Nestled on the north end of Cobourg, this spacious 1-acre property offers a carpet-free layout with plenty of room to grow, including the potential for an in-law suite on the lower level. The main floor features a bright, airy living room with crown moulding and wall of windows that flood the space with natural light. Flowing seamlessly into the dining area, its perfect for family gatherings and entertaining. The kitchen is functional and stylish with a bayed breakfast nook, coffee bar, tile backsplash, generous cabinetry and counter space, a pantry for extra storage, and a walkout to the back deck, which is ideal for summer BBQS and outdoor living. The main level is complete with two well-appointed bedrooms and a bathroom with a walk-in shower enclosure. Downstairs, the lower level offers incredible versatility for multigenerational living. It features a separate entrance, spacious rec room with a cozy fireplace, and a flexible area for a games room or office. Two additional bedrooms, full bathroom, and laundry room provide comfort and convenience for extended family or guests. Step outside to your private backyard retreat. The upper-level deck off the kitchen provides sweeping views of the forested Northumberland hills. A spiral staircase leads to a lower patio perfect for al fresco dining. Mature trees and landscaping enhance privacy, while raised flower beds and generous green space offer room to garden, play, or simply unwind. Located just minutes from Cobourg's downtown amenities and with easy access to Highway 401, this property offers tranquility and convenience.
2 bedrooms, 2 bathrooms, about 700 sq ft, works out to roughly $1,241 per square foot, the bed-to-bath ratio is generous. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 4227 County 45 Rd
Every detail from the listing, in one place.
Type
Detached
Style
Bungalow-Raised
Living space
700-1100 sq ftas stated on the listing
Parking
12 spacesYes garage
Basement
Walk-Out, Finished
Features & systems
Parking & garage
Garage
Yes
Parking spaces
12
Interior
Basement
Walk-Out · Finished
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
Bungalow-Raised
Property class
Detached
4227 County 45 Rd Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® X14137848$869,000
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 4227 County 45 Rd Compares to the Hamilton Township Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
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Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$4,269
/mo