3 Margaret St is a 5-bedroom, 1-bathroom detached home in St. Thomas, listed for $449,900. It has 1500-2000 sq ft of living space.
1The basement is unfinished with laundry and storage space.
2While this home doesn't have a backyard, it makes up for it with its spacious interior, charming character, and park-like green space just steps away.
Location, Location! This beautiful 2.5 storey century home is located in the sought after courthouse district and ready to be enjoyed by the whole family. With ravine views from the covered front porch as you enter the home you are welcomed by hardwood floors throughout the generous sized living room complete with gas fireplace leading to the formal dining room and updated GCW kitchen as well as heated mudroom. The second floor is home to 4 bedrooms and a 4 pc bathroom and leads to the 5th bedroom on the third floor feeling more like a private suite with its own heat pump installed providing heat and air conditioning. The basement is unfinished with laundry and storage space. While this home doesn't have a backyard, it makes up for it with its spacious interior, charming character, and park-like green space just steps away.
5 bedrooms, 1 bathroom, about 1,500 sq ft, works out to roughly $300 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.Ask Zara a follow-up
Inside 3 Margaret St
Every detail from the listing, in one place.
Type
Detached
Style
2 1/2 Storey
Living space
1500-2000 sq ftas stated on the listing
Parking
3 spacesYes garage
Basement
Unfinished
Features & systems
Parking & garage
Garage
Yes
Parking spaces
3
Interior
Basement
Unfinished
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
2 1/2 Storey
Property class
Detached
3 Margaret St Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® X13879898$449,900
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 3 Margaret St Compares to the St. Thomas Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
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Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$2,210
/mo
based on the purchase price of $449,900
$89,980 cash
$359,920 financed
$303,147 total interest
Principal54%$359,920
Interest46%$303,147
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Similar homes for sale nearby in St. Thomas
Other 4-bed homes for sale in St. Thomas around $450K.
Average days on market48Homes sold in about 48 days on average.
Sale-to-list ratio97.9%On average, homes sold below asking.
Active listings248Homes for sale here right now.
Median vs prior 90 days−4.7%Compared with Apr 13 – Jul 12, 2026: prices down.
Based on 247 sales from Jul 12 – Oct 10, 2026 (150 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 3 Margaret St
How much is 3 Margaret St listed for?
3 Margaret St is listed at $449,900 (MLS® X13879898). Summitly updates the price as soon as the MLS® record changes.
Is $449,900 a good price for 3 Margaret St?
Summitly rates it Excellent Deal: the asking price is 10% or more below Zara's estimate, an estimate built from recent sales in St. Thomas. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 3 Margaret St changed?
No — 3 Margaret St is still listed at its original asking price of $449,900.
How many bedrooms and bathrooms does 3 Margaret St have?
3 Margaret St has 5 bedrooms and 1 bathroom, with about 1,500–2,000 square feet of living space. It is a detached home in St. Thomas.
How much would the monthly mortgage be on 3 Margaret St?
About $2,210 a month — principal and interest on $449,900 with 20% down ($89,980), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 3 Margaret St compare with other homes in St. Thomas?
Its asking price of $449,900 is about 13% below the median sold price in St. Thomas over the last 90 days, $520,000, across 247 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 3 Margaret St been sold before?
Summitly has no earlier MLS® sale or lease of 3 Margaret St on record from the last two years. Older records aren't shown under TRREB rules.
Where is 3 Margaret St?
3 Margaret St is in St. Thomas, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 3 Margaret St been on the market?
1 day — 3 Margaret St was listed on October 9, 2026.
What is the price per square foot of 3 Margaret St?
About $225 to $300 per square foot: the asking price of $449,900 over the 1,500–2,000 sq ft the listing gives as its size range.
Does 3 Margaret St have parking or a garage?
Yes — the listing gives 3 parking spaces. Garage: Yes.
Does 3 Margaret St have a basement, and is it finished?
The listing describes the basement as: Unfinished.
