How much is 28 Montague St listed for?

28 Montague St is listed at $395,000 (MLS® X13666618). Summitly updates the price as soon as the MLS® record changes.

Is $395,000 a good price for 28 Montague St?

Summitly rates it Fair Price: the asking price is Within 3% below to 5% above Zara's estimate, an estimate built from recent sales in Smiths Falls. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out.

Has the price of 28 Montague St changed?

No — 28 Montague St is still listed at its original asking price of $395,000.

How many bedrooms and bathrooms does 28 Montague St have?

28 Montague St has 3 bedrooms and 1 bathroom, with about 1,100–1,500 square feet of living space. It is a detached home in Smiths Falls.

How much would the monthly mortgage be on 28 Montague St?

About $1,941 a month — principal and interest on $395,000 with 20% down ($79,000), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.

How does 28 Montague St compare with other homes in Smiths Falls?

Its asking price of $395,000 is about 8% above the median sold price in Smiths Falls over the last 90 days, $364,950, across 60 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.

Has 28 Montague St been sold before?

Yes — Summitly has 1 earlier MLS® listing of 28 Montague St on record. Their prices and dates are shown to signed-in members under TRREB rules: sign in free to see them in the Listing history above.

Where is 28 Montague St?

28 Montague St is in Smiths Falls, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.

How long has 28 Montague St been on the market?

73 days — 28 Montague St was listed on August 10, 2026.

What is the price per square foot of 28 Montague St?

About $263 to $359 per square foot: the asking price of $395,000 over the 1,100–1,500 sq ft the listing gives as its size range.

Does 28 Montague St have parking or a garage?

Yes — the listing gives 3 parking spaces.

Does 28 Montague St have a basement, and is it finished?

The listing describes the basement as: Unfinished.

For saleFair Price

DetachedOn market 73 days

28 Montague St, Smiths Falls

Name: 28 Montague Street
SKU: X13666618
Price: 395000 CAD
Availability: InStock

Smiths Falls, ON · · MLS® X13666618Updated October 22, 2026

$395,000Est. $1,941/mo mortgage

Bedrooms: 3
Bathrooms: 1
Living space: 1100–1500sq ft
Parking spaces: 3

Type Detached
Basement Unfinished

What you should know

28 Montague St is a 3-bedroom, 1-bathroom detached home in Smiths Falls, listed for $395,000. It has 1100-1500 sq ft of living space.

Completely renovated 3 bedroom, 2 bathroom home, with new kitchen, New flooring, New windows and doors, new heat pump (2025) , Newer furnace (2021), newer roof and eaves troughing (2019) and much more!
This charming and renovated home offering comfort, character, and convenience in the heart of Smiths Falls.
Step outside to enjoy a private backyard, perfect for summer barbecues, gardening, or simply relaxing with family and friends.

Ask Zara:

3 Bed, 1 Bath Detached Home in Smiths Falls

About 28 Montague Street

A must see! Completely renovated 3 bedroom, 2 bathroom home, with new kitchen, New flooring, New windows and doors, new heat pump (2025) , Newer furnace (2021), newer roof and eaves troughing (2019) and much more! This charming and renovated home offering comfort, character, and convenience in the heart of Smiths Falls. Step outside to enjoy a private backyard, perfect for summer barbecues, gardening, or simply relaxing with family and friends. Ideally located just minutes from all amenities including schools, parks, shopping, restaurants, healthcare facilities, and the picturesque Rideau Canal, this great home provides the perfect balance of small-town charm and everyday convenience for you. Make sure you see it today!

3 bedrooms, 1 bathroom, about 1,100 sq ft, works out to roughly $359 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.

Inside 28 Montague St

Every detail from the listing, in one place.

Type: Detached
Style: 2-Storey
Living space: 1100-1500 sq ftas stated on the listing
Parking: 3 spaces
Basement: Unfinished

Features & systems

Parking & garage

Parking spaces: 3

Interior

Basement: Unfinished

Lot & land

Lot size (sqft): 0

Listing & possession

Property style: 2-Storey
Property class: Detached

28 Montague St Price & Sale History

Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.

