For saleWell Above Market

DetachedOn market 48 days

286 Dufferin St, Central Elgin

Central Elgin, ON · · MLS® X13713158Updated October 13, 2026

$1,049,900Est. $5,158/mo mortgage

Bedrooms: 4
Bathrooms: 3
Living space: 1500–2000sq ft
Parking spaces: 6

Type Detached
Garage Yes
Basement Finished, Separate Entrance

What you should know

286 Dufferin St is a 4-bedroom, 3-bathroom detached home in Central Elgin, listed for $1,049,900. It has 1500-2000 sq ft of living space.

A phenomenal custom-built bungalow offering over 3,500 sq. ft. of finished living space.
The spacious living room showcases a cozy gas fireplace, built-in speakers, and large windows that flood the space with natural light.
Privately tucked away, the primary suite overlooks the backyard oasis and offers a walk-in closet along with a luxurious five-piece ensuite featuring a relaxing soaker tub.

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1 Upcoming Open House at 286 Dufferin St

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Sunday, October 182:00 PM – 4:00 PMIn person · no booking neededAdd to Google Calendar (opens in a new tab)Apple / Outlook (.ics)

4 Bed, 3 Bath Detached Home in Central Elgin

About 286 Dufferin Street

A phenomenal custom-built bungalow offering over 3,500 sq. ft. of finished living space. Larger than it appears, this impressive 2011-built home features 4 bedrooms on the main level, plus two additional bedrooms in the fully finished lower level, making it ideal for growing families, multi-generational living, or those seeking exceptional flexibility. From the moment you arrive, you'll appreciate the oversized heated garage, complete with ample space for a workshop, lawn equipment, bikes, abundant natural light, plus a water hose and floor drain, perfect for washing vehicles year-round. The inviting covered front porch overlooks the beautifully landscaped corner lot and offers the perfect spot to enjoy your morning coffee.Inside, a spacious foyer welcomes you into a thoughtfully designed layout featuring rich hardwood flooring throughout the main level. Three bedrooms are situated near the front of the home, one offering direct bathroom access and a built-in Murphy bed for added versatility.The heart of the home is the stunning open-concept living area. The spacious living room showcases a cozy gas fireplace, built-in speakers, and large windows that flood the space with natural light. The chef-inspired kitchen is designed for entertaining, featuring a large eat-at island, built-in appliances, an oversized pantry, and seamless flow into the dining area with direct access to the backyard. Privately tucked away, the primary suite overlooks the backyard oasis and offers a walk-in closet along with a luxurious five-piece ensuite featuring a relaxing soaker tub. The separate garage entrance leads to the fully finished lower level, offering outstanding in-law suite potential. Here you'll find a spacious family room with a second gas fireplace, a full-sized kitchen with complete appliances, two additional bedrooms, and a full bathroom. Beautifully landscaped with mature trees providing exceptional privacy, this outdoor retreat features so much to enjoy!

4 bedrooms, 3 bathrooms, about 1,500 sq ft, works out to roughly $700 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.

Inside 286 Dufferin St

Every detail from the listing, in one place.

Type: Detached
Style: Bungalow
Living space: 1500-2000 sq ftas stated on the listing
Parking: 6 spacesYes garage
Basement: Finished, Separate Entrance

Features & systems

Parking & garage

Garage: Yes
Parking spaces: 6

Interior

Basement: Finished · Separate Entrance

Lot & land

Lot size (sqft): 0

Listing & possession

Property style: Bungalow
Property class: Detached

286 Dufferin St Price & Sale History

Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.

Aug 26, 2026For saleListedThis listingMLS® X13713158$1,049,900

Sourced from MLS®. Includes earlier listings of this property on record.

What's it worth?

How 286 Dufferin St Compares to the Central Elgin Market

Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.

Zara’s estimate

Well Above Market· based on 159 recent sales

Value your own home →How accurate are Zara’s estimates?

Summitly estimate, not from TRREB, the MLS® or the listing brokerage. Not an appraisal. How it works

Central Elgin market, last 90 days

Median sold price: $633,500
Average sold price: $653,015
Average days on market: 65
Homes sold: 93

Closed sales on the TRREB MLS®.

Full Central Elgin market report

Recently sold nearby in Central Elgin

Sold prices are shown free to signed-in members, as board rules require.

6 nearby sales vs. this home

Closed sales from MLS®, compared with this home's asking price.

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Home	Sold price	$ / sqft	% of asking	Sold
This home286 Dufferin Street 4 bd · 3 ba · 1,500 sqft	$1,049,900asking	$700	—	—
254 Kettle Creek Drive 3 bd · 2 ba · 1,100 sqft
42022 Mcbain Line 3 bd · 1 ba · 1,500 sqft
361 George Street 3 bd · 2 ba · 2,000 sqft
44070 TALBOT Street 3 bd · 1 ba · 1,100 sqft
72 The Promenade 4 bd · 2 ba · 2,000 sqft
42431 Ron Mcneil Line 3 bd · 2 ba · 2,000 sqft

254 Kettle Creek Drive
3 bd · 2 ba · 1,100 sqft
42022 Mcbain Line
3 bd · 1 ba · 1,500 sqft
361 George Street
3 bd · 2 ba · 2,000 sqft
44070 TALBOT Street
3 bd · 1 ba · 1,100 sqft
72 The Promenade
4 bd · 2 ba · 2,000 sqft
42431 Ron Mcneil Line
3 bd · 2 ba · 2,000 sqft

Living in Central Elgin: Location & Amenities

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Costs, Mortgage & Rental Return for 286 Dufferin St

What it could cost each month, today's rates from our mortgage partner, and what it could return as a rental.

Mortgage: $5,158; 20% down · 25 years · 5.5% assumed
Property tax: $577; 0.66% mill rate · ON
Total per month: $5,735; Before utilities, insurance and fees

Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

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Monthly cost

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Down payment

Rate (%)

Years

An estimate, not a quote. Utilities and insurance are extra.

Affordability calculator

Estimated monthly payment

$5,158

/mo

based on the purchase price of $1,049,900

Down payment20%

$209,980 cash

Amortization25 yr

$839,920 financed

Rate5.50%

$707,433 total interest

Principal54%$839,920

Interest46%$707,433

20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

Rental income potential

Est. monthly rent

low–high

Gross yield

rent × 12 ÷ price

Cap rate (est.)

net of tax + fees

Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.

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Listing brokerage: CENTURY 21 FIRST CANADIAN CORP, BrokerageMLS® X13713158 · Listing data last updated October 13, 2026

Listing data comes from the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but not guaranteed. Shown on Summitly by Coldwell Banker Summit Realty, Brokerage, which is not the listing brokerage. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose. © 2026 Toronto Regional Real Estate Board. All rights reserved.

Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

For sale· listed Aug 25· $700/sq ft

Estimated monthly mortgage$5,158/moMortgage only · 20% down · 5.5% assumed

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5.0 · Google rating for Coldwell Banker Summit Realty, Brokerage · as of September 2026

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