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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage.

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale Listed 2 days ago

    25 Francis Street

    Lindsay·Kawartha Lakes, ON·K9V 5R8·Near Francis St/Cambridge St N

    • 6 beds
    Kawartha Lakes real estate›X13528224
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Charming 2.5 storey - 6 bedroom, 3.5 bath home full of original character. Enclosed front porch/sunroom, spacious living room with fireplace, formal dining room, and kitchen with heated floors and walkout to the backyard featuring a deck and hot tub (2015). The second floor offers four bedrooms, including one with a walkout to an enclosed porch/sunroom, plus a 4-piece bath. The third floor has two additional bedrooms and a 3-piece bath. Partially finished basement currently used as an exercise room, 3-piece bath, and utility room. Conveniently located close to schools, shopping, parks, and all amenities.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    • Charming 2.5 storey - 6 bedroom, 3.5 bath home full of original character.
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jul 6, 2026ListedCurrentFor sale$509,000 —X13528224This page
    May 30, 2025Previously listedTer$659,900 —X12185832View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      5
      Heating
      Radiant
      Air conditioning
      None
      Fireplaces
      1
      Water source
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 25 Francis Street
    What's nearby

    Points of interest classified by the MLS® feed.

    • Fenced Yard
    • Golf
    • Hospital
    • Park
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $2,501
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $355
    0.84% mill rate · ON
    The market

    How this home sits in the Kawartha Lakes market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Kawartha Lakes market right now

    Average sold price, days on market, and closed-transaction count for Kawartha Lakes — sourced from MLS®.

    • Avg sold price
      —
      Last 30 days
    • Median sold price
      —
      Middle of the market
    • Days on market
      —
      Avg from list to close
    • Closed last 30d
      —
      MLS® transactions
    Full Kawartha Lakes market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 25 Francis Street — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 25 Francis Street and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 25 Francis Street listed for?

      25 Francis Street is listed at $509,000 on the MLS® (listing X13528224). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 25 Francis Street have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 4 baths
  2. 2000-2500 sqft
  3. Detached
  4. Asking
    $509,000
    $0 / sqft · MLS® X13528224
    Chat Zara
  5. Zara AI Estimate
    Live valuation

    Not enough neighbourhood comparable data yet to estimate this listing. Chat with Zara for a private valuation.

    Ask Zara
    Market analytics

    Live market data for Kawartha Lakes.

    Avg sold price
    —
    Median sold
    —
    Avg days on market
    —
    Recently sold
    —
    See comparable sales
    Walk through online
    Listing agent has provided a interactive tour
    Open virtual tour
    Enclosed front porch/sunroom, spacious living room with fireplace, formal dining room, and kitchen with heated floors and walkout to the backyard featuring a deck and hot tub (2015).
  6. Partially finished basement currently used as an exercise room, 3-piece bath, and utility room.
  7. Conveniently located close to schools, shopping, parks, and all amenities.
  8. Ask Zara a follow-up
    Municipal
    Sewer
    Sewer
  9. Parking & garage

    3
    Garage
    None
    Parking spaces
    4
    Driveway
    Lane
  10. Interior

    5
    Basement
    Separate Entrance, Partially Finished
    Family room
    N
    Kitchens
    1
    Total rooms
    15
    Laundry level
    Upper Level
  11. Exterior & construction

    4
    Exterior
    Brick
    Roof
    Asphalt Shingle
    Foundation
    Stone
    Pool
    None
  12. Lot & land

    1
    Zoning
    R2
  13. Listing & possession

    3
    Occupancy
    Flexible
    Property style
    2 1/2 Storey
    Property class
    Detached
  14. Room-by-room · 19 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    6 rooms
    • Dining Room
      18.3 × 9.6 ft
    • Living Room
      fireplace · walk-out
      12.2 × 24.9 ft
    • Sunroom
      16.7 × 7.1 ft
    • Foyer
      5.8 × 15.4 ft
    • Bathroom
      2 Pc Bath
      2.8 × 6.5 ft
    • Kitchen
      Walk-Out
      11.9 × 11.6 ft

