38 Joseph St is a 4-bedroom, 2-bathroom detached home in Muskoka Lakes, listed for $1,100,000. It has 700-1100 sq ft of living space.
1Discover an exceptional opportunity to enjoy waterfront living in the heart of Port Carling.
2Beautiful sunset views provide a memorable backdrop to everyday living.Ideally situated on Port Carling's main street, the property offers the freedom to leave the car behind and explore the village on foot.
3BasementFinished with Walk-Out, as described in the listing.
Discover an exceptional opportunity to enjoy waterfront living in the heart of Port Carling. Beautifully renovated, this four-bedroom, two-bathroom home on Silver Lake combines the charm of Muskoka cottage life with the convenience of being just steps from the village's shops, restaurants and amenities.Designed for relaxed, year-round enjoyment, the home features inviting living spaces, a fireplace and a walkout lower level providing easy access to the outdoors. Whether entertaining family and friends or enjoying a quiet weekend escape, the layout offers comfort and flexibility.The waterfront is a highlight, with approximately 97 feet of shoreline, a dock, a small sandy beach area and excellent swimming. Spend summer afternoons on the water, gather around the lakeside firepit as the sun sets, or enjoy outdoor dining and barbecues in the seating area near the house. Beautiful sunset views provide a memorable backdrop to everyday living.Ideally situated on Port Carling's main street, the property offers the freedom to leave the car behind and explore the village on foot. Its central location, four-bedroom accommodation and waterfront amenities also present an appealing opportunity for buyers seeking an investment property with potential rental income, subject to applicable regulations.Whether envisioned as a full-time residence, a weekend retreat or an income-producing investment, 38 Joseph Street offers a versatile Muskoka lifestyle in a highly desirable village setting.
4 bedrooms, 2 bathrooms, about 700 sq ft, works out to roughly $1,571 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 38 Joseph St
Every detail from the listing, in one place.
Type
Detached
Style
Bungalow
Living space
700-1100 sq ftas stated on the listing
Parking
3 spaces
Basement
Finished with Walk-Out
Features & systems
Parking & garage
Parking spaces
3
Interior
Basement
Finished with Walk-Out
Lot & land
Lot size (sqft)
0.472
Listing & possession
Property style
Bungalow
Property class
Detached
38 Joseph St Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® X14119898$1,100,000
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 38 Joseph St Compares to the Muskoka Lakes Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$5,404
/mo
based on the purchase price of $1,100,000
$220,000 cash
$880,000 financed
$741,191 total interest
Principal54%$880,000
Interest46%$741,191
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Muskoka Lakes
Other 3–4 bed homes for sale in Muskoka Lakes around $1.1M.
Average days on market48Homes sold in about 48 days on average.
Sale-to-list ratio94.0%On average, homes sold below asking.
Active listings226Homes for sale here right now.
Median vs prior 90 days+19.7%Compared with Apr 30 – Jul 29, 2026: prices up.
Based on 132 sales from Jul 29 – Oct 27, 2026 (74 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 38 Joseph St
How much is 38 Joseph St listed for?
38 Joseph St is listed at $1,100,000 (MLS® X14119898). Summitly updates the price as soon as the MLS® record changes.
Is $1,100,000 a good price for 38 Joseph St?
Summitly rates it Well Above Market: the asking price is 15% or more above Zara's estimate, an estimate built from recent sales in Muskoka Lakes. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 38 Joseph St changed?
No — 38 Joseph St is still listed at its original asking price of $1,100,000.
How many bedrooms and bathrooms does 38 Joseph St have?
38 Joseph St has 4 bedrooms and 2 bathrooms, with about 700–1,100 square feet of living space. It is a detached home in Muskoka Lakes.
How much would the monthly mortgage be on 38 Joseph St?
About $5,404 a month — principal and interest on $1,100,000 with 20% down ($220,000), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
Are there open houses at 38 Joseph St?
Yes — Sunday, November 1, 11:00 AM – 12:00 PM. Open-house times come from the listing brokerage and can change, so check this page before you go, or book a private viewing.
How does 38 Joseph St compare with other homes in Muskoka Lakes?
Its asking price of $1,100,000 is about 8% above the median sold price in Muskoka Lakes over the last 90 days, $1,017,500, across 132 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 38 Joseph St been sold before?
Summitly has no earlier MLS® sale or lease of 38 Joseph St on record from the last two years. Older records aren't shown under TRREB rules.
Where is 38 Joseph St?
38 Joseph St is in Muskoka Lakes, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 38 Joseph St been on the market?
1 day — 38 Joseph St was listed on October 26, 2026.
What is the price per square foot of 38 Joseph St?
About $1,000 to $1,571 per square foot: the asking price of $1,100,000 over the 700–1,100 sq ft the listing gives as its size range.
