DetachedOn market 56 days

196 Circle Rd, Hastings Highlands

Name: 196 Circle Road
SKU: X13720232
Price: 1199999 CAD
Availability: InStock

Hastings Highlands, ON · · MLS® X13720232Updated September 1, 2026

$1,199,999Est. $5,895/mo mortgage

Bedrooms: 2
Bathrooms: 3
Living space: 1100–1500sq ft
Parking spaces: 13

Type Detached
Lot 25.995 acres
Garage Yes
Basement Walk-Out, Partially Finished

What you should know

196 Circle Rd is a 2-bedroom, 3-bathroom detached home in Hastings Highlands, listed for $1,199,999. It has 1100-1500 sq ft of living space.

Set on nearly an acre beside a quiet park, this property offers the perfect mix of privacy, year-round comfort, and endless room to enjoy the Cottage Country lifestyle to the fullest.
Outdoor enthusiasts and hobbyists alike will love the massive 30' x 50' heated and insulated shop, complete with an 80,000 BTU heater and spacious loft above.
A recently renovated kitchen anchors the main living space, while the main floor offers a comfortable primary suite and guest bedroom.

Ask Zara:

2 Bed, 3 Bath Detached Home in Hastings Highlands

About 196 Circle Road

Welcome to 196 Circle Rd on beautiful Lake St. Peter. A rare waterfront retreat where summer days stretch a little longer and every season brings a new adventure. Set on nearly an acre beside a quiet park, this property offers the perfect mix of privacy, year-round comfort, and endless room to enjoy the Cottage Country lifestyle to the fullest. Spend your days out on the water, evenings around the fire, and weekends exploring nearby ATV and snowmobile trails that make this an incredible four-season destination. Outdoor enthusiasts and hobbyists alike will love the massive 30' x 50' heated and insulated shop, complete with an 80,000 BTU heater and spacious loft above. There is more than enough room for boats, snowmobiles, ATVs, tools, and all the gear that comes with lake life. Inside, the home is warm, welcoming, and designed for gathering. A recently renovated kitchen anchors the main living space, while the main floor offers a comfortable primary suite and guest bedroom. Downstairs, the finished walkout basement adds two more bedrooms, a 3-piece washroom, and plenty of extra storage. The perfect setup for hosting family and friends all summer long. Built for easy, worry-free ownership, the property features a forced air furnace with heat pump, on-demand hot water, a deep drilled well, and a 14kW automatic backup generator. Step outside and soak in spectacular views across Lake St. Peter from nearly 100 feet of beautifully landscaped shoreline. Impressive stone retaining walls, a private sandy beach entry, and nearly new aluminum docks create the ultimate waterfront experience for swimming, boating, entertaining, and making unforgettable memories under the sun. Whether you are looking for a full-time waterfront home or the ultimate family getaway, 196 Circle Rd delivers everything people dream about when they picture summers at the lake.

2 bedrooms, 3 bathrooms, about 1,100 sq ft, works out to roughly $1,091 per square foot, the bed-to-bath ratio is generous. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.

Inside 196 Circle Rd

Every detail from the listing, in one place.

Type: Detached
Style: Bungalow
Living space: 1100-1500 sq ftas stated on the listing
Parking: 13 spacesYes garage
Basement: Walk-Out, Partially Finished

Features & systems

Parking & garage

Garage: Yes
Parking spaces: 13

Interior

Basement: Walk-Out · Partially Finished

Lot & land

Lot size (sqft): 0.813

Listing & possession

Property style: Bungalow
Property class: Detached

196 Circle Rd Price & Sale History

Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.

Aug 27, 2026For saleListedThis listingMLS® X13720232$1,199,999

Sourced from MLS®. Includes earlier listings of this property on record.

What's it worth?

How 196 Circle Rd Compares to the Hastings Highlands Market

Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.

Zara’s estimate

Well Above Market· based on 43 recent sales

Value your own home →How accurate are Zara’s estimates?

Summitly estimate, not from TRREB, the MLS® or the listing brokerage. Not an appraisal. How it works

Hastings Highlands market, last 90 days

Median sold price: $515,000
Average sold price: $482,972
Average days on market: 62
Homes sold: 39

Closed sales on the TRREB MLS®.

Full Hastings Highlands market report

Recently sold nearby in Hastings Highlands

Sold prices are shown free to signed-in members, as board rules require.

6 nearby sales vs. this home

Closed sales from MLS®, compared with this home's asking price.

