For saleExcellent Deal

DetachedOn market 46 daysPrice drop · $30,100 off (-6.5%)

205 Centre St N, Greater Napanee

Greater Napanee, ON · · MLS® X13817176Updated November 2, 2026

$429,900Est. $2,112/mo mortgage

Bedrooms: 4
Bathrooms: 1
Living space: 1500–2000sq ft
Parking spaces: 5

Type Detached
Garage Yes
Basement Crawl Space

What you should know

205 Centre St N is a 4-bedroom, 1-bathroom detached home in Greater Napanee, listed for $429,900. It has 1500-2000 sq ft of living space.

This spacious 1 1/2 storey home offers plenty of room for comfortable living, featuring 4 bedrooms, 1.5 baths, main-floor laundry, a large kitchen, spacious living room and separate dining room.
This home also offers a newer kitchen, updated windows and a natural gas furnace.
Outside, enjoy the private backyard with space for relaxing, gardening, entertaining or enjoying time with family.

Ask Zara:

4 Bed, 1 Bath Detached Home in Greater Napanee

About 205 Centre Street North

Welcome to 205 Centre Street! This spacious 1 1/2 storey home offers plenty of room for comfortable living, featuring 4 bedrooms, 1.5 baths, main-floor laundry, a large kitchen, spacious living room and separate dining room. Recent improvements include waterproof vinyl flooring throughout the main floor, main floor bathroom (2022), A/C (2023), driveway (2023). This home also offers a newer kitchen, updated windows and a natural gas furnace. Outside, enjoy the private backyard with space for relaxing, gardening, entertaining or enjoying time with family. The detached garage provides additional storage and parking. Conveniently located within walking distance of downtown, shopping, Springside Park and the Waterfront Trail, this home offers both space and a great location. 205 Centre Street is a great opportunity to make it your own or add to your investment portfolio. Don't miss it-book your showing today!

4 bedrooms, 1 bathroom, about 1,500 sq ft, works out to roughly $287 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.

Inside 205 Centre St N

Every detail from the listing, in one place.

Type: Detached
Style: 1 1/2 Storey
Living space: 1500-2000 sq ftas stated on the listing
Parking: 5 spacesYes garage
Basement: Crawl Space

Features & systems

Parking & garage

Garage: Yes
Parking spaces: 5

Interior

Basement: Crawl Space

Lot & land

Lot size (sqft): 0

Listing & possession

Property style: 1 1/2 Storey
Property class: Detached

205 Centre St N Price & Sale History

Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.

—ReducedPrice reducedThis listingMLS® X13817176−$30,100 (6.5%)$429,900
Sep 23, 2026For saleListedThis listingMLS® X13817176$460,000

Sourced from MLS®. Includes earlier listings of this property on record.

What's it worth?

How 205 Centre St N Compares to the Greater Napanee Market

Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.

Zara’s estimate

Excellent Deal· based on 135 recent sales

Value your own home →How accurate are Zara’s estimates?

Summitly estimate, not from TRREB, the MLS® or the listing brokerage. Not an appraisal. How it works

Greater Napanee market, last 90 days

Median sold price: $485,000
Average sold price: $510,163
Average days on market: 51
Homes sold: 84

Closed sales on the TRREB MLS®.

Full Greater Napanee market report

Recently sold nearby in Greater Napanee

Sold prices are shown free to signed-in members, as board rules require.

6 nearby sales vs. this home

Closed sales from MLS®, compared with this home's asking price.

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Home	Sold price	$ / sqft	% of asking	Sold
This home205 Centre Street N 4 bd · 1 ba · 1,500 sqft	$429,900asking	$287	—	—
382 Ginger Street 3 bd · 2 ba · 1,100 sqft
610 County Road 8 N/A 4 bd · 2 ba · 2,000 sqft
1280 GALT Street 3 bd · 0 ba · 700 sqft
505 County Road 8 N/A 3 bd · 1 ba · 1,100 sqft
679 Palace Road 3 bd · 3 ba · 2,000 sqft
5243 COUNTY ROAD 9 Road 5 bd · 3 ba · 1,500 sqft

382 Ginger Street
3 bd · 2 ba · 1,100 sqft
610 County Road 8 N/A
4 bd · 2 ba · 2,000 sqft
1280 GALT Street
3 bd · 0 ba · 700 sqft
505 County Road 8 N/A
3 bd · 1 ba · 1,100 sqft
679 Palace Road
3 bd · 3 ba · 2,000 sqft
5243 COUNTY ROAD 9 Road
5 bd · 3 ba · 1,500 sqft

Living in Greater Napanee: Location & Amenities

Transit, schools, parks and everyday places near this home. Select any place to open it on Google Maps.

Costs, Mortgage & Rental Return for 205 Centre St N

What it could cost each month, today's rates from our mortgage partner, and what it could return as a rental.

Mortgage: $2,112; 20% down · 25 years · 5.5% assumed
Property tax: $236; 0.66% mill rate · ON
Total per month: $2,348; Before utilities, insurance and fees

Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

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Monthly cost

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Down payment

Rate (%)

Years

An estimate, not a quote. Utilities and insurance are extra.

Affordability calculator

Estimated monthly payment

$2,112

/mo

based on the purchase price of $429,900

Down payment20%

$85,980 cash

Amortization25 yr

$343,920 financed

Rate5.50%

$289,671 total interest

Principal54%$343,920

Interest46%$289,671

20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

Rental income potential

Est. monthly rent

low–high

Gross yield

rent × 12 ÷ price

Cap rate (est.)

net of tax + fees

Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.

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Listing brokerage: WAGAR AND MYATT LTD., BROKERAGEMLS® X13817176 · Listing data last updated November 2, 2026

Listing data comes from the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but not guaranteed. Shown on Summitly by Coldwell Banker Summit Realty, Brokerage, which is not the listing brokerage. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose. © 2026 Toronto Regional Real Estate Board. All rights reserved.

Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

For sale· listed Sep 22· $287/sq ft

Estimated monthly mortgage$2,112/moMortgage only · 20% down · 5.5% assumed

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5.0 · Google rating for Coldwell Banker Summit Realty, Brokerage · as of September 2026

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