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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
1-333-345-6868info@summitly.ca

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 19 days

    518 Duncan Lane

    Herschel Ward·Bancroft, ON·K0L 1C0·Near S Baptiste Lake Rd/Duncan Lane

    • 3 beds
    Bancroft real estate›X13214502
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Baptiste Lake - West Bay Looking for an exceptional property with ultimate privacy- this is it! Gorgeous 3 bedroom cottage/home is only 7 years old and located on prestigious West bay with western exposure & fantastic view. Well treed lot has 530' of deep clean waterfront & 2.15 acres. 1200 sq ft main floor features engineered hardwood floors, amazing hand crafted trim & beams, stone fireplace, vaulted pine ceilings, pot lights, open concept living rm/dining rm & kitchen, centre island, floor to ceiling windows, second 4 pc bathroom, and main floor laundry. Primary bedroom with gorgeous 3pc ensuite & walk-in closet. Both a large deck & spacious screen porch overlooking the lake. Full walk-out basement with pine ceiling, pot lights, 3rd bedroom, fabulous rec room, lovely built-in bar, 3rd bathroom and a utility room. There is a 10 x 30 Bunkie with 60 amp panel for your extra company, & a gazebo. Very private property at the end of the road surrounded by trees. Seasonal road has been plowed by the seller in the past at his expense. Regular road cost is $500 per year. Cottage has a drilled well, IC foundation, propane furnace, Bell internet and is wired for a generator. Hydro is approx 100 per month. Amazing property and a great location to enjoy Baptiste Lake!

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    May 29, 2026ListedCurrentFor sale$1,375,000 —X13214502This page
    May 22, 2025Previously listedExp$1,349,900 —X12166871View
    Jun 6, 2024Previously listedExp$1,400,000 —X8413086View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Forced Air
      Air conditioning
      None
      Water source
      Well
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 518 Duncan Lane
    What's nearby

    Points of interest classified by the MLS® feed.

    • Cul de Sac/Dead End
    • Hospital
    • Marina
    • Waterfront
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $6,755
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $637
    0.56% mill rate · ON
    The market

    How this home sits in the Bancroft market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Bancroft market right now

    Average sold price, days on market, and closed-transaction count for Bancroft — sourced from MLS®.

    • Avg sold price
      $432,634
      Last 30 days
    • Median sold price
      $390,000
      Middle of the market
    • Days on market
      83 d
      Avg from list to close
    • Closed last 30d
      47
      MLS® transactions
    Full Bancroft market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 518 Duncan Lane — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 518 Duncan Lane and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 518 Duncan Lane listed for?

      518 Duncan Lane is listed at $1,375,000 on the MLS® (listing X13214502). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 518 Duncan Lane have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 3 baths
  2. 1100-1500 sqft
  3. Detached
  4. Built 6-15
  5. 2-4.99 ac lot
  6. Asking
    $1,375,000
    $0 / sqft · MLS® X13214502
    Chat Zara
  7. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $432,634
    $398,023Confidence range$467,245
    Asking vs estimate
    ↑↑well-above
    +$942,366
    (+217.8%)
    Asking is well above
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 3 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Bancroft sell in about 83 days — this one has been listed 19 days.

    Avg sold price
    $432,634
    Median sold
    $390,000
    Avg days on market
    83
    Recently sold
    47
    See comparable sales
    Walk through online
    Listing agent has provided a interactive tour
    Open virtual tour
  8. Gorgeous 3 bedroom cottage/home is only 7 years old and located on prestigious West bay with western exposure & fantastic view.
  9. Primary bedroom with gorgeous 3pc ensuite & walk-in closet.
  10. Both a large deck & spacious screen porch overlooking the lake.
  11. Full walk-out basement with pine ceiling, pot lights, 3rd bedroom, fabulous rec room, lovely built-in bar, 3rd bathroom and a utility room.
  12. Ask Zara a follow-up
    Septic
  13. Parking & garage

