Welcome to 240 Church Street a great family home located in the village of Belmont. This 2 storey home has 3+1 bedrooms and 3.5 bathrooms with double car garage. The functional kitchen has lots of cupboards, counter space, 2 pantries and gas stove. Main floor laundry with storage off kitchen area. The main floor family room with wood burning fireplace has sliding doors to a backyard with separately fenced inground 32 x 16 pool. The upper level has 3 good sized bedrooms and the master bedroom has walk in closet and 3 piece ensuite. This home has lots of updates including roof 2025, eavestroughs 2021, central air 2022, furnace 2020, pool pump 2021, laminate flooring throughout main 2025, vinyl flooring in upper bedrooms and hall 2021, completely renovated basement 2021 (granny suite), deck and some fencing 2023, ensuite shower 2021 and updated windows throughout. The basement has inside entry off kitchen and separate side entrance and could be used as extra space for growing family, multi-generational living or generating income (separately metered for hydro). Enjoy the covered front porch with its sunny southern exposure. Easy access to 401, with beautiful parks, arena, community centre, splash pad, grocery store, pharmacy, restaurants and more! New public school scheduled to open in2027.
3 bedrooms, 3 bathrooms, about 1,500 sq ft, works out to roughly $451 per square foot, the bed-to-bath ratio is generous. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 240 Church St
Every detail from the listing, in one place.
Type
Detached
Style
2-Storey
Living space
1500-2000 sq ftas stated on the listing
Parking
6 spacesYes garage
Basement
Apartment, Separate Entrance
Features & systems
Parking & garage
Garage
Yes
Parking spaces
6
Interior
Basement
Apartment · Separate Entrance
Exterior & construction
Pool
Yes
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
2-Storey
Property class
Detached
240 Church St Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® X14119610$675,900
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 240 Church St Compares to the Central Elgin Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$3,320
/mo
based on the purchase price of $675,900
$135,180 cash
$540,720 financed
$455,428 total interest
Principal54%$540,720
Interest46%$455,428
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Central Elgin
Other 2–4 bed homes for sale in Central Elgin around $676K.
Average days on market62Homes sold in about 62 days on average.
Sale-to-list ratio97.0%On average, homes sold below asking.
Active listings118Homes for sale here right now.
Median vs prior 90 days−4.5%Compared with Apr 30 – Jul 29, 2026: prices down.
Based on 92 sales from Jul 29 – Oct 27, 2026 (72 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 240 Church St
How much is 240 Church St listed for?
240 Church St is listed at $675,900 (MLS® X14119610). Summitly updates the price as soon as the MLS® record changes.
Is $675,900 a good price for 240 Church St?
Summitly rates it Excellent Deal: the asking price is 10% or more below Zara's estimate, an estimate built from recent sales in Central Elgin. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 240 Church St changed?
No — 240 Church St is still listed at its original asking price of $675,900.
How many bedrooms and bathrooms does 240 Church St have?
240 Church St has 3 bedrooms and 3 bathrooms, with about 1,500–2,000 square feet of living space. It is a detached home in Central Elgin.
How much would the monthly mortgage be on 240 Church St?
About $3,320 a month — principal and interest on $675,900 with 20% down ($135,180), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 240 Church St compare with other homes in Central Elgin?
Its asking price of $675,900 is about 9% above the median sold price in Central Elgin over the last 90 days, $619,950, across 92 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 240 Church St been sold before?
Summitly has no earlier MLS® sale or lease of 240 Church St on record from the last two years. Older records aren't shown under TRREB rules.
Where is 240 Church St?
240 Church St is in Central Elgin, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 240 Church St been on the market?
240 Church St was listed today (October 27, 2026).
What is the price per square foot of 240 Church St?
About $338 to $451 per square foot: the asking price of $675,900 over the 1,500–2,000 sq ft the listing gives as its size range.
Does 240 Church St have parking or a garage?
Yes — the listing gives 6 parking spaces. Garage: Yes.
Does 240 Church St have a basement, and is it finished?
The listing describes the basement as: Apartment, Separate Entrance.
