244 Royal St, Waterloo

Name: 244 Royal Street
SKU: X14080556
Price: 649900 CAD
Availability: InStock

3 Bed, 2 Bath Detached Home in Waterloo

About 244 Royal Street

Discover the possibilities at 244 Royal St. This inviting three-bedroom, two-bathroom bungalow offers a practical layout, modern updates and flexible living space to suit a variety of needs. The main level features a bright living room that connects seamlessly to the updated kitchen, renovated approximately three years ago with stainless steel appliances, contemporary cabinetry and a sleek tiled backsplash. Just beyond the kitchen, a spacious rear family room offers a second gathering space, ideal for hosting guests or enjoying a quiet night in. Three well-sized bedrooms and an updated main-floor bathroom complete the main level. Downstairs, the finished basement expands the home's functionality with an updated three-piece bathroom, a dedicated laundry area and a large recreation space that can be adapted to your lifestyle, whether you envision a media room, home office, workout area or additional space for entertaining. Outside, the backyard deck creates the perfect setting for morning coffee, summer barbecues or unwinding at the end of the day. With its comfortable layout, key updates and additional finished living space, this well-maintained Waterloo bungalow offers plenty of opportunity to settle in and make it your own.

3 bedrooms, 2 bathrooms, about 1,500 sq ft, works out to roughly $433 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.

Inside 244 Royal St

Every detail from the listing, in one place.

Type: Detached
Style: Bungalow
Living space: 1500-2000 sq ftas stated on the listing
Parking: 3 spaces
Basement: Full, Finished

Features & systems

Parking & garage

Parking spaces: 3

Interior

Basement: Full · Finished

Lot & land

Lot size (sqft): 0

Listing & possession

Property style: Bungalow
Property class: Detached

244 Royal St Price & Sale History

Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.

Oct 15, 2026For saleListedThis listingMLS® X14080556$649,900

Sourced from MLS®. Includes earlier listings of this property on record.

What's it worth?

How 244 Royal St Compares to the Waterloo Market

Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.

Zara’s estimate

Excellent Deal· based on 712 recent sales

Value your own home →How accurate are Zara’s estimates?

Summitly estimate, not from TRREB, the MLS® or the listing brokerage. Not an appraisal. How it works

Waterloo market, last 90 days

Median sold price: $700,000
Average sold price: $759,807
Average days on market: 32
Homes sold: 449

Closed sales on the TRREB MLS®.

Full Waterloo market report

Market pulse · Waterloo

Waterloo market

Median sold price$700,000Last 90 days
Average days on market32Homes sold in about 32 days on average.
Sale-to-list ratio100.2%On average, homes sold at or above asking.
Active listings411Homes for sale here right now.
Median vs prior 90 days0.0%Compared with Apr 18 – Jul 17, 2026.

Based on 449 sales from Jul 17 – Oct 15, 2026 (287 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.

Recently sold nearby in Waterloo

Sold prices are shown free to signed-in members, as board rules require.

6 nearby sales vs. this home

Closed sales from MLS®, compared with this home's asking price.

See what these homes actually sold for

Free with a Summitly account. Sign in once and sold prices unlock across the site.

Home	Sold price	$ / sqft	% of asking	Sold
This home244 Royal Street 3 bd · 2 ba · 1,500 sqft	$649,900asking	$433	—	—
372 Gatestone Boulevard 4 bd · 3 ba · 2,000 sqft
291 Villa Place 3 bd · 2 ba · 1,100 sqft
326 Tealby Crescent 3 bd · 3 ba · 1,500 sqft
57 Peppler Street 3 bd · 2 ba · 700 sqft
118 Ralston Place 4 bd · 2 ba · 2,000 sqft
588 Drummerhill Crescent 3 bd · 2 ba · 1,100 sqft

372 Gatestone Boulevard
4 bd · 3 ba · 2,000 sqft
291 Villa Place
3 bd · 2 ba · 1,100 sqft
326 Tealby Crescent
3 bd · 3 ba · 1,500 sqft
57 Peppler Street
3 bd · 2 ba · 700 sqft
118 Ralston Place
4 bd · 2 ba · 2,000 sqft
588 Drummerhill Crescent
3 bd · 2 ba · 1,100 sqft

Living in Waterloo: Location & Amenities

Transit, schools, parks and everyday places near this home. Select any place to open it on Google Maps.

Transit nearby

Stations and stops, straight-line distance

Waterloo Public Square StationION1.6 km20 min walk
Allen StationION1.7 km21 min walk
Grand River Hospital StationION1.7 km21 min walk

Places from OpenStreetMap (© OpenStreetMap contributors) and Summitly's station list. Distances are straight-line, not routes.

Loading schools, parks, groceries and more nearby…

Transit

Waterloo Public Square Station (ION)20 min walk
Allen Station (ION)21 min walk
Grand River Hospital Station (ION)21 min walk

Nearest subway, GO and LRT stations first, then bus and streetcar stops.

Waterloo Public Square Station
1.6 km20 minClosest· ION
Homes near Waterloo Public Square Station
Allen Station
1.7 km21 min· ION
Homes near Allen Station
Grand River Hospital Station
1.7 km21 min· ION
Homes near Grand River Hospital Station

Straight-line distances from the listing; walking times assume about 80 m a minute. Places © OpenStreetMap contributors, a community-maintained map that may miss or misplace some places. Directions and place details open on Google Maps.

How long is your commute?

From 244 Royal St. Typical times without traffic delays; transit times aren't available yet.

Costs, Mortgage & Rental Return for 244 Royal St

What it could cost each month, today's rates from our mortgage partner, and what it could return as a rental.

