Built in 2019, this beautiful waterfront home is located in the sought-after Verulam community of Dunsford, just steps from Sturgeon Lake. This modern single-family home offers 3 spacious bedrooms and 3 bathrooms with a functional open layout. The finished walkout level features a separate entrance, private office, and wet bar, ideal for entertaining or working from home. The property includes an attached garage and parking for up to 16 vehicles. Situated only 100 meters from the marina, the property comes with 3 marina slips and convenient lake access, perfect for boating enthusiasts. Additional highlights include a rooftop terrace for summer gatherings, 200-amp electrical service, walk-in-Fi controlled smart lights and switches, 9-ft ceilings throughout with a 10-ft garage ceiling, a modern mechanical room, and heated walkways for added winter comfort. A fantastic opportunity to enjoy relaxed lakeside living in the Kawartha Lakes region. Photos are virtual staging pictures, not the real condition of the property. The house construction has been completed in 2021.
3 bedrooms, 3 bathrooms, about 1,100 sq ft, works out to roughly $759 per square foot, the bed-to-bath ratio is generous. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 31 Silver Birch St
Every detail from the listing, in one place.
Type
Detached
Style
2-Storey
Living space
1100-1500 sq ftas stated on the listing
Parking
16 spacesYes garage
Basement
Finished with Walk-Out
Features & systems
Parking & garage
Garage
Yes
Parking spaces
16
Interior
Basement
Finished with Walk-Out
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
2-Storey
Property class
Detached
31 Silver Birch St Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$4,102
/mo
based on the purchase price of $835,000
$167,000 cash
$668,000 financed
$562,631 total interest
Principal54%$668,000
Interest46%$562,631
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Similar homes for sale nearby in Kawartha Lakes
Other 2–4 bed homes for sale in Kawartha Lakes around $835K.
Average days on market45Homes sold in about 45 days on average.
Sale-to-list ratio96.2%On average, homes sold below asking.
Active listings921Homes for sale here right now.
Median vs prior 90 days−3.1%Compared with Apr 23 – Jul 22, 2026: prices down.
Based on 528 sales from Jul 22 – Oct 20, 2026 (350 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 31 Silver Birch St
How much is 31 Silver Birch St listed for?
31 Silver Birch St is listed at $835,000 (MLS® X12893782). Summitly updates the price as soon as the MLS® record changes.
Is $835,000 a good price for 31 Silver Birch St?
Summitly rates it Well Above Market: the asking price is 15% or more above Zara's estimate, an estimate built from recent sales in Kawartha Lakes. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 31 Silver Birch St changed?
Yes — it was first listed at $989,500 and is now $835,000, a drop of $154,500 (15.6%).
How many bedrooms and bathrooms does 31 Silver Birch St have?
31 Silver Birch St has 3 bedrooms and 3 bathrooms, with about 1,100–1,500 square feet of living space. It is a detached home in Kawartha Lakes.
How much would the monthly mortgage be on 31 Silver Birch St?
About $4,102 a month — principal and interest on $835,000 with 20% down ($167,000), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 31 Silver Birch St compare with other homes in Kawartha Lakes?
Its asking price of $835,000 is about 38% above the median sold price in Kawartha Lakes over the last 90 days, $607,250, across 528 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 31 Silver Birch St been sold before?
Summitly has no earlier MLS® sale or lease of 31 Silver Birch St on record from the last two years. Older records aren't shown under TRREB rules.
Where is 31 Silver Birch St?
31 Silver Birch St is in Kawartha Lakes, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 31 Silver Birch St been on the market?
217 days — 31 Silver Birch St was listed on March 17, 2026.
What is the price per square foot of 31 Silver Birch St?
About $557 to $759 per square foot: the asking price of $835,000 over the 1,100–1,500 sq ft the listing gives as its size range.
Does 31 Silver Birch St have parking or a garage?
Yes — the listing gives 16 parking spaces. Garage: Yes.
Does 31 Silver Birch St have a basement, and is it finished?
The listing describes the basement as: Finished with Walk-Out.
