4 Bed, 1 Bath Semi-Detached Home in St. Catharines
About 40 Cypress Street
This spacious 1400 sq ft backsplit semi detached is in a lovely area and features 3 bedrooms up with a living dining combo on the main level and a sunroom with sky lights with ground level walkout , recroom with walkout, 4 th bedroom and 2 piece bath also in the lower level 4th level un touched. The home also features hardwood in the upper levels. The walkout leads to a large 220 foot yard with a shed, fully fenced yard and private patio, large driveway and a private setting
4 bedrooms, 1 bathroom, about 1,100 sq ft, works out to roughly $432 per square foot. Chat with Zara if you'd like a deeper read on whether this semi-detached fits your budget and timing.
Inside 40 Cypress St
Every detail from the listing, in one place.
Type
Semi-Detached
Style
Backsplit 4
Living space
1100-1500 sq ftas stated on the listing
Parking
4 spaces
Basement
Full, Unfinished
Features & systems
Parking & garage
Parking spaces
4
Interior
Basement
Full · Unfinished
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
Backsplit 4
Property class
Semi-Detached
40 Cypress St Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® X14137842$475,000
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 40 Cypress St Compares to the St. Catharines Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$2,334
/mo
based on the purchase price of $475,000
$95,000 cash
$380,000 financed
$320,060 total interest
Principal54%$380,000
Interest46%$320,060
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
For homeowners nearby
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in St. Catharines
Other 3-bed homes for sale in St. Catharines around $475K.
Average days on market39Homes sold in about 39 days on average.
Sale-to-list ratio96.4%On average, homes sold below asking.
Active listings715Homes for sale here right now.
Median vs prior 90 days+0.8%Compared with May 6 – Aug 4, 2026: prices up.
Based on 548 sales from Aug 4 – Nov 2, 2026 (505 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 40 Cypress St
How much is 40 Cypress St listed for?
40 Cypress St is listed at $475,000 (MLS® X14137842). Summitly updates the price as soon as the MLS® record changes.
Is $475,000 a good price for 40 Cypress St?
Summitly rates it Excellent Deal: the asking price is 10% or more below Zara's estimate, an estimate built from recent sales in St. Catharines. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 40 Cypress St changed?
No — 40 Cypress St is still listed at its original asking price of $475,000.
How many bedrooms and bathrooms does 40 Cypress St have?
40 Cypress St has 4 bedrooms and 1 bathroom, with about 1,100–1,500 square feet of living space. It is a semi-detached home in St. Catharines.
How much would the monthly mortgage be on 40 Cypress St?
About $2,334 a month — principal and interest on $475,000 with 20% down ($95,000), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 40 Cypress St compare with other homes in St. Catharines?
Its asking price of $475,000 is about 14% below the median sold price in St. Catharines over the last 90 days, $554,150, across 548 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 40 Cypress St been sold before?
Summitly has no earlier MLS® sale or lease of 40 Cypress St on record from the last two years. Older records aren't shown under TRREB rules.
Where is 40 Cypress St?
40 Cypress St is in St. Catharines, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 40 Cypress St been on the market?
40 Cypress St was listed today (November 2, 2026).
What is the price per square foot of 40 Cypress St?
About $317 to $432 per square foot: the asking price of $475,000 over the 1,100–1,500 sq ft the listing gives as its size range.
Does 40 Cypress St have parking or a garage?
Yes — the listing gives 4 parking spaces.
Does 40 Cypress St have a basement, and is it finished?
The listing describes the basement as: Full, Unfinished.
