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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage.

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 83 daysPrice drop · $46,000 off (-13.3%)

    3320 Island 1040 Georgian Bay

    Baxter·Georgian Bay, ON·P0E 1E0·Near N/A

      0
    • Vacant Land
    Georgian Bay real estate›X13021628
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Rare opportunity: pristine 4-acres in Honey Harbour. 3320 1040 Island, Georgian Bay, Ontario. Imagine owning a piece of the world-renowned Muskoka landscape that remains entirely untouched. This is your chance to build a bespoke legacy retreat on a massive 4.044-acre vacant lot, nestled in the heart of Georgian Bay's prestigious Honey Harbour. The Land: this isn't just a lot; it's a sprawling natural canvas. Offering an impressive 490 feet of private waterfrontage, the property provides unparalleled privacy and sweeping panoramic views of the Bay. The terrain is classic Muskoka-rugged, beautiful, and absolutely pristine-featuring majestic pines and smooth outcroppings. Location and convenience: While you'll fell worlds away from the hustle, civilization is just a heartbeat away. Easy access: a short, scenic 4-minute boat ride from Honey Harbour. Marina proximity: located minutes from several full-service marinas, making logistics for building and daily living effortless. Prime setting: situated in one of the most sought-after pockets of Ontario's cottage country. Build your vision: As a completely vacant building lot, there are no structures to tear down or old layouts to work around. You have the freedom to: design a modern architectural masterpiece or a classic timber-frame lodge. Maximize the 490 feet of shoreline with custom docking. Create a secluded family compound with ample room for guest cabins and forest trails.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jul 11, 2026Price reducedCurrentReduced$299,000−$46,000 (13.3%)X13021628This page
    Apr 20, 2026ListedCurrentFor sale$345,000 —X13021628This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      2
      Water source
      None
      Sewer
      None
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 3320 Island 1040 Georgian Bay
    What's nearby

    Points of interest classified by the MLS® feed.

    • Beach
    • Campground
    • Golf
    • Island
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $1,469
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $46
    0.18% mill rate · ON
    The market

    How this home sits in the Georgian Bay market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Georgian Bay market right now

    Average sold price, days on market, and closed-transaction count for Georgian Bay — sourced from MLS®.

    • Avg sold price
      —
      Last 30 days
    • Median sold price
      —
      Middle of the market
    • Days on market
      —
      Avg from list to close
    • Closed last 30d
      —
      MLS® transactions
    Full Georgian Bay market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 3320 Island 1040 Georgian Bay — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 3320 Island 1040 Georgian Bay and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 3320 Island 1040 Georgian Bay listed for?

      3320 Island 1040 Georgian Bay is listed at $299,000 on the MLS® (listing X13021628). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 3320 Island 1040 Georgian Bay have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 2-4.99 ac lot
  2. Asking
    $299,000
    MLS® X13021628
    Chat Zara
  3. Zara AI Estimate
    Live valuation

    Not enough neighbourhood comparable data yet to estimate this listing. Chat with Zara for a private valuation.

    Ask Zara
    Market analytics

    Live market data for Georgian Bay.

    Avg sold price
    —
    Median sold
    —
    Avg days on market
    —
    Recently sold
    —
    See comparable sales
    Walk through online
    Listing agent has provided a interactive tour
    Open virtual tour
    • This is your chance to build a bespoke legacy retreat on a massive 4.044-acre vacant lot, nestled in the heart of Georgian Bay's prestigious Honey Harbour.
    • The Land: this isn't just a lot; it's a sprawling natural canvas.
    • Offering an impressive 490 feet of private waterfrontage, the property provides unparalleled privacy and sweeping panoramic views of the Bay.
    • Maximize the 490 feet of shoreline with custom docking.
    Ask Zara a follow-up

