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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 14 days

    34 Bay Street

    Stratford·Stratford, ON·N5A 4K6·Near Bay & Brunswick

    • 3 beds
    Stratford real estate›X13246730
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Nestled in one of Stratford's most well-established and historic neighbourhoods, you'll find this charming Ontario Cottage,. Beautifully appointed, and within walking distance to the river, parks, city core, Festival Theatre, restaurants, shopping, and everyday amenities. Blending timeless character with thoughtful updates, the home features high ceilings, original wood floors, custom baseboards, and crown moulding throughout. The bright, open-concept living and dining area is filled with natural light from large windows, creating a warm and inviting atmosphere.The elegant kitchen offers ample cabinetry, a built-in laundry space, as well as dishwasher and built-in microwave for convenience. The home includes 3 bedrooms and 2 bathrooms. Outside, enjoy mature, lush gardens, a large private backyard, and a welcoming covered front porch ideal for quiet mornings or evening relaxation. Updates include electrical and plumbing (2011), high-efficiency furnace (2024), newer windows, insulation upgrades, eaves and fascia, a newer deck, and paved driveway. A rare blend of character, location, and thoughtful upgrades in a truly desirable setting.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jun 5, 2026ListedCurrentFor sale$629,900 —X13246730This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Forced Air
      Air conditioning
      Central Air
      Water source
      Municipal
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 34 Bay Street
    What's nearby

    Points of interest classified by the MLS® feed.

    • Public Transit
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $3,095
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $322
    0.61% mill rate · ON
    The market

    How this home sits in the Stratford market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Stratford market right now

    Average sold price, days on market, and closed-transaction count for Stratford — sourced from MLS®.

    • Avg sold price
      —
      Last 30 days
    • Median sold price
      —
      Middle of the market
    • Days on market
      —
      Avg from list to close
    • Closed last 30d
      —
      MLS® transactions
    Full Stratford market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 34 Bay Street — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 34 Bay Street and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 34 Bay Street listed for?

      34 Bay Street is listed at $629,900 on the MLS® (listing X13246730). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 34 Bay Street have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 2 baths
  2. 1100-1500 sqft
  3. Detached
  4. Built 100+
  5. Asking
    $629,900
    $0 / sqft · MLS® X13246730
    Chat Zara
  6. Zara AI Estimate
    Live valuation

    Not enough neighbourhood comparable data yet to estimate this listing. Chat with Zara for a private valuation.

    Ask Zara
    Market analytics

    Live market data for Stratford.

    Avg sold price
    —
    Median sold
    —
    Avg days on market
    —
    Recently sold
    —
    See comparable sales
    Beautifully appointed, and within walking distance to the river, parks, city core, Festival Theatre, restaurants, shopping, and everyday amenities.
  7. Blending timeless character with thoughtful updates, the home features high ceilings, original wood floors, custom baseboards, and crown moulding throughout.
  8. Outside, enjoy mature, lush gardens, a large private backyard, and a welcoming covered front porch ideal for quiet mornings or evening relaxation.
  9. Updates include electrical and plumbing (2011), high-efficiency furnace (2024), newer windows, insulation upgrades, eaves and fascia, a newer deck, and paved driveway.
  10. Ask Zara a follow-up
    Sewer
  11. Parking & garage

    3
    Garage
    None
    Parking spaces
    4
    Driveway
    Private
  12. Interior

    5
    Basement
    Partial Basement
    Family room
    Y
    Kitchens
    1
    Total rooms
    9
    Laundry level
    Main Level
  13. Exterior & construction

    4
    Exterior
    Board & Batten , Brick
    Roof
    Asphalt Shingle
    Foundation
    Stone
    Pool
    None
  14. Lot & land

    2
    Year built
    100+
    Zoning
    R2(2)
  15. Listing & possession

    3
    Occupancy
    End of July preferred
    Property style
    Bungalow
    Property class
    Detached
  16. Room-by-room · 11 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    11 rooms
    • Dining Room
      7.6 × 8.7 ft
    • Bathroom
      4 Pc Bath
      76.2 × 7.0 ft
    • Laundry
      5.6 × 4.9 ft
    • Bedroom
      14.7 × 7.4 ft
    • Foyer
      5.2 × 8.7 ft
    • Primary Bedroom
      10.1 × 14.4 ft
    • Kitchen
      12.0 × 14.1 ft
    • Bathroom
      2 Pc Ensuite
      7.3 × 3.0 ft
    • Living Room
      9.7 × 8.0 ft
    • Living Room
      12.7 × 21.1 ft
    • Bedroom
      8.9 × 10.3 ft
    Combined estimate
    $3,417
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $3,095
    /mo
    based on the purchase price of $629,900
    $125,980 cash
    $503,920 financed
    $424,433 total interest
    Monthly payment$3,095/ month
    Principal54%$503,920
    Interest46%$424,433

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Stratford

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 34 Eagle Drive
      Sold
      Sign in for price
      34 Eagle Drive
      Detached
    • 47 Britannia Street
      Sold
      Sign in for price
      47 Britannia Street
      Detached
    • 138 Woods Street
      Sold
      Sign in for price
      138 Woods Street
      Detached
    • 40 Cherry Street
      Sold
      Sign in for price
      40 Cherry Street
      Detached
    • 193 Douglas Street
      Sold
      Sign in for price
      193 Douglas Street
      Detached
    • 32 Cherry Street
      Sold
      Sign in for price
      32 Cherry Street
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    34 Bay StreetThis home3 / 211,001,500$629,900ask———
    34 Eagle Drive4 / 42,000—
    47 Britannia Street3 / 32,000—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Stratford

    Active listings within ±20% of this asking price.

    • 217 Norman Street
      $599,900
      217 Norman Street
      Detached 3 2
    • 59 Briarhill Drive
      $679,000
      59 Briarhill Drive
      Detached 3 2
    • 121 Milton Street
      $629,900
      121 Milton Street
      Detached 2 2
    • 34 Lightbourne Avenue
      $649,900
      34 Lightbourne Avenue
      Detached 2 2
    • 69 Nethercott Drive
      $629,900
      69 Nethercott Drive
      Detached 4 2
    • 164 Redford Crescent
      $589,000
      164 Redford Crescent
      Detached 3 2
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  17. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  18. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  19. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  20. Public listing courtesy of Royal LePage Hiller Realty · displayed on Summitly per MLS® data-share rules

    34 Bay Street is a 3-bedroom, 2-bath, 1100-1500 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  21. When was 34 Bay Street built?

    34 Bay Street was built in 100+. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  22. What is the property tax for 34 Bay Street?

    The 'Property tax' tab in the History section shows the most recent annual tax for 34 Bay Street plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  23. How much would the monthly mortgage be on 34 Bay Street?

    The affordability calculator on this page shows an estimated monthly mortgage for $629,900 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  24. Has 34 Bay Street been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 34 Bay Street with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  25. What neighbourhood is 34 Bay Street in?

    34 Bay Street is in Stratford, Stratford. The 'Neighbourhood' section below links to the live Stratford real estate hub with average sold price, days on market, and current inventory.

  26. Is Stratford a good place to live?

    Stratford is one of ON's actively-tracked Summitly markets. The full Stratford real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  27. 138 Woods Street
    4 / 2
    1,100
    —
    40 Cherry Street3 / 2700—
    193 Douglas Street4 / 21,500—
    32 Cherry Street3 / 31,500—