DetachedListed today

220 Thomas St W, Greater Napanee

Name: 220 Thomas Street W
SKU: X14125574
Price: 449900 CAD
Availability: InStock

Greater Napanee, ON · · MLS® X14125574Updated October 28, 2026

$449,900Est. $2,210/mo mortgage

Bedrooms: 3
Bathrooms: 1
Living space: 1100–1500sq ft
Parking spaces: 4

Type Detached
Garage Yes
Basement Finished, Full

What you should know

220 Thomas St W is a 3-bedroom, 1-bathroom detached home in Greater Napanee, listed for $449,900. It has 1100-1500 sq ft of living space.

The main floor features a spacious kitchen, separate dining area, comfortable living room, one bedroom, a 4-piece bathroom, and convenient main-floor laundry.
The finished basement offers a generous recreation room, perfect for movie nights, hobbies, or a home gym, along with additional utility and storage space.
Outside, enjoy the deck-perfect for summer barbecues and outdoor entertaining-along with a fenced-in yard ideal for pets, gardening, or relaxing outdoors.

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3 Bed, 1 Bath Detached Home in Greater Napanee

About 220 Thomas Street West

Discover the charm and versatility of 220 Thomas Street West, situated on a corner lot in the welcoming community of Greater Napanee. The main floor features a spacious kitchen, separate dining area, comfortable living room, one bedroom, a 4-piece bathroom, and convenient main-floor laundry. Upstairs, two additional bedrooms provide flexibility for family, guests, or a home office. The finished basement offers a generous recreation room, perfect for movie nights, hobbies, or a home gym, along with additional utility and storage space. Outside, enjoy the deck-perfect for summer barbecues and outdoor entertaining-along with a fenced-in yard ideal for pets, gardening, or relaxing outdoors. An attached garage adds extra convenience and storage. Located in the welcoming community of Greater Napanee, you'll enjoy easy access to local shops, restaurants, cafés, and the charm of the historic downtown. Explore scenic waterfront trails along the Napanee River, nearby parks, playgrounds, and recreational facilities. With convenient access to Highway 401, commuting to Kingston or Belleville is also a breeze. Whether you're a first-time buyer, looking for extra space, or ready to put down roots in a friendly community, this home offers plenty of possibilities. Make 220 Thomas Street West your next move!

3 bedrooms, 1 bathroom, about 1,100 sq ft, works out to roughly $409 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.

Inside 220 Thomas St W

Every detail from the listing, in one place.

Type: Detached
Style: 1 1/2 Storey
Living space: 1100-1500 sq ftas stated on the listing
Parking: 4 spacesYes garage
Basement: Finished, Full

Features & systems

Parking & garage

Garage: Yes
Parking spaces: 4

Interior

Basement: Finished · Full

Lot & land

Lot size (sqft): 0

Listing & possession

Property style: 1 1/2 Storey
Property class: Detached

220 Thomas St W Price & Sale History

Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.

Oct 28, 2026For saleListedThis listingMLS® X14125574$449,900

Sourced from MLS®. Includes earlier listings of this property on record.

What's it worth?

How 220 Thomas St W Compares to the Greater Napanee Market

Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.

Zara’s estimate

Good Deal· based on 135 recent sales

Value your own home →How accurate are Zara’s estimates?

Summitly estimate, not from TRREB, the MLS® or the listing brokerage. Not an appraisal. How it works

Greater Napanee market, last 90 days

Median sold price: $491,500
Average sold price: $521,544
Average days on market: 56
Homes sold: 94

Closed sales on the TRREB MLS®.

Full Greater Napanee market report

Recently sold nearby in Greater Napanee

Sold prices are shown free to signed-in members, as board rules require.

6 nearby sales vs. this home

Closed sales from MLS®, compared with this home's asking price.

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Home	Sold price	$ / sqft	% of asking	Sold
This home220 Thomas Street W 3 bd · 1 ba · 1,100 sqft	$449,900asking	$409	—	—
8 Briarwood Crescent 3 bd · 3 ba · 1,500 sqft
38 Fitchett Road 4 bd · 1 ba · 2,000 sqft
55 Bridge Street 3 bd · 1 ba · 1,100 sqft
222 Homestead Road 2 bd · 1 ba · 2,000 sqft
409 Dundas Street 3 bd · 1 ba · 700 sqft
6 Ashwood Crescent 2 bd · 3 ba · 1,500 sqft

8 Briarwood Crescent
3 bd · 3 ba · 1,500 sqft
38 Fitchett Road
4 bd · 1 ba · 2,000 sqft
55 Bridge Street
3 bd · 1 ba · 1,100 sqft
222 Homestead Road
2 bd · 1 ba · 2,000 sqft
409 Dundas Street
3 bd · 1 ba · 700 sqft
6 Ashwood Crescent
2 bd · 3 ba · 1,500 sqft

Living in Greater Napanee: Location & Amenities

Transit, schools, parks and everyday places near this home. Select any place to open it on Google Maps.

Costs, Mortgage & Rental Return for 220 Thomas St W

What it could cost each month, today's rates from our mortgage partner, and what it could return as a rental.

Mortgage: $2,210; 20% down · 25 years · 5.5% assumed
Property tax: $247; 0.66% mill rate · ON
Total per month: $2,457; Before utilities, insurance and fees

Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

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Monthly cost

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Down payment

Rate (%)

Years

An estimate, not a quote. Utilities and insurance are extra.

Affordability calculator

Estimated monthly payment

$2,210

/mo

based on the purchase price of $449,900

Down payment20%

$89,980 cash

Amortization25 yr

$359,920 financed

Rate5.50%

$303,147 total interest

Principal54%$359,920

Interest46%$303,147

20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

Rental income potential

Est. monthly rent

low–high

Gross yield

rent × 12 ÷ price

Cap rate (est.)

net of tax + fees

Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.

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Listing brokerage: MCCAFFREY REALTY INC., BROKERAGEMLS® X14125574 · Listing data last updated October 28, 2026

Listing data comes from the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but not guaranteed. Shown on Summitly by Coldwell Banker Summit Realty, Brokerage, which is not the listing brokerage. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose. © 2026 Toronto Regional Real Estate Board. All rights reserved.

Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

For sale· listed Oct 27· $409/sq ft

Estimated monthly mortgage$2,210/moMortgage only · 20% down · 5.5% assumed

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5.0 · Google rating for Coldwell Banker Summit Realty, Brokerage · as of September 2026

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