Semi-DetachedOn market 55 days

4 Thomas Crt, Central Elgin

Name: 4 Thomas Court
SKU: X13721766
Price: 525000 CAD
Availability: InStock

Central Elgin, ON · · MLS® X13721766Updated August 28, 2026

$525,000Est. $2,579/mo mortgage

Bedrooms: 2
Bathrooms: 2
Living space: 1100–1500sq ft
Parking spaces: 4

Type Semi-Detached
Garage Yes
Basement Development Potential, Unfinished

What you should know

4 Thomas Crt is a 2-bedroom, 2-bathroom semi-detached home in Central Elgin, listed for $525,000. It has 1100-1500 sq ft of living space.

Move-in ready, this beautifully designed bungalow semi-detached home by Hayhoe Homes offers 2 bedrooms, 2 bathrooms, and an attached 2-car garage, set on a pie-shaped lot on a cul-de-sac.
The spacious primary suite includes two closets (walk-in & standard) and private 3-piece ensuite with walk-in shower, complemented by an additional bedroom, a full bath, and convenient main floor laundry.
The unfinished basement offers development potential for future family room, additional bedrooms & bathroom.

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2 Bed, 2 Bath Semi-Detached Home in Central Elgin

About 4 Thomas Court

HST Removed! Move-in ready, this beautifully designed bungalow semi-detached home by Hayhoe Homes offers 2 bedrooms, 2 bathrooms, and an attached 2-car garage, set on a pie-shaped lot on a cul-de-sac. The open-concept main floor features 9' ceilings and luxury vinyl plank flooring throughout, highlighted by a designer kitchen with quartz countertops, tile backsplash, pantry, and a central island that flows seamlessly into the great room and dining area with a patio door leading to a rear deck overlooking the backyard. The spacious primary suite includes two closets (walk-in & standard) and private 3-piece ensuite with walk-in shower, complemented by an additional bedroom, a full bath, and convenient main floor laundry. The unfinished basement offers development potential for future family room, additional bedrooms & bathroom. Highlights include a covered front porch, central air conditioning, HRV system, Tarion New Home Warranty, and numerous upgrades throughout. Located in the desirable Lynhurst community, just minutes to London and the amenities of St. Thomas. Taxes to be assessed.

2 bedrooms, 2 bathrooms, about 1,100 sq ft, works out to roughly $477 per square foot, the bed-to-bath ratio is generous. Chat with Zara if you'd like a deeper read on whether this semi-detached fits your budget and timing.

Inside 4 Thomas Crt

Every detail from the listing, in one place.

Type: Semi-Detached
Style: Bungalow
Living space: 1100-1500 sq ftas stated on the listing
Parking: 4 spacesYes garage
Basement: Development Potential, Unfinished

Features & systems

Parking & garage

Garage: Yes
Parking spaces: 4

Interior

Basement: Development Potential · Unfinished

Lot & land

Lot size (sqft): 0

Listing & possession

Property style: Bungalow
Property class: Semi-Detached

4 Thomas Crt Price & Sale History

Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.

Aug 28, 2026For saleListedThis listingMLS® X13721766$525,000

Sourced from MLS®. Includes earlier listings of this property on record.

What's it worth?

How 4 Thomas Crt Compares to the Central Elgin Market

Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.

Zara’s estimate

Good Deal· based on 156 recent sales

Value your own home →How accurate are Zara’s estimates?

Summitly estimate, not from TRREB, the MLS® or the listing brokerage. Not an appraisal. How it works

Central Elgin market, last 90 days

Median sold price: $626,750
Average sold price: $651,003
Average days on market: 60
Homes sold: 88

Closed sales on the TRREB MLS®.

Full Central Elgin market report

Recently sold nearby in Central Elgin

Sold prices are shown free to signed-in members, as board rules require.

6 nearby sales vs. this home

Closed sales from MLS®, compared with this home's asking price.

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Home	Sold price	$ / sqft	% of asking	Sold
This home4 Thomas Court 2 bd · 2 ba · 1,100 sqft	$525,000asking	$477	—	—
8 Columbus Court 4 bd · 2 ba · 1,500 sqft
5 Columbus Court 2 bd · 2 ba · 1,100 sqft
9 Horizon Court 3 bd · 2 ba · 1,500 sqft
10 Columbus Court 2 bd · 3 ba · 1,100 sqft
51 Compass Trail 3 bd · 2 ba · 1,500 sqft
148 STYLES Drive 3 bd · 2 ba · 1,500 sqft

8 Columbus Court
4 bd · 2 ba · 1,500 sqft
5 Columbus Court
2 bd · 2 ba · 1,100 sqft
9 Horizon Court
3 bd · 2 ba · 1,500 sqft
10 Columbus Court
2 bd · 3 ba · 1,100 sqft
51 Compass Trail
3 bd · 2 ba · 1,500 sqft
148 STYLES Drive
3 bd · 2 ba · 1,500 sqft

Living in Central Elgin: Location & Amenities

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Costs, Mortgage & Rental Return for 4 Thomas Crt

What it could cost each month, today's rates from our mortgage partner, and what it could return as a rental.

Mortgage: $2,579; 20% down · 25 years · 5.5% assumed
Property tax: $289; 0.66% mill rate · ON
Total per month: $2,868; Before utilities, insurance and fees

Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

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Monthly cost

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Down payment

Rate (%)

Years

An estimate, not a quote. Utilities and insurance are extra.

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Estimated monthly payment

$2,579

/mo

based on the purchase price of $525,000

Down payment20%

$105,000 cash

Amortization25 yr

$420,000 financed

Rate5.50%

$353,750 total interest

Principal54%$420,000

Interest46%$353,750

20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

Rental income potential

Est. monthly rent

low–high

Gross yield

rent × 12 ÷ price

Cap rate (est.)

net of tax + fees

Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.

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Listing brokerage: ELGIN REALTY LIMITED, BrokerageMLS® X13721766 · Listing data last updated August 28, 2026

Listing data comes from the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but not guaranteed. Shown on Summitly by Coldwell Banker Summit Realty, Brokerage, which is not the listing brokerage. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose. © 2026 Toronto Regional Real Estate Board. All rights reserved.

Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

For sale· listed Aug 27· $477/sq ft

Estimated monthly mortgage$2,579/moMortgage only · 20% down · 5.5% assumed

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5.0 · Google rating for Coldwell Banker Summit Realty, Brokerage · as of September 2026

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