See what these homes actually sold for

Free with a Summitly account. Sign in once and sold prices unlock across the site.

Home	Sold price	$ / sqft	% of asking	Sold
This home196 Circle Road 2 bd · 3 ba · 1,100 sqft	$1,199,999asking	$1,091	—	—
166 Golden Shores Road 2 bd · 1 ba · 700 sqft
2351 North Baptiste Lake Road 3 bd · 1 ba · 700 sqft
336 CHURCH Road 3 bd · 1 ba · 700 sqft
2077 Mink Lake Road 5 bd · 3 ba · 3,500 sqft
464 Mooney Road 2 bd · 1 ba · 3,500 sqft
824 East Road Loop 3 bd · 2 ba · 1,100 sqft

166 Golden Shores Road
2 bd · 1 ba · 700 sqft
2351 North Baptiste Lake Road
3 bd · 1 ba · 700 sqft
336 CHURCH Road
3 bd · 1 ba · 700 sqft
2077 Mink Lake Road
5 bd · 3 ba · 3,500 sqft
464 Mooney Road
2 bd · 1 ba · 3,500 sqft
824 East Road Loop
3 bd · 2 ba · 1,100 sqft

Living in Hastings Highlands: Location & Amenities

Transit, schools, parks and everyday places near this home. Select any place to open it on Google Maps.

Loading schools, parks, groceries and more nearby…

How long is your commute?

From 196 Circle Rd. Typical times without traffic delays; transit times aren't available yet.

Costs, Mortgage & Rental Return for 196 Circle Rd

What it could cost each month, today's rates from our mortgage partner, and what it could return as a rental.

Mortgage: $5,895; 20% down · 25 years · 5.5% assumed
Property tax: $660; 0.66% mill rate · ON
Total per month: $6,555; Before utilities, insurance and fees

Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

Mortgage payments

Mortgage financingPowered by

Lock in a low rate before you offer

Compare today's rates across lenders, lock yours in, and get pre-qualified in about 2 minutes.

Lock in my rate

Call now

Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →

Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.

Monthly cost

Enter a rate to see the monthly cost

Down payment

Rate (%)

Years

An estimate, not a quote. Utilities and insurance are extra.

Affordability calculator

Estimated monthly payment

$5,895

/mo

based on the purchase price of $1,199,999

Down payment20%

$240,000 cash

Amortization25 yr

$959,999 financed

Rate5.50%

$808,571 total interest

Principal54%$959,999

Interest46%$808,571

20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

Want rate-drop alerts and a saved shortlist?

Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

Rental income potential

Est. monthly rent

low–high

Gross yield

rent × 12 ÷ price

Cap rate (est.)

net of tax + fees

Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.

For homeowners nearby

Own a home on Circle Road? See what yours is worth

Get an instant estimate for your own home, based on recent sales around you. A free account shows the number and emails you the full report.

Free · No obligation · Backed by Coldwell Banker

Book a tour of 196 Circle Rd with a licensed buyer's agent

Your agent is usually paid from the seller's side. We'll confirm the co-operating commission on this listing before you sign anything.

Zara, any time

Zara · AI virtual agent

Ask about 196 Circle Rd day or night. Zara reads this listing and answers in plain words. When you want a person, she hands you to a licensed agent.

A licensed local agent

Your agent shows you the home, checks the paperwork and negotiates your offer, on your side, not the seller's.

Find an agent (905) 553-8500 (main line)

Listing brokerage: Royal Lepage Real Estate Associates, BrokerageMLS® X13720232 · Listing data last updated September 1, 2026

Listing data comes from the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but not guaranteed. Shown on Summitly by Coldwell Banker Summit Realty, Brokerage, which is not the listing brokerage. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose. © 2026 Toronto Regional Real Estate Board. All rights reserved.

Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

For sale· listed Aug 26· $1,091/sq ft

Estimated monthly mortgage$5,895/moMortgage only · 20% down · 5.5% assumed

Adjust

Talk to a Real Estate Advisor · (905) 553-8500(main line)

Ask a question about this home

Get pre-approved for this home Run your scenario →

Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.

Price alert

We'll email you if this price drops.

5.0 · Google rating for Coldwell Banker Summit Realty, Brokerage · as of September 2026

Similar homes for sale nearby in Hastings Highlands

Other 3-bed homes for sale in Hastings Highlands around $1.2M.

See all 2-bedroom homes for sale in Hastings Highlands

Homes for sale in Hastings Highlands

Every active Hastings Highlands MLS® listing, updated all day.

Hastings Highlands real estate