4 Gray St is a 3-bedroom, 1-bathroom detached home in Severn, listed for $534,000. It has 1100-1500 sq ft of living space.
1Outside, the oversized, private lot provides plenty of room for children and pets to play, gardening, entertaining or simply enjoying the outdoors.
2Multiple outdoor living spaces and ample storage add to the property's everyday functionality.
3Enjoy the convenience of being just steps from downtown Coldwater, with local shops, restaurants, parks, walking trails, schools and recreational amenities all close at hand.
CHARACTER, CHARM & AN Exceptional location! Welcome to this inviting 3-bedroom, 1.5-bath family home in the heart of Coldwater, where small-town charm meets everyday convenience. An ideal opportunity for first-time buyers, young families or commuters looking for a little more space without sacrificing accessibility. Step inside and discover bright, spacious principal rooms, soaring ceilings and original hardwood flooring in the living room, complemented by recently renovated bathrooms that bring a fresh, modern touch while maintaining the home's timeless character. Important updates include a durable metal roof, newer windows, high-efficiency furnace (2021) and pergola (2021), offering added comfort and peace of mind. Outside, the oversized, private lot provides plenty of room for children and pets to play, gardening, entertaining or simply enjoying the outdoors. Multiple outdoor living spaces and ample storage add to the property's everyday functionality. Enjoy the convenience of being just steps from downtown Coldwater, with local shops, restaurants, parks, walking trails, schools and recreational amenities all close at hand. For commuters, the location is hard to beat! With quick and easy access to Highway 12 and Highway 400 just minutes away, travelling to Barrie, Orillia, Midland and beyond is a breeze. Whether you're heading to work, enjoying everything cottage country has to offer or simply looking for a place to call home, this property delivers the perfect balance of lifestyle, convenience and value. A charming home, an oversized lot and a commuter-friendly location - don't miss this opportunity!
3 bedrooms, 1 bathroom, about 1,100 sq ft, works out to roughly $485 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 4 Gray St
Every detail from the listing, in one place.
Type
Detached
Style
1 1/2 Storey
Living space
1100-1500 sq ftas stated on the listing
Parking
6 spaces
Basement
Crawl Space
Features & systems
Parking & garage
Parking spaces
6
Interior
Basement
Crawl Space
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
1 1/2 Storey
Property class
Detached
4 Gray St Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® S14178516$534,000
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 4 Gray St Compares to the Severn Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$2,623
/mo
based on the purchase price of $534,000
$106,800 cash
$427,200 financed
$359,815 total interest
Principal54%$427,200
Interest46%$359,815
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
Want rate-drop alerts and a saved shortlist?
Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
For homeowners nearby
Own a home on Gray Street? See what yours is worth
Get an instant estimate for your own home, based on recent sales around you. A free account shows the number and emails you the full report.
Free · No obligation · Backed by Coldwell Banker
Book a tour of 4 Gray St with a licensed buyer's agent
Your agent is usually paid from the seller's side. We'll confirm the co-operating commission on this listing before you sign anything.
Zara, any time
Zara · AI virtual agent
Ask about 4 Gray St day or night. Zara reads this listing and answers in plain words. When you want a person, she hands you to a licensed agent.
A licensed local agent
Your agent shows you the home, checks the paperwork and negotiates your offer, on your side, not the seller's.
Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Severn
Other 3-bed homes for sale in Severn around $534K.
Average days on market46Homes sold in about 46 days on average.
Sale-to-list ratio94.0%On average, homes sold below asking.
Active listings201Homes for sale here right now.
Median vs prior 90 days−0.5%Compared with May 17 – Aug 15, 2026: prices down.
Based on 106 sales from Aug 15 – Nov 13, 2026 (71 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 4 Gray St
How much is 4 Gray St listed for?
4 Gray St is listed at $534,000 (MLS® S14178516). Summitly updates the price as soon as the MLS® record changes.
Is $534,000 a good price for 4 Gray St?
Summitly rates it Excellent Deal: the asking price is 10% or more below Zara's estimate, an estimate built from recent sales in Severn. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 4 Gray St changed?
No — 4 Gray St is still listed at its original asking price of $534,000.
How many bedrooms and bathrooms does 4 Gray St have?
4 Gray St has 3 bedrooms and 1 bathroom, with about 1,100–1,500 square feet of living space. It is a detached home in Severn.
How much would the monthly mortgage be on 4 Gray St?
About $2,623 a month — principal and interest on $534,000 with 20% down ($106,800), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 4 Gray St compare with other homes in Severn?
Its asking price of $534,000 is about 25% below the median sold price in Severn over the last 90 days, $711,131, across 106 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 4 Gray St been sold before?
Summitly has no earlier MLS® sale or lease of 4 Gray St on record from the last two years. Older records aren't shown under TRREB rules.
Where is 4 Gray St?
4 Gray St is in Severn, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 4 Gray St been on the market?
4 Gray St was listed today (November 13, 2026).
What is the price per square foot of 4 Gray St?
About $356 to $485 per square foot: the asking price of $534,000 over the 1,100–1,500 sq ft the listing gives as its size range.
Does 4 Gray St have parking or a garage?
Yes — the listing gives 6 parking spaces.
Does 4 Gray St have a basement, and is it finished?
The listing describes the basement as: Crawl Space.