 Road
      $839,900
      316 Concession 3 Road
      Detached 3 3
    • 948 Line 3 Road
      $848,000
      948 Line 3 Road
      Detached 2 3
    • 46 Pinot Trail
      $900,000
      46 Pinot Trail
      Detached 4 3
    • 1320 Niagara Stone Road
      $749,000
      1320 Niagara Stone Road
      Detached 3 2
    • 848 East And West Line Road
      $799,000
      848 East And West Line Road
      Detached 4 2
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  13. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  14. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  15. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  16. Public listing courtesy of REVEL Realty Inc., Brokerage · displayed on Summitly per MLS® data-share rules

    522 Mississagua Road is a 2-bedroom, 2-bath, 1100-1500 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  17. When was 522 Mississagua Road built?

    522 Mississagua Road was built in 51-99. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  18. What is the property tax for 522 Mississagua Road?

    The 'Property tax' tab in the History section shows the most recent annual tax for 522 Mississagua Road plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  19. How much would the monthly mortgage be on 522 Mississagua Road?

    The affordability calculator on this page shows an estimated monthly mortgage for $795,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  20. Has 522 Mississagua Road been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 522 Mississagua Road with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  21. What neighbourhood is 522 Mississagua Road in?

    522 Mississagua Road is in Town, Niagara-on-the-Lake. The 'Neighbourhood' section below links to the live Niagara-on-the-Lake real estate hub with average sold price, days on market, and current inventory.

  22. Is Niagara-on-the-Lake a good place to live?

    Niagara-on-the-Lake is one of ON's actively-tracked Summitly markets. The full Niagara-on-the-Lake real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  23. 3 Fedorkow Lane
    3 / 5
    2,500
    —
    202 Hunter Road2 / 31,100—
    199 Niagara Street3 / 52,000—
    672 East West Line3 / 1700—