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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 9 days

    Unit A405 — 275 Larch Street

    Waterloo, ON·N2L 0J1·Near Hickory st & Hemlock

    • 2 beds
    • 2 baths
    Waterloo real estate›X13430644
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Calling University of Waterloo and Wilfrid Laurier University parents, young professionals, and savvy investors! This exceptional opportunity offers modern living in one of Waterloo's most sought-after locations. This bright and well-designed 2-bedroom, 2-bathroom main-level condo features approximately 800 sq. ft. of living space and is less than 5 years old. The unit boasts an open-concept layout, a spacious private balcony, stainless steel appliances, in-suite laundry, and stylish contemporary finishes throughout. It is being offered fully furnished (as is), making it move-in or rental-ready. Ideally situated just steps from Wilfrid Laurier University and within walking distance of the University of Waterloo, you'll also enjoy easy access to shopping, restaurants, cafés, transit, and everyday amenities. The building offers secure entry with security monitoring and video surveillance, providing added peace of mind. Whether you're purchasing for your student, looking for your first home, or expanding your investment portfolio, this property presents outstanding rental potential in a high-demand area. Currently vacant and easy to show, don't miss this fantastic opportunity to own in the heart of Waterloo!

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jun 11, 2026ListedCurrentFor sale$410,000 —X13430644This page
    Dec 17, 2025Previously listedTer$440,100 —X12641838View
    Jun 5, 2025Previously listedTer$462,200 —X12200780View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      2
      Heating
      Forced Air
      Air conditioning
      Central Air
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 Unit A405 — 275 Larch Street
    What's nearby

    Points of interest classified by the MLS® feed.

    • Hospital
    • Library
    • Park
    • Public Transit
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $2,014
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $255
    0.75% mill rate · ON
    The market

    How this home sits in the Waterloo market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Waterloo market right now

    Average sold price, days on market, and closed-transaction count for Waterloo — sourced from MLS®.

    • Avg sold price
      $776,667
      Last 30 days
    • Median sold price
      $713,500
      Middle of the market
    • Days on market
      27 d
      Avg from list to close
    • Closed last 30d
      312
      MLS® transactions
    Full Waterloo market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into Unit A405 — 275 Larch Street — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at Unit A405 — 275 Larch Street and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is Unit A405 — 275 Larch Street listed for?

      Unit A405 — 275 Larch Street is listed at $410,000 on the MLS® (listing X13430644). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does Unit A405 — 275 Larch Street have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 700-799 sqft
  2. Condo Apartment
  3. Built 0-5
  4. Asking
    $410,000
    $1 / sqft · MLS® X13430644
    Chat Zara
  5. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $566,967
    $521,610Confidence range$612,324
    Asking vs estimate
    ↓below
    −$156,967
    (-27.7%)
    Asking is below estimate
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 2 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Waterloo sell in about 27 days — this one has been listed 9 days.

    Avg sold price
    $776,667
    Median sold
    $713,500
    Avg days on market
    27
    Recently sold
    312
    See comparable sales
    This exceptional opportunity offers modern living in one of Waterloo's most sought-after locations.
  6. This bright and well-designed 2-bedroom, 2-bathroom main-level condo features approximately 800 sq. ft. of living space and is less than 5 years old.
  7. The unit boasts an open-concept layout, a spacious private balcony, stainless steel appliances, in-suite laundry, and stylish contemporary finishes throughout.
  8. Ideally situated just steps from Wilfrid Laurier University and within walking distance of the University of Waterloo, you'll also enjoy easy access to shopping, restaurants, cafés, transit, and everyday amenities.
  9. Ask Zara a follow-up

    Parking & garage

    2
    Garage
    None
    Parking spaces
    0
  10. Interior

    5
    Basement
    None
    Family room
    Y
    Kitchens
    1
    Total rooms
    5
    Laundry level
    Main Level
  11. Exterior & construction

    4
    Exterior
    Concrete, Stone
    View
    City
    Patio
    None
    Balcony
    None
  12. Lot & land

    1
    Year built
    0-5
  13. Listing & possession

    3
    Occupancy
    Flexible
    Property style
    Apartment
    Property class
    Condo Apartment
  14. Condo corporation & monthly fees

    Maintenance fee, what's included, locker, exposure, amenities, and condo corp details.

