One property, three beautifully updated living spaces and plenty of ways to make the numbers work. The main-floor unit features two bedrooms and one full bathroom, while the upper unit offers one bedroom and one full bathroom. The finished lower level adds another bedroom, full bathroom, kitchen and living area, creating even more flexibility. The work has already been done throughout, with bright, inviting interiors that feel current, comfortable and well cared for. The roof was replaced in September 2026 and comes with a transferable warranty, taking one major expense off the next owner's list. For an investor looking to add an income-producing property without taking on a major renovation first, this one checks a lot of boxes. Located close to downtown St. Thomas, parks, schools, public transit, shopping and everyday amenities, 31 Myrtle Street also provides convenient access to the highway and Port Stanley. Book your private showing and come see how this property could work for you.
4 bedrooms, 3 bathrooms, about 1,100 sq ft, works out to roughly $500 per square foot. Chat with Zara if you'd like a deeper read on whether this duplex fits your budget and timing.
Inside 31 Myrtle St
Every detail from the listing, in one place.
Type
Duplex
Style
2-Storey
Living space
1100-1500 sq ftas stated on the listing
Parking
3 spaces
Basement
Apartment, Separate Entrance
Features & systems
Parking & garage
Parking spaces
3
Interior
Basement
Apartment · Separate Entrance
Lot & land
Lot size (sqft)
0.105
Listing & possession
Property style
2-Storey
Property class
Duplex
31 Myrtle St Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$2,701
/mo
based on the purchase price of $549,900
$109,980 cash
$439,920 financed
$370,528 total interest
Principal54%$439,920
Interest46%$370,528
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in St. Thomas
Other 4–6 bed homes for sale in St. Thomas around $550K.
Average days on market44Homes sold in about 44 days on average.
Sale-to-list ratio97.6%On average, homes sold below asking.
Active listings238Homes for sale here right now.
Median vs prior 90 days−2.3%Compared with May 5 – Aug 3, 2026: prices down.
Based on 240 sales from Aug 3 – Nov 1, 2026 (162 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 31 Myrtle St
How much is 31 Myrtle St listed for?
31 Myrtle St is listed at $549,900 (MLS® X13814026). Summitly updates the price as soon as the MLS® record changes.
Is $549,900 a good price for 31 Myrtle St?
Summitly rates it Above Market: the asking price is 5% to 15% above Zara's estimate, an estimate built from recent sales in St. Thomas. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 31 Myrtle St changed?
Yes — it was first listed at $569,900 and is now $549,900, a drop of $20,000 (3.5%).
How many bedrooms and bathrooms does 31 Myrtle St have?
31 Myrtle St has 4 bedrooms and 3 bathrooms, with about 1,100–1,500 square feet of living space. It is a duplex in St. Thomas.
How much would the monthly mortgage be on 31 Myrtle St?
About $2,701 a month — principal and interest on $549,900 with 20% down ($109,980), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 31 Myrtle St compare with other homes in St. Thomas?
Its asking price of $549,900 is about 5% above the median sold price in St. Thomas over the last 90 days, $522,500, across 240 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 31 Myrtle St been sold before?
Summitly has no earlier MLS® sale or lease of 31 Myrtle St on record from the last two years. Older records aren't shown under TRREB rules.
Where is 31 Myrtle St?
31 Myrtle St is in St. Thomas, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 31 Myrtle St been on the market?
40 days — 31 Myrtle St was listed on September 22, 2026.
What is the price per square foot of 31 Myrtle St?
About $367 to $500 per square foot: the asking price of $549,900 over the 1,100–1,500 sq ft the listing gives as its size range.
Does 31 Myrtle St have parking or a garage?
Yes — the listing gives 3 parking spaces.
Does 31 Myrtle St have a basement, and is it finished?
The listing describes the basement as: Apartment, Separate Entrance.