LeasedPreviously listedMLS® X13785560View listing (opens in a new tab)
Aug 10, 2026For saleListedThis listingMLS® X13666618$395,000

See what it sold for, free. Board rules need a free account before we can show sold and past prices.

Sourced from MLS®. Includes earlier listings of this property on record.

What's it worth?

How 28 Montague St Compares to the Smiths Falls Market

Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.

Zara’s estimate

Fair Price· based on 106 recent sales

Value your own home →How accurate are Zara’s estimates?

Summitly estimate, not from TRREB, the MLS® or the listing brokerage. Not an appraisal. How it works

Smiths Falls market, last 90 days

Median sold price: $364,950
Average sold price: $367,116
Average days on market: 54
Homes sold: 60

Closed sales on the TRREB MLS®.

Full Smiths Falls market report

Recently sold nearby in Smiths Falls

Sold prices are shown free to signed-in members, as board rules require.

6 nearby sales vs. this home

Closed sales from MLS®, compared with this home's asking price.

See what these homes actually sold for

Free with a Summitly account. Sign in once and sold prices unlock across the site.

Home	Sold price	$ / sqft	% of asking	Sold
This home28 Montague Street 3 bd · 1 ba · 1,100 sqft	$395,000asking	$359	—	—
70 ABEL Street 3 bd · 2 ba · 1,500 sqft
39 Mcewen Avenue 5 bd · 2 ba · 2,500 sqft
20 Condie Street 3 bd · 1 ba · 1,100 sqft
8 Mcgill Street 2 bd · 1 ba · 1,500 sqft
70 Maple Avenue 4 bd · 3 ba · 2,500 sqft
23 Strathcona Street 4 bd · 2 ba · 1,500 sqft

70 ABEL Street
3 bd · 2 ba · 1,500 sqft
39 Mcewen Avenue
5 bd · 2 ba · 2,500 sqft
20 Condie Street
3 bd · 1 ba · 1,100 sqft
8 Mcgill Street
2 bd · 1 ba · 1,500 sqft
70 Maple Avenue
4 bd · 3 ba · 2,500 sqft
23 Strathcona Street
4 bd · 2 ba · 1,500 sqft

Living in Smiths Falls: Location & Amenities

Transit, schools, parks and everyday places near this home. Select any place to open it on Google Maps.

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How long is your commute?

From 28 Montague St. Typical times without traffic delays; transit times aren't available yet.

Costs, Mortgage & Rental Return for 28 Montague St

What it could cost each month, today's rates from our mortgage partner, and what it could return as a rental.

Mortgage: $1,941; 20% down · 25 years · 5.5% assumed
Property tax: $217; 0.66% mill rate · ON
Total per month: $2,158; Before utilities, insurance and fees

Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

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Monthly cost

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Down payment

Rate (%)

Years

An estimate, not a quote. Utilities and insurance are extra.

Affordability calculator

Estimated monthly payment

$1,941

/mo

based on the purchase price of $395,000

Down payment20%

$79,000 cash

Amortization25 yr

$316,000 financed

Rate5.50%

$266,155 total interest

Principal54%$316,000

Interest46%$266,155

20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

Rental income potential

Est. monthly rent

low–high

Gross yield

rent × 12 ÷ price

Cap rate (est.)

net of tax + fees

Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.

For homeowners nearby

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Listing brokerage: POWER MARKETING REAL ESTATE INC., BrokerageMLS® X13666618 · Listing data last updated October 22, 2026

Listing data comes from the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but not guaranteed. Shown on Summitly by Coldwell Banker Summit Realty, Brokerage, which is not the listing brokerage. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose. © 2026 Toronto Regional Real Estate Board. All rights reserved.

Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

For sale· listed Aug 9· $359/sq ft

Estimated monthly mortgage$1,941/moMortgage only · 20% down · 5.5% assumed

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5.0 · Google rating for Coldwell Banker Summit Realty, Brokerage · as of September 2026

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28 Montague St, Smiths Falls

What you should know