Baptiste Lake - West Bay Looking for an exceptional property with ultimate privacy- this is it! Gorgeous 3 bedroom cottage/home is only 7 years old and located on prestigious West bay with western exposure & fantastic view. Well treed lot has 530' of deep clean waterfront & 2.15 acres. 1200 sq ft main floor features engineered hardwood floors, amazing hand crafted trim & beams, stone fireplace, vaulted pine ceilings, pot lights, open concept living rm/dining rm & kitchen, centre island, floor to ceiling windows, second 4 pc bathroom, and main floor laundry. Primary bedroom with gorgeous 3pc ensuite & walk-in closet. Both a large deck & spacious screen porch overlooking the lake. Full walk-out basement with pine ceiling, pot lights, 3rd bedroom, fabulous rec room, lovely built-in bar, 3rd bathroom and a utility room. There is a 10 x 30 Bunkie with 60 amp panel for your extra company, & a gazebo. Very private property at the end of the road surrounded by trees. Seasonal road has been plowed by the seller in the past at his expense. Regular road cost is $500 per year. Cottage has a drilled well, IC foundation, propane furnace, Bell internet and is wired for a generator. Hydro is approx 100 per month. Amazing property and a great location to enjoy Baptiste Lake!
3 bedrooms, 3 bathrooms, about 1,100 sq ft, works out to roughly $1,181 per square foot, the bed-to-bath ratio is generous. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 518 Duncan Lane
Every detail from the listing, in one place.
Type
Detached
Style
Bungalow
Living space
1100-1500 sq ftas stated on the listing
Parking
8 spaces
Basement
Finished with Walk-Out
Features & systems
Parking & garage
Parking spaces
8
Interior
Basement
Finished with Walk-Out
Lot & land
Lot size (sqft)
2.12
Listing & possession
Property style
Bungalow
Property class
Detached
518 Duncan Lane Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$6,382
/mo
based on the purchase price of $1,299,000
$259,800 cash
$1,039,200 financed
$875,279 total interest
Principal54%$1,039,200
Interest46%$875,279
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Similar homes for sale nearby in Hastings Highlands
Other 2–3 bed homes for sale in Hastings Highlands around $1.3M.
Average days on market62Homes sold in about 62 days on average.
Sale-to-list ratio91.3%On average, homes sold below asking.
Active listings93Homes for sale here right now.
Median vs prior 90 days+14.4%Compared with Apr 24 – Jul 23, 2026: prices up.
Based on 39 sales from Jul 23 – Oct 21, 2026 (21 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 518 Duncan Lane
How much is 518 Duncan Lane listed for?
518 Duncan Lane is listed at $1,299,000 (MLS® X13214502). Summitly updates the price as soon as the MLS® record changes.
Is $1,299,000 a good price for 518 Duncan Lane?
Summitly rates it Well Above Market: the asking price is 15% or more above Zara's estimate, an estimate built from recent sales in Hastings Highlands. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 518 Duncan Lane changed?
Yes — it was first listed at $1,375,000 and is now $1,299,000, a drop of $76,000 (5.5%).
How many bedrooms and bathrooms does 518 Duncan Lane have?
518 Duncan Lane has 3 bedrooms and 3 bathrooms, with about 1,100–1,500 square feet of living space. It is a detached home in Hastings Highlands.
How much would the monthly mortgage be on 518 Duncan Lane?
About $6,382 a month — principal and interest on $1,299,000 with 20% down ($259,800), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 518 Duncan Lane compare with other homes in Hastings Highlands?
Its asking price of $1,299,000 is about 152% above the median sold price in Hastings Highlands over the last 90 days, $515,000, across 39 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 518 Duncan Lane been sold before?
Summitly has no earlier MLS® sale or lease of 518 Duncan Lane on record from the last two years. Older records aren't shown under TRREB rules.
Where is 518 Duncan Lane?
518 Duncan Lane is in Hastings Highlands, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 518 Duncan Lane been on the market?
145 days — 518 Duncan Lane was listed on May 29, 2026.
What is the price per square foot of 518 Duncan Lane?
About $866 to $1,181 per square foot: the asking price of $1,299,000 over the 1,100–1,500 sq ft the listing gives as its size range.
Does 518 Duncan Lane have parking or a garage?
Yes — the listing gives 8 parking spaces.
Does 518 Duncan Lane have a basement, and is it finished?
The listing describes the basement as: Finished with Walk-Out.
