DetachedListed today

3650 Muskoka Road 117, Lake of Bays

Name: 3650 Muskoka Road 117 N/a
SKU: X14158452
Price: 929000 CAD
Availability: InStock

Lake of Bays, ON · · MLS® X14158452Updated November 6, 2026

$929,000Est. $4,564/mo mortgage

Bedrooms: 3
Bathrooms: 1
Living space: 2000–2500sq ft
Parking spaces: 12

Type Detached
Lot 3.495 acres
Garage Yes
Basement None

What you should know

3650 Muskoka Road 117 is a 3-bedroom, 1-bathroom detached home in Lake of Bays, listed for $929,000. It has 2000-2500 sq ft of living space.

A dedicated mud room leads to the main living space featuring cathedral ceilings and a two-storey airtight fireplace.
The dining area has floor to ceiling windows looking out to an idyllic backyard, granite patio and the forest beyond.
The kitchen features a large centre island, quartz counters, custom Bateman cupboards, under cabinet lighting, and stainless LG appliances including a true double oven (with purple interior).

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3 Bed, 1 Bath Detached Home in Lake of Bays

About 3650 Muskoka Road 117

Carved out of the woods of Muskoka is a two storey three bedroom home located just a short walk or drive to a boat launch and sand beach on Lake of Bays and moments from snowmobile trails. The house is the perfect mix of country charm and modern necessity and has been meticulously maintained. A dedicated mud room leads to the main living space featuring cathedral ceilings and a two-storey airtight fireplace. The dining area has floor to ceiling windows looking out to an idyllic backyard, granite patio and the forest beyond. The kitchen features a large centre island, quartz counters, custom Bateman cupboards, under cabinet lighting, and stainless LG appliances including a true double oven (with purple interior). The bathroom features custom shower and cabinets. But the showcase is the three season timber frame sunroom, where you will definitely spend most of your time. The second floor has a family room overlooking the living room below, plus three bedrooms and 2pc bath. This level features 100-year-old White Oak flooring and a full-length cedar balcony along the rear of the home. A drop-down staircase leads to a third storey, full height attic space. Outside there so much more. Attached 1.5 car garage has built-in air compressor and work benches. Lean-to, storage shed, covered wood storage, Shelter Logic garage - all located off the driveway plus large Shelter Logic on a foundation along the other side of the property. A backyard bunkie has living space on the main floor and queen-sized bed in the loft. Two more storage buildings and a fire pit complete the package. There is so much room to spread out, the property feels much larger than 3.5 acres. Home is heated by a forced air propane furnace plus the option of the airtight fireplace or Napoleon wood stove in the kitchen. New electrical panel and a full home Generac generator installed in 2023. Water system in 2024. There is nothing left to do but move in and enjoy.

3 bedrooms, 1 bathroom, about 2,000 sq ft, works out to roughly $465 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.

Inside 3650 Muskoka Road 117

Every detail from the listing, in one place.

Type: Detached
Style: 2-Storey
Living space: 2000-2500 sq ftas stated on the listing
Parking: 12 spacesYes garage
Basement: None

Features & systems

Parking & garage

Garage: Yes
Parking spaces: 12

Interior

Basement: None

Lot & land

Lot size (sqft): 3.47

Listing & possession

Property style: 2-Storey
Property class: Detached

3650 Muskoka Road 117 Price & Sale History

Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.

Nov 6, 2026For saleListedThis listingMLS® X14158452$929,000

Sourced from MLS®. Includes earlier listings of this property on record.

What's it worth?

How 3650 Muskoka Road 117 Compares to the Lake of Bays Market

Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.

Zara’s estimate

Excellent Deal· based on 79 recent sales

Value your own home →How accurate are Zara’s estimates?

Summitly estimate, not from TRREB, the MLS® or the listing brokerage. Not an appraisal. How it works

Lake of Bays market, last 90 days

Median sold price: $828,000
Average sold price: $1,185,690
Average days on market: 62
Homes sold: 61

Closed sales on the TRREB MLS®.

Full Lake of Bays market report

Recently sold nearby in Lake of Bays

Sold prices are shown free to signed-in members, as board rules require.

6 nearby sales vs. this home

Closed sales from MLS®, compared with this home's asking price.

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Home	Sold price	$ / sqft	% of asking	Sold
This home3650 Muskoka Road 117 N/a 3 bd · 1 ba · 2,000 sqft	$929,000asking	$465	—	—
1065 Pine Lane 3 bd · 2 ba · 1,500 sqft
1033 Bayview Point Road 3 bd · 1 ba · 700 sqft
168 Bigwin Island 6 bd · 3 ba · 3,500 sqft
1095 Bayview Avenue 4 bd · 2 ba · 1,500 sqft
1299 Dickie Lake Road 3 bd · 1 ba · 700 sqft
1276 Limberlost Road 3 bd · 2 ba · 1,500 sqft

1065 Pine Lane
3 bd · 2 ba · 1,500 sqft
1033 Bayview Point Road
3 bd · 1 ba · 700 sqft
168 Bigwin Island
6 bd · 3 ba · 3,500 sqft
1095 Bayview Avenue
4 bd · 2 ba · 1,500 sqft
1299 Dickie Lake Road
3 bd · 1 ba · 700 sqft
1276 Limberlost Road
3 bd · 2 ba · 1,500 sqft

Living in Lake of Bays: Location & Amenities

Transit, schools, parks and everyday places near this home. Select any place to open it on Google Maps.

Costs, Mortgage & Rental Return for 3650 Muskoka Road 117

What it could cost each month, today's rates from our mortgage partner, and what it could return as a rental.

Mortgage: $4,564; 20% down · 25 years · 5.5% assumed
Property tax: $511; 0.66% mill rate · ON
Total per month: $5,075; Before utilities, insurance and fees

Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

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Monthly cost

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Down payment

Rate (%)

Years

An estimate, not a quote. Utilities and insurance are extra.

Affordability calculator

Estimated monthly payment

$4,564

/mo

based on the purchase price of $929,000

Down payment20%

$185,800 cash

Amortization25 yr

$743,200 financed

Rate5.50%

$625,969 total interest

Principal54%$743,200

Interest46%$625,969

20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

Rental income potential

Est. monthly rent

low–high

Gross yield

rent × 12 ÷ price

Cap rate (est.)

net of tax + fees

Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.

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Listing brokerage: Royal LePage Lakes Of Muskoka Realty, BrokerageMLS® X14158452 · Listing data last updated November 6, 2026

Listing data comes from the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but not guaranteed. Shown on Summitly by Coldwell Banker Summit Realty, Brokerage, which is not the listing brokerage. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose. © 2026 Toronto Regional Real Estate Board. All rights reserved.

Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

For sale· listed Nov 5· $465/sq ft

Estimated monthly mortgage$4,564/moMortgage only · 20% down · 5.5% assumed

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5.0 · Google rating for Coldwell Banker Summit Realty, Brokerage · as of September 2026

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