190 Carlton street - a fantastic opportunity with a separate-entrance in-law suite!Looking for space, flexibility, and added convenience? Welcome to 190 Carlton Street! This well-appointed home features a fully set-up in-law suite with a separate entrance, offering an excellent opportunity for multi-generational living, extended family, or added flexibility for your household.The main level offers a functional kitchen overlooking the spacious living and dining areas, creating a welcoming space for everyday living and entertaining. Two bedrooms and a four-piece bathroom complete this level. One of the bedrooms features patio doors leading directly to a private wood deck and above-ground pool, perfect for enjoying the warmer months.The standout feature is the lower-level in-law suite, complete with its own separate entrance, kitchen, large living room, formal bedroom, three-piece bathroom, and dedicated laundry facilities. This self-contained living space provides added privacy and independence for extended family members while keeping everyone conveniently under one roof.Outside, you'll find a detached single-car garage and driveway parking for 2-3 vehicles. The location is ideal, with convenient access to public transit, major highways, shopping, and both public and Catholic schools. St. Denis Catholic School is just down the street, with Harriet Tubman Public School nearby.The seller is including all pool equipment and accessories, and appliances are negotiable.A versatile property with a separate-entrance in-law suite, comfortable living space, and a convenient location-don't miss your opportunity to make 190 Carlton Street your next home!
2 bedrooms, 2 bathrooms, about 700 sq ft, works out to roughly $807 per square foot, the bed-to-bath ratio is generous. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 190 Carlton St
Every detail from the listing, in one place.
Type
Detached
Style
Bungalow
Living space
700-1100 sq ftas stated on the listing
Parking
4 spacesYes garage
Basement
Finished, Apartment
Features & systems
Parking & garage
Garage
Yes
Parking spaces
4
Interior
Basement
Finished · Apartment
Exterior & construction
Pool
Yes
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
Bungalow
Property class
Detached
190 Carlton St Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® X14124498$564,900
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 190 Carlton St Compares to the St. Catharines Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
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Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$2,775
/mo
based on the purchase price of $564,900
$112,980 cash
$451,920 financed
$380,635 total interest
Principal54%$451,920
Interest46%$380,635
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in St. Catharines
Other 2–6 bed homes for sale in St. Catharines around $565K.
Average days on market39Homes sold in about 39 days on average.
Sale-to-list ratio96.4%On average, homes sold below asking.
Active listings756Homes for sale here right now.
Median vs prior 90 days−0.8%Compared with May 1 – Jul 30, 2026: prices down.
Based on 569 sales from Jul 30 – Oct 28, 2026 (508 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 190 Carlton St
How much is 190 Carlton St listed for?
190 Carlton St is listed at $564,900 (MLS® X14124498). Summitly updates the price as soon as the MLS® record changes.
Is $564,900 a good price for 190 Carlton St?
Summitly rates it Well Above Market: the asking price is 15% or more above Zara's estimate, an estimate built from recent sales in St. Catharines. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 190 Carlton St changed?
No — 190 Carlton St is still listed at its original asking price of $564,900.
How many bedrooms and bathrooms does 190 Carlton St have?
190 Carlton St has 2 bedrooms and 2 bathrooms, with about 700–1,100 square feet of living space. It is a detached home in St. Catharines.
How much would the monthly mortgage be on 190 Carlton St?
About $2,775 a month — principal and interest on $564,900 with 20% down ($112,980), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 190 Carlton St compare with other homes in St. Catharines?
Its asking price of $564,900 is about 3% above the median sold price in St. Catharines over the last 90 days, $550,000, across 569 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 190 Carlton St been sold before?
Summitly has no earlier MLS® sale or lease of 190 Carlton St on record from the last two years. Older records aren't shown under TRREB rules.
Where is 190 Carlton St?
190 Carlton St is in St. Catharines, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 190 Carlton St been on the market?
190 Carlton St was listed today (October 28, 2026).
What is the price per square foot of 190 Carlton St?
About $514 to $807 per square foot: the asking price of $564,900 over the 700–1,100 sq ft the listing gives as its size range.
Does 190 Carlton St have parking or a garage?
Yes — the listing gives 4 parking spaces. Garage: Yes.
Does 190 Carlton St have a basement, and is it finished?
The listing describes the basement as: Finished, Apartment.