    3
    Garage
    None
    Parking spaces
    8
    Driveway
    Private Double
  14. Interior

    6
    Basement
    Finished with Walk-Out
    Family room
    N
    Kitchens
    1
    Total rooms
    11
    Laundry level
    Main Level
    Elevator
    N
  15. Exterior & construction

    6
    Exterior
    Wood
    Roof
    Asphalt Shingle
    Foundation
    Insulated Concrete Form
    View
    Lake, Trees/Woods
    Waterfront
    Y
    Pool
    None
  16. Lot & land

    2
    Year built
    6-15
    Zoning
    LSR
  17. Listing & possession

    3
    Occupancy
    Flexible
    Property style
    Bungalow
    Property class
    Detached
  18. Room-by-room · 3 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    3 rooms
    • Primary Bedroom
      3 Pc Ensuite
      11.5 × 12.5 ft
    • Bedroom 2
      9.5 × 10.0 ft
    • Kitchen
      Combined w/Living
      18.0 × 30.0 ft
    Combined estimate
    $7,392
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $6,755
    /mo
    based on the purchase price of $1,375,000
    $275,000 cash
    $1,100,000 financed
    $926,489 total interest
    Monthly payment$6,755/ month
    Principal54%$1,100,000
    Interest46%$926,489

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Bancroft

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 112 Maxwell Settlement Road
      Sold
      Sign in for price
      112 Maxwell Settlement Road
      Detached
    • 577 Lakeview Road
      Sold
      Sign in for price
      577 Lakeview Road
      Detached
    • 9 Stringer Road
      Sold
      Sign in for price
      9 Stringer Road
      Detached
    • 1404 Hybla Road
      Sold
      Sign in for price
      1404 Hybla Road
      Detached
    • 134 Millionaires Walk
      Sold
      Sign in for price
      134 Millionaires Walk
      Detached
    • 4 Nicklaus Drive
      Sold
      Sign in for price
      4 Nicklaus Drive
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    518 Duncan LaneThis home3 / 311,001,500$1,375,000ask———
    112 Maxwell Settlement Road3 / 31,500—
    577 Lakeview Road4 / 11,100—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Bancroft

    Active listings within ±20% of this asking price.

    • 28 Van Luven Lane
      $1,395,000
      28 Van Luven Lane
      Detached 3 3
    • 17 Ida Ho Lane
      $1,399,000
      17 Ida Ho Lane
      Detached 5 3
    • 511 Brethour Road
      $1,449,000
      511 Brethour Road
      Detached 3 5
    • 89 Stewart Road
      $1,349,000
      89 Stewart Road
      Detached 3 2
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  19. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  20. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  21. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  22. Public listing courtesy of RE/MAX COUNTRY CLASSICS LTD. · displayed on Summitly per MLS® data-share rules

    518 Duncan Lane is a 3-bedroom, 3-bath, 1100-1500 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  23. When was 518 Duncan Lane built?

    518 Duncan Lane was built in 6-15. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  24. What is the property tax for 518 Duncan Lane?

    The 'Property tax' tab in the History section shows the most recent annual tax for 518 Duncan Lane plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  25. How much would the monthly mortgage be on 518 Duncan Lane?

    The affordability calculator on this page shows an estimated monthly mortgage for $1,375,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  26. Has 518 Duncan Lane been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 518 Duncan Lane with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  27. What neighbourhood is 518 Duncan Lane in?

    518 Duncan Lane is in Herschel Ward, Bancroft. The 'Neighbourhood' section below links to the live Bancroft real estate hub with average sold price, days on market, and current inventory.

  28. Is Bancroft a good place to live?

    Bancroft is one of ON's actively-tracked Summitly markets. The full Bancroft real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  29. 9 Stringer Road
    4 / 1
    1,500
    —
    1404 Hybla Road2 / 21,100—
    134 Millionaires Walk2 / 1700—
    4 Nicklaus Drive3 / 31,500—