Rare direct waterfront property on lake simcoe - ramara, near orillia! A rare opportunity to own an exceptional 4-season waterfront property in Ramara, near Orillia, featuring over 105 feet of direct frontage on beautiful Lake Simcoe! Enjoy the ultimate waterfront lifestyle with swimming, boating, fishing, and breathtaking lake views, all approximately 90 minutes from the GTA.This unique property offers desirable southern exposure, providing abundant sunshine throughout the day and spectacular views of both sunrise and sunset. Enjoy a shallow swimming area with a rocky bottom and no weeds, along with a sandy beach area and a charming bunkhouse nestled by the water-a truly unique feature that adds character and versatility to this special waterfront setting. The property also previously featured a marine rail, which could potentially be restored.The spacious ranch-style bungalow offers approximately 1,400 sq. ft. on the main floor, plus approximately 1,200 sq. ft. of basement space. The open-concept living and dining area showcases unobstructed waterfront views, creating the perfect setting for relaxing and entertaining. The main floor features four bedrooms, including a primary bedroom with an ensuite bathroom where you can unwind in the tub while enjoying beautiful lake views.Whether you're looking for a year-round waterfront residence, a family cottage, or a peaceful lakeside retreat, this property offers a rare combination of space, shoreline, and year-round enjoyment.
4 bedrooms, 2 bathrooms, about 1,100 sq ft, works out to roughly $1,272 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 4109 Bonnie Beach Rd
Every detail from the listing, in one place.
Type
Detached
Style
Bungalow
Living space
1100-1500 sq ftas stated on the listing
Parking
12 spacesYes garage
Basement
Apartment, Separate Entrance
Features & systems
Parking & garage
Garage
Yes
Parking spaces
12
Interior
Basement
Apartment · Separate Entrance
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
Bungalow
Property class
Detached
4109 Bonnie Beach Rd Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® S14115220$1,399,000
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 4109 Bonnie Beach Rd Compares to the Ramara Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$6,873
/mo
based on the purchase price of $1,399,000
$279,800 cash
$1,119,200 financed
$942,660 total interest
Principal54%$1,119,200
Interest46%$942,660
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
For homeowners nearby
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Ramara
Other 3–5 bed homes for sale in Ramara around $1.4M.
Average days on market45Homes sold in about 45 days on average.
Sale-to-list ratio94.8%On average, homes sold below asking.
Active listings233Homes for sale here right now.
Median vs prior 90 days−8.4%Compared with Apr 28 – Jul 27, 2026: prices down.
Based on 75 sales from Jul 27 – Oct 25, 2026 (47 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 4109 Bonnie Beach Rd
How much is 4109 Bonnie Beach Rd listed for?
4109 Bonnie Beach Rd is listed at $1,399,000 (MLS® S14115220). Summitly updates the price as soon as the MLS® record changes.
Is $1,399,000 a good price for 4109 Bonnie Beach Rd?
Summitly rates it Well Above Market: the asking price is 15% or more above Zara's estimate, an estimate built from recent sales in Ramara. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 4109 Bonnie Beach Rd changed?
No — 4109 Bonnie Beach Rd is still listed at its original asking price of $1,399,000.
How many bedrooms and bathrooms does 4109 Bonnie Beach Rd have?
4109 Bonnie Beach Rd has 4 bedrooms and 2 bathrooms, with about 1,100–1,500 square feet of living space. It is a detached home in Ramara.
How much would the monthly mortgage be on 4109 Bonnie Beach Rd?
About $6,873 a month — principal and interest on $1,399,000 with 20% down ($279,800), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 4109 Bonnie Beach Rd compare with other homes in Ramara?
Its asking price of $1,399,000 is about 114% above the median sold price in Ramara over the last 90 days, $655,000, across 75 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 4109 Bonnie Beach Rd been sold before?
Summitly has no earlier MLS® sale or lease of 4109 Bonnie Beach Rd on record from the last two years. Older records aren't shown under TRREB rules.
Where is 4109 Bonnie Beach Rd?
4109 Bonnie Beach Rd is in Ramara, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 4109 Bonnie Beach Rd been on the market?
4109 Bonnie Beach Rd was listed today (October 25, 2026).
What is the price per square foot of 4109 Bonnie Beach Rd?
About $933 to $1,272 per square foot: the asking price of $1,399,000 over the 1,100–1,500 sq ft the listing gives as its size range.
Does 4109 Bonnie Beach Rd have parking or a garage?
Yes — the listing gives 12 parking spaces. Garage: Yes.
Does 4109 Bonnie Beach Rd have a basement, and is it finished?
The listing describes the basement as: Apartment, Separate Entrance.