Mortgage: $3,193; 20% down · 25 years · 5.5% assumed
Property tax: $357; 0.66% mill rate · ON
Total per month: $3,550; Before utilities, insurance and fees

Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

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Monthly cost

Enter a rate to see the monthly cost

Down payment

Rate (%)

Years

An estimate, not a quote. Utilities and insurance are extra.

Affordability calculator

Estimated monthly payment

$3,193

/mo

based on the purchase price of $649,900

Down payment20%

$129,980 cash

Amortization25 yr

$519,920 financed

Rate5.50%

$437,909 total interest

Principal54%$519,920

Interest46%$437,909

20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

Want rate-drop alerts and a saved shortlist?

Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

Rental income potential

Est. monthly rent

low–high

Gross yield

rent × 12 ÷ price

Cap rate (est.)

net of tax + fees

Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.

Book a tour of 244 Royal St with a licensed buyer's agent

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Zara, any time

Zara · AI virtual agent

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A licensed local agent

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Questions About 244 Royal St

How much is 244 Royal St listed for?

244 Royal St is listed at $649,900 (MLS® X14080556). Summitly updates the price as soon as the MLS® record changes.

Is $649,900 a good price for 244 Royal St?

Summitly rates it Excellent Deal: the asking price is 10% or more below Zara's estimate, an estimate built from recent sales in Waterloo. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate

Has the price of 244 Royal St changed?

No — 244 Royal St is still listed at its original asking price of $649,900.

How many bedrooms and bathrooms does 244 Royal St have?

244 Royal St has 3 bedrooms and 2 bathrooms, with about 1,500–2,000 square feet of living space. It is a detached home in Waterloo.

Is 244 Royal St close to transit?

The nearest rapid-transit station is Waterloo Public Square Station (ION), about 1.6 km (about a 20-minute walk) in a straight line. Allen Station is about 1.7 km (about a 21-minute walk), and Grand River Hospital Station is about 1.7 km (about a 21-minute walk). Distances are straight-line, not walking routes; check the transit agency for routes and schedules.

How much would the monthly mortgage be on 244 Royal St?

About $3,193 a month — principal and interest on $649,900 with 20% down ($129,980), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.

How does 244 Royal St compare with other homes in Waterloo?

Its asking price of $649,900 is about 7% below the median sold price in Waterloo over the last 90 days, $700,000, across 449 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.

Has 244 Royal St been sold before?

Summitly has no earlier MLS® sale or lease of 244 Royal St on record from the last two years. Older records aren't shown under TRREB rules.

Where is 244 Royal St?

244 Royal St is in Waterloo, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.

How long has 244 Royal St been on the market?

244 Royal St was listed today (October 15, 2026).

What is the price per square foot of 244 Royal St?

About $325 to $433 per square foot: the asking price of $649,900 over the 1,500–2,000 sq ft the listing gives as its size range.

Does 244 Royal St have parking or a garage?

Yes — the listing gives 3 parking spaces.

What you should know

3 Bed, 2 Bath Detached Home in Waterloo

About 244 Royal Street

Inside 244 Royal St

Features & systems

244 Royal St Price & Sale History

How 244 Royal St Compares to the Waterloo Market

Waterloo market, last 90 days

Recently sold nearby in Waterloo

Living in Waterloo: Location & Amenities

How long is your commute?

Costs, Mortgage & Rental Return for 244 Royal St

Monthly cost of owning

Mortgage payments

Monthly cost

Rental income potential

Own a home on Royal Street? See what yours is worth

Zara, any time

A licensed local agent

See 244 Royal St, Waterloo in person

Similar homes for sale nearby in Waterloo

Explore More Detached Homes in Waterloo

3 Bed, 2 Bath Detached Home in Waterloo

About 244 Royal Street

Inside 244 Royal St

Features & systems

244 Royal St Price & Sale History

How 244 Royal St Compares to the Waterloo Market

Waterloo market, last 90 days

Market pulse · Waterloo

Recently sold nearby in Waterloo

Living in Waterloo: Location & Amenities

Transit nearby

Transit

How long is your commute?

Costs, Mortgage & Rental Return for 244 Royal St

Monthly cost of owning

Mortgage payments

Monthly cost

Rental income potential

Own a home on Royal Street? See what yours is worth

Zara, any time

A licensed local agent

See 244 Royal St, Waterloo in person

Questions About 244 Royal St

How much is 244 Royal St listed for?

Is $649,900 a good price for 244 Royal St?

Has the price of 244 Royal St changed?

How many bedrooms and bathrooms does 244 Royal St have?

Is 244 Royal St close to transit?

How much would the monthly mortgage be on 244 Royal St?

How does 244 Royal St compare with other homes in Waterloo?

Has 244 Royal St been sold before?

Where is 244 Royal St?

How long has 244 Royal St been on the market?

What is the price per square foot of 244 Royal St?

Does 244 Royal St have parking or a garage?

Similar homes for sale nearby in Waterloo

Explore More Detached Homes in Waterloo

Market pulse · Waterloo

Transit nearby

Transit

Questions About 244 Royal St

How much is 244 Royal St listed for?

Is $649,900 a good price for 244 Royal St?

Has the price of 244 Royal St changed?

How many bedrooms and bathrooms does 244 Royal St have?

Is 244 Royal St close to transit?

How much would the monthly mortgage be on 244 Royal St?

How does 244 Royal St compare with other homes in Waterloo?

Has 244 Royal St been sold before?

Where is 244 Royal St?

How long has 244 Royal St been on the market?

What is the price per square foot of 244 Royal St?

Does 244 Royal St have parking or a garage?