257 Hemlock St St #401 is a 1-bedroom, 1-bathroom condo in Waterloo, listed for $295,000. It has 0-499 sq ft of living space.
1Welcome to this beautifully maintained, fully furnished condo in an unbeatable location!
2As a rare end unit being offered, this condo is filled with natural light thanks to its large side and rear windows, creating a bright and inviting living space making for comfortable living.
3The functional layout provides plenty of room, especially in the bedroom.
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Zara is an AI virtual agent. Advisors are licensed REALTORS® at Coldwell Banker Summit Realty, Brokerage.
1 Bed, 1 Bath Condo in Waterloo
Unit 401 at 257 Hemlock St Street
Welcome to this beautifully maintained, fully furnished condo in an unbeatable location! Whether you're a student, or an investor, this condo offers the perfect combination of comfort, convenience, and peace of mind. As a rare end unit being offered, this condo is filled with natural light thanks to its large side and rear windows, creating a bright and inviting living space making for comfortable living. The functional layout provides plenty of room, especially in the bedroom. Located close to the university, shopping, restaurants, transit, and everyday amenities that you need to make life convenient and smooth. You'll enjoy the convenience of having everything you need just minutes away. Student-friendly and worry-free, this is an exceptional opportunity to own a turnkey property in a fantastic location that's ready to enjoy from day one.
1 bedroom, 1 bathroom, the bed-to-bath ratio is generous. Chat with Zara if you'd like a deeper read on whether this condo fits your budget and timing.
Inside 257 Hemlock St St #401
Every detail from the listing, in one place.
Type
Condo
Style
Apartment
Living space
0-499 sq ftas stated on the listing
Basement
None
Features & systems
Parking & garage
Parking spaces
0
Interior
Basement
None
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
Apartment
Property class
Condo Apartment
257 Hemlock St St #401 Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® X13658688$295,000
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 257 Hemlock St St #401 Compares to the Waterloo Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
Zara’s estimate
$•,•••,•••
Estimated from city-wide sales. There isn’t enough detail on this listing to rate the price.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$1,449
/mo
based on the purchase price of $295,000
$59,000 cash
$236,000 financed
$198,774 total interest
Principal54%$236,000
Interest46%$198,774
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
For homeowners nearby
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Waterloo
Other 1–3 bed homes for sale in Waterloo around $295K.
Average days on market32Homes sold in about 32 days on average.
Sale-to-list ratio100.0%On average, homes sold at or above asking.
Active listings413Homes for sale here right now.
Median vs prior 90 days−3.4%Compared with Apr 26 – Jul 25, 2026: prices down.
Based on 428 sales from Jul 25 – Oct 23, 2026 (303 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
257 Hemlock St St #401 is listed at $295,000 (MLS® X13658688). Summitly updates the price as soon as the MLS® record changes.
Has the price of 257 Hemlock St St #401 changed?
No — 257 Hemlock St St #401 is still listed at its original asking price of $295,000.
How many bedrooms and bathrooms does 257 Hemlock St St #401 have?
257 Hemlock St St #401 has 1 bedroom and 1 bathroom, with about 0–499 square feet of living space. It is a condo in Waterloo.
Is 257 Hemlock St St #401 close to transit?
The nearest rapid-transit station is University of Waterloo Station (ION), about 780 m (about a 10-minute walk) in a straight line. Laurier - Waterloo Park Station is about 790 m (about a 10-minute walk), and Research and Technology Station is about 1.2 km (about a 15-minute walk). Distances are straight-line, not walking routes; check the transit agency for routes and schedules.
How much would the monthly mortgage be on 257 Hemlock St St #401?
About $1,449 a month — principal and interest on $295,000 with 20% down ($59,000), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 257 Hemlock St St #401 compare with other homes in Waterloo?
Its asking price of $295,000 is about 57% below the median sold price in Waterloo over the last 90 days, $687,500, across 428 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 257 Hemlock St St #401 been sold before?
Summitly has no earlier MLS® sale or lease of 257 Hemlock St St #401 on record from the last two years. Older records aren't shown under TRREB rules.
Where is 257 Hemlock St St #401?
257 Hemlock St St #401 is in Waterloo, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 257 Hemlock St St #401 been on the market?
74 days — 257 Hemlock St St #401 was listed on August 10, 2026.
What is the price per square foot of 257 Hemlock St St #401?
About $591 per square foot: the asking price of $295,000 over the 0–499 sq ft the listing gives.
Does 257 Hemlock St St #401 have a basement, and is it finished?
The listing says 257 Hemlock St St #401 has no basement.
What is the land transfer tax on 257 Hemlock St St #401?
About $2,900 in Ontario land transfer tax at the asking price of $295,000. First-time buyers can get up to $4,000 back. Legal fees and other closing costs are extra.
