Turnkey cottage on Diamond Lake. Features include an open concept kitchen, dining and living area, 3 bedrooms, and 1 bathroom on the main level. Access to the deck that extends across the front of the cottage with a generous view of the lake. Finished lower walkout level includes a family room, 2 bedrooms and 1 bathroom, offering extra space for entertaining. Gentle slope access to the waterfront which has 99ft of sandy, rocky, shallow entry into the lake. Cottage has been used as an investment rental that you could carry on as such or make this your forever family getaway. This cottage has only been used as a 3-season but has great potential to turn this into a four season retreat. Close to all amenities and only minutes from the town of Bancroft.
3 bedrooms, 1 bathroom, about 700 sq ft, works out to roughly $756 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.Ask Zara a follow-up
Inside 245 West Diamond Lake Rd
Every detail from the listing, in one place.
Type
Detached
Style
Bungalow
Living space
700-1100 sq ftas stated on the listing
Parking
2 spaces
Basement
Walk-Out, Finished
Features & systems
Parking & garage
Parking spaces
2
Interior
Basement
Walk-Out · Finished
Lot & land
Lot size (sqft)
0.58
Listing & possession
Property style
Bungalow
Property class
Detached
245 West Diamond Lake Rd Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® X13884446$529,000
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 245 West Diamond Lake Rd Compares to the Hastings Highlands Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$2,599
/mo
based on the purchase price of $529,000
$105,800 cash
$423,200 financed
$356,445 total interest
Principal54%$423,200
Interest46%$356,445
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Hastings Highlands
Other 3-bed homes for sale in Hastings Highlands around $529K.
Average days on market58Homes sold in about 58 days on average.
Sale-to-list ratio92.6%On average, homes sold below asking.
Active listings98Homes for sale here right now.
Median vs prior 90 days+15.7%Compared with Apr 13 – Jul 12, 2026: prices up.
Based on 37 sales from Jul 12 – Oct 10, 2026 (20 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 245 West Diamond Lake Rd
How much is 245 West Diamond Lake Rd listed for?
245 West Diamond Lake Rd is listed at $529,000 (MLS® X13884446). Summitly updates the price as soon as the MLS® record changes.
Is $529,000 a good price for 245 West Diamond Lake Rd?
Summitly rates it Well Above Market: the asking price is 15% or more above Zara's estimate, an estimate built from recent sales in Hastings Highlands. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 245 West Diamond Lake Rd changed?
No — 245 West Diamond Lake Rd is still listed at its original asking price of $529,000.
How many bedrooms and bathrooms does 245 West Diamond Lake Rd have?
245 West Diamond Lake Rd has 3 bedrooms and 1 bathroom, with about 700–1,100 square feet of living space. It is a detached home in Hastings Highlands.
How much would the monthly mortgage be on 245 West Diamond Lake Rd?
About $2,599 a month — principal and interest on $529,000 with 20% down ($105,800), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 245 West Diamond Lake Rd compare with other homes in Hastings Highlands?
Its asking price of $529,000 is about 3% above the median sold price in Hastings Highlands over the last 90 days, $515,000, across 37 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 245 West Diamond Lake Rd been sold before?
Summitly has no earlier MLS® sale or lease of 245 West Diamond Lake Rd on record from the last two years. Older records aren't shown under TRREB rules.
Where is 245 West Diamond Lake Rd?
245 West Diamond Lake Rd is in Hastings Highlands, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 245 West Diamond Lake Rd been on the market?
1 day — 245 West Diamond Lake Rd was listed on October 9, 2026.
What is the price per square foot of 245 West Diamond Lake Rd?
About $481 to $756 per square foot: the asking price of $529,000 over the 700–1,100 sq ft the listing gives as its size range.
Does 245 West Diamond Lake Rd have parking or a garage?
Yes — the listing gives 2 parking spaces.
Does 245 West Diamond Lake Rd have a basement, and is it finished?
The listing describes the basement as: Walk-Out, Finished.