    Second level

    7 rooms
    • Bedroom
      Walk-Out
      11.4 × 10.5 ft
    • Bedroom
      7.9 × 7.8 ft
    • Bathroom
      4 Pc Bath
      6.4 × 7.0 ft
    • Bedroom
      11.4 × 9.5 ft
    • Laundry
      3.2 × 4.7 ft
    • Bedroom
      9.9 × 11.5 ft
    • Sunroom
      15.8 × 7.3 ft

    Third level

    3 rooms
    • Bedroom
      14.8 × 9.5 ft
    • Bathroom
      3 pc bath · semi ensuite
      6.9 × 9.0 ft
    • Bedroom
      15.1 × 16.4 ft

    Lower level

    3 rooms
    • Exercise Room
      16.6 × 35.0 ft
    • Utility Room
      11.5 × 11.6 ft
    • Bathroom
      3 Pc Bath
      5.1 × 15.9 ft
  15. Rec./Commun.Centre
  16. School
  17. Combined estimate
    $2,856
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $2,501
    /mo
    based on the purchase price of $509,000
    $101,800 cash
    $407,200 financed
    $342,969 total interest
    Monthly payment$2,501/ month
    Principal54%$407,200
    Interest46%$342,969

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Kawartha Lakes

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 7 James Street
      Sold
      Sign in for price
      7 James Street
      Detached
    • 22 Francis Street
      Sold
      Sign in for price
      22 Francis Street
      Detached
    • 16 Leisure Lane
      Sold
      Sign in for price
      16 Leisure Lane
      Detached
    • 87 Durham Street
      Sold
      Sign in for price
      87 Durham Street
      Detached
    • 7296 Hwy 35
      Sold
      Sign in for price
      7296 Hwy 35
      Detached
    • 304 INDIAN POINT Road
      Sold
      Sign in for price
      304 INDIAN POINT Road
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    25 Francis StreetThis home6 / 420,002,500$509,000ask———
    7 James Street5 / 21,500—
    22 Francis Street5 / 42,500—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Kawartha Lakes

    Active listings within ±20% of this asking price.

    • 94 Adelaide Street
      $439,900
      94 Adelaide Street
      Detached 6 5
    • 5641 Highway 35
      $599,900
      5641 Highway 35
      Detached 7 5
    • 74 Adelaide Street
      $459,800
      74 Adelaide Street
      Detached 5 2
    • 543 Ramsey Road
      $549,900
      543 Ramsey Road
      Detached 5 2
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  18. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  19. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  20. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  21. Public listing courtesy of Birdhouse Realty Inc. · displayed on Summitly per MLS® data-share rules

    25 Francis Street is a 6-bedroom, 4-bath, 2000-2500 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  22. When was 25 Francis Street built?

    The year built for 25 Francis Street isn't published in this MLS® feed — ask a Summitly realtor for the construction year from the seller's disclosure.

  23. What is the property tax for 25 Francis Street?

    The 'Property tax' tab in the History section shows the most recent annual tax for 25 Francis Street plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  24. How much would the monthly mortgage be on 25 Francis Street?

    The affordability calculator on this page shows an estimated monthly mortgage for $509,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  25. Has 25 Francis Street been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 25 Francis Street with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  26. What neighbourhood is 25 Francis Street in?

    25 Francis Street is in Lindsay, Kawartha Lakes. The 'Neighbourhood' section below links to the live Kawartha Lakes real estate hub with average sold price, days on market, and current inventory.

  27. Is Kawartha Lakes a good place to live?

    Kawartha Lakes is one of ON's actively-tracked Summitly markets. The full Kawartha Lakes real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  28. 16 Leisure Lane
    5 / 3
    2,000
    —
    87 Durham Street8 / 31,500—
    7296 Hwy 357 / 42,000—
    304 INDIAN POINT Road6 / 43,500—