3320 Island 1040 Georgian Bay is a land in Georgian Bay, listed for $299,000.
1This is your chance to build a bespoke legacy retreat on a massive 4.044-acre vacant lot, nestled in the heart of Georgian Bay's prestigious Honey Harbour.
2The Land: this isn't just a lot; it's a sprawling natural canvas.
3Offering an impressive 490 feet of private waterfrontage, the property provides unparalleled privacy and sweeping panoramic views of the Bay.
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Lots & Land in Georgian Bay
About 3320 Island 1040 Georgian Bay
Rare opportunity: pristine 4-acres in Honey Harbour. 3320 1040 Island, Georgian Bay, Ontario. Imagine owning a piece of the world-renowned Muskoka landscape that remains entirely untouched. This is your chance to build a bespoke legacy retreat on a massive 4.044-acre vacant lot, nestled in the heart of Georgian Bay's prestigious Honey Harbour. The Land: this isn't just a lot; it's a sprawling natural canvas. Offering an impressive 490 feet of private waterfrontage, the property provides unparalleled privacy and sweeping panoramic views of the Bay. The terrain is classic Muskoka-rugged, beautiful, and absolutely pristine-featuring majestic pines and smooth outcroppings. Location and convenience: While you'll fell worlds away from the hustle, civilization is just a heartbeat away. Easy access: a short, scenic 4-minute boat ride from Honey Harbour. Marina proximity: located minutes from several full-service marinas, making logistics for building and daily living effortless. Prime setting: situated in one of the most sought-after pockets of Ontario's cottage country. Build your vision: As a completely vacant building lot, there are no structures to tear down or old layouts to work around. You have the freedom to: design a modern architectural masterpiece or a classic timber-frame lodge. Maximize the 490 feet of shoreline with custom docking. Create a secluded family compound with ample room for guest cabins and forest trails.
Georgian Bay land priced at $299,000 — book a tour to see if it fits your search.
Inside 3320 Island 1040 Georgian Bay
Every detail from the listing, in one place.
Type
Land
Basement
None
Features & systems
Interior
Basement
None
Lot & land
Lot size (sqft)
4.044
Listing & possession
Property class
Vacant Land
3320 Island 1040 Georgian Bay Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$1,469
/mo
based on the purchase price of $299,000
$59,800 cash
$239,200 financed
$201,469 total interest
Principal54%$239,200
Interest46%$201,469
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Georgian Bay
Other homes for sale in Georgian Bay around $299K.
Average days on market71Homes sold in about 71 days on average.
Sale-to-list ratio92.4%On average, homes sold below asking.
Active listings173Homes for sale here right now.
Median vs prior 90 days−3.9%Compared with Apr 26 – Jul 25, 2026: prices down.
Based on 41 sales from Jul 25 – Oct 23, 2026 (27 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 3320 Island 1040 Georgian Bay
How much is 3320 Island 1040 Georgian Bay listed for?
3320 Island 1040 Georgian Bay is listed at $299,000 (MLS® X13021628). Summitly updates the price as soon as the MLS® record changes.
Has the price of 3320 Island 1040 Georgian Bay changed?
Yes — it was first listed at $345,000 and is now $299,000, a drop of $46,000 (13.3%).
How many bedrooms and bathrooms does 3320 Island 1040 Georgian Bay have?
The listing for 3320 Island 1040 Georgian Bay doesn't publish its bedroom and bathroom count. It is a lot in Georgian Bay.
How much would the monthly mortgage be on 3320 Island 1040 Georgian Bay?
About $1,469 a month — principal and interest on $299,000 with 20% down ($59,800), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 3320 Island 1040 Georgian Bay compare with other homes in Georgian Bay?
Its asking price of $299,000 is about 59% below the median sold price in Georgian Bay over the last 90 days, $730,000, across 41 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 3320 Island 1040 Georgian Bay been sold before?
Summitly has no earlier MLS® sale or lease of 3320 Island 1040 Georgian Bay on record from the last two years. Older records aren't shown under TRREB rules.
Where is 3320 Island 1040 Georgian Bay?
3320 Island 1040 Georgian Bay is in Georgian Bay, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 3320 Island 1040 Georgian Bay been on the market?
186 days — 3320 Island 1040 Georgian Bay was listed on April 20, 2026.
Does 3320 Island 1040 Georgian Bay have a basement, and is it finished?
The listing says 3320 Island 1040 Georgian Bay has no basement.
What is the lot size of 3320 Island 1040 Georgian Bay?
The lot is 3.495 acres, as published in the listing.
What is the land transfer tax on 3320 Island 1040 Georgian Bay?
About $2,960 in Ontario land transfer tax at the asking price of $299,000. First-time buyers can get up to $4,000 back. Legal fees and other closing costs are extra.
How do I book a viewing of 3320 Island 1040 Georgian Bay or make an offer?
Select "Book a viewing" on this page and pick a time. A licensed Coldwell Banker Summit Realty, Brokerage agent confirms it with the listing brokerage. When you're ready, your agent prepares the offer with you and submits it to the listing brokerage.