    Monthly maintenance
    Condo corp fees
    $431
    per month
    Maintenance fee includes
    • Heat
    Building details
    • Unit5
    • Storeys (building)4
    • ExposureEast
    • LockerNone
    • Pet policyYes-with Restrictions
    • Ensuite laundryY
    • Condo corpWSECP
    • Corp #643
    • Property managerFirst Service Residential
    Building amenities
    • BBQs Allowed
    • Bike Storage
    • Visitor Parking
  15. School
  16. Combined estimate
    $2,269
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $2,014
    /mo
    based on the purchase price of $410,000
    $82,000 cash
    $328,000 financed
    $276,262 total interest
    Monthly payment$2,014/ month
    Principal54%$328,000
    Interest46%$276,262

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax and condo fees.

    Comparable condo apartments that just sold in Waterloo

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 50 Grand Avenue
      Sold
      Sign in for price
      50 Grand Avenue
      Condo Apartment
    • 128 King Street
      Sold
      Sign in for price
      128 King Street
      Condo Apartment
    • 778 Laurelwood Drive
      Sold
      Sign in for price
      778 Laurelwood Drive
      Condo Apartment
    • 6 Willow Street
      Sold
      Sign in for price
      6 Willow Street
      Condo Apartment
    • 249 Grey Silo Road
      Sold
      Sign in for price
      249 Grey Silo Road
      Condo Apartment
    • 247 Northfield Drive
      Sold
      Sign in for price
      247 Northfield Drive
      Condo Apartment
    AddressBd / BaSqftSold$/sqft% of askSold
    Unit A405 — 275 Larch StreetThis home2 / 2700,799$410,000ask$1——
    50 Grand Avenue2 / 21,000—
    128 King Street1 / 1600—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More condo apartments in Waterloo

    Active listings within ±20% of this asking price.

    • 251 Hemlock Street
      $439,900
      251 Hemlock Street
      Condo Apartment 2 2
    • 145 Columbia Street
      $449,000
      145 Columbia Street
      Condo Apartment 1 1
    • 251 Hemlock Street
      $439,900
      251 Hemlock Street
      Condo Apartment 2 2
    • 280 Lester Street
      $389,900
      280 Lester Street
      Condo Apartment 1 1
    • 100 Garment Street
      $394,900
      100 Garment Street
      Condo Apartment 1 1
    • 6 Willow Street
      $489,888
      6 Willow Street
      Condo Apartment 2 1
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  17. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  18. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  19. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  20. Public listing courtesy of HOMELIFE SILVERCITY REALTY INC. · displayed on Summitly per MLS® data-share rules

    Unit A405 — 275 Larch Street is a 2-bedroom, 2-bath, 700-799 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  21. When was Unit A405 — 275 Larch Street built?

    Unit A405 — 275 Larch Street was built in 0-5. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  22. What is the property tax for Unit A405 — 275 Larch Street?

    The 'Property tax' tab in the History section shows the most recent annual tax for Unit A405 — 275 Larch Street plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  23. How much would the monthly mortgage be on Unit A405 — 275 Larch Street?

    The affordability calculator on this page shows an estimated monthly mortgage for $410,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  24. Has Unit A405 — 275 Larch Street been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of Unit A405 — 275 Larch Street with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  25. What neighbourhood is Unit A405 — 275 Larch Street in?

    Unit A405 — 275 Larch Street is in Waterloo, Waterloo. The 'Neighbourhood' section below links to the live Waterloo real estate hub with average sold price, days on market, and current inventory.

  26. Is Waterloo a good place to live?

    Waterloo is one of ON's actively-tracked Summitly markets. The full Waterloo real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  27. 778 Laurelwood Drive
    2 / 2
    1,000
    —
    6 Willow Street2 / 11,000—
    249 Grey Silo Road2 / 21,200—
    247 Northfield Drive1 / 1600—