Beautifully updated throughout, this inviting home is move-in ready with modern finishes and thoughtful upgrades from top to bottom. The main level features a bright, open-concept layout with a contemporary kitchen, dining area and comfortable living room with a cozy fireplace. A convenient mudroom provides additional storage and everyday functionality. Step outside to the fully fenced backyard with a newer deck (2024), perfect for entertaining, relaxing or enjoying the outdoors. Upstairs, you'll find three well-sized bedrooms and a beautifully renovated 4-piece bathroom complete with a soaker tub. The fully finished lower level offers even more versatility with an additional bedroom, 3-piece bathroom, recreation room, laundry area and a separate den ideal for a home office, playroom or flex room. Parking for three vehicles in the driveway adds extra convenience. Ideally located just minutes from Fairview Mall, schools, parks, public transit and everyday amenities. A stylish and modern home offering beautiful finishes, thoughtful updates and comfortable living in a convenient location. Check out video tour!
3 bedrooms, 2 bathrooms, about 700 sq ft, works out to roughly $699 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 243 Geneva St
Every detail from the listing, in one place.
Type
Detached
Style
2-Storey
Living space
700-1100 sq ftas stated on the listing
Parking
2 spaces
Basement
Finished
Features & systems
Parking & garage
Parking spaces
2
Interior
Basement
Finished
Lot & land
Lot size (sqft)
4515
Listing & possession
Property style
2-Storey
Property class
Detached
243 Geneva St Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® X14141740$489,000
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 243 Geneva St Compares to the St. Catharines Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$2,402
/mo
based on the purchase price of $489,000
$97,800 cash
$391,200 financed
$329,493 total interest
Principal54%$391,200
Interest46%$329,493
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
For homeowners nearby
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in St. Catharines
Other 2–3 bed homes for sale in St. Catharines around $489K.
Average days on market39Homes sold in about 39 days on average.
Sale-to-list ratio96.5%On average, homes sold below asking.
Active listings736Homes for sale here right now.
Median vs prior 90 days+1.1%Compared with May 7 – Aug 5, 2026: prices up.
Based on 540 sales from Aug 5 – Nov 3, 2026 (505 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 243 Geneva St
How much is 243 Geneva St listed for?
243 Geneva St is listed at $489,000 (MLS® X14141740). Summitly updates the price as soon as the MLS® record changes.
Is $489,000 a good price for 243 Geneva St?
Summitly rates it Well Above Market: the asking price is 15% or more above Zara's estimate, an estimate built from recent sales in St. Catharines. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 243 Geneva St changed?
No — 243 Geneva St is still listed at its original asking price of $489,000.
How many bedrooms and bathrooms does 243 Geneva St have?
243 Geneva St has 3 bedrooms and 2 bathrooms, with about 700–1,100 square feet of living space. It is a detached home in St. Catharines.
How much would the monthly mortgage be on 243 Geneva St?
About $2,402 a month — principal and interest on $489,000 with 20% down ($97,800), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
Are there open houses at 243 Geneva St?
Yes — Sunday, November 8, 2:00 PM – 4:00 PM. Open-house times come from the listing brokerage and can change, so check this page before you go, or book a private viewing.
How does 243 Geneva St compare with other homes in St. Catharines?
Its asking price of $489,000 is about 12% below the median sold price in St. Catharines over the last 90 days, $556,000, across 540 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 243 Geneva St been sold before?
Summitly has no earlier MLS® sale or lease of 243 Geneva St on record from the last two years. Older records aren't shown under TRREB rules.
Where is 243 Geneva St?
243 Geneva St is in St. Catharines, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 243 Geneva St been on the market?
1 day — 243 Geneva St was listed on November 2, 2026.
What is the price per square foot of 243 Geneva St?
About $445 to $699 per square foot: the asking price of $489,000 over the 700–1,100 sq ft the listing gives as its size range.