    Interior

    4
    Basement
    None
    Family room
    N
    Elevator
    N
    Accessibility
    N
  4. Exterior & construction

    4
    Roof
    Not Applicable
    Foundation
    Not Applicable
    View
    Bay, Forest, Trees/Woods, Water
    Waterfront
    Y
  5. Lot & land

    1
    Zoning
    SR
  6. Listing & possession

    3
    Occupancy
    Flexible
    Property style
    Other
    Property class
    Vacant Land
  7. Library
  8. Marina
  9. Combined estimate
    $1,515
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $1,469
    /mo
    based on the purchase price of $299,000
    $59,800 cash
    $239,200 financed
    $201,469 total interest
    Monthly payment$1,469/ month
    Principal54%$239,200
    Interest46%$201,469

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable vacant lands that just sold in Georgian Bay

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 88 Musky Bay Road
      Sold
      Sign in for price
      88 Musky Bay Road
      Vacant Land
    • 0 Six Mile Lake
      Sold
      Sign in for price
      0 Six Mile Lake
      Vacant Land
    • 315 High Street
      Sold
      Sign in for price
      315 High Street
      Vacant Land
    • 27 Chain Of Lakes Road
      Sold
      Sign in for price
      27 Chain Of Lakes Road
      Vacant Land
    • 87 Lot A Corrievale Road
      Sold
      Sign in for price
      87 Lot A Corrievale Road
      Vacant Land
    • 155 Hillside Drive
      Sold
      Sign in for price
      155 Hillside Drive
      Vacant Land
    AddressBd / BaSqftSold$/sqft% of askSold
    3320 Island 1040 Georgian BayThis home0 / 0—$299,000ask———
    88 Musky Bay Road0 / 0——
    0 Six Mile Lake0 / 0——
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More vacant lands in Georgian Bay

    Active listings within ±20% of this asking price.

    • 550 Is 10 Baxter Lake Island
      $265,000
      550 Is 10 Baxter Lake Island
      Vacant Land
    • 434 South Bay Road
      $339,000
      434 South Bay Road
      Vacant Land
    • 446 South Bay Road
      $295,000
      446 South Bay Road
      Vacant Land
    • 2764 Big Ship Island (2060)
      $249,000
      2764 Big Ship Island (2060)
      Vacant Land
    • 96 Musky Bay
      $269,999
      96 Musky Bay
      Vacant Land
    • 7488 Lake Joseph Road
      $299,000
      7488 Lake Joseph Road
      Vacant Land
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  10. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  11. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  12. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  13. Public listing courtesy of NORTH 2 SOUTH REALTY · displayed on Summitly per MLS® data-share rules

    3320 Island 1040 Georgian Bay is a vacant land at Georgian Bay, ON. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  14. When was 3320 Island 1040 Georgian Bay built?

    The year built for 3320 Island 1040 Georgian Bay isn't published in this MLS® feed — ask a Summitly realtor for the construction year from the seller's disclosure.

  15. What is the property tax for 3320 Island 1040 Georgian Bay?

    The 'Property tax' tab in the History section shows the most recent annual tax for 3320 Island 1040 Georgian Bay plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  16. How much would the monthly mortgage be on 3320 Island 1040 Georgian Bay?

    The affordability calculator on this page shows an estimated monthly mortgage for $299,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  17. Has 3320 Island 1040 Georgian Bay been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 3320 Island 1040 Georgian Bay with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  18. What neighbourhood is 3320 Island 1040 Georgian Bay in?

    3320 Island 1040 Georgian Bay is in Baxter, Georgian Bay. The 'Neighbourhood' section below links to the live Georgian Bay real estate hub with average sold price, days on market, and current inventory.

  19. Is Georgian Bay a good place to live?

    Georgian Bay is one of ON's actively-tracked Summitly markets. The full Georgian Bay real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  20. 315 High Street
    0 / 0
    —
    —
    27 Chain Of Lakes Road0 / 0700—
    87 Lot A Corrievale Road0 / 0——
    155 Hillside Drive0 / 0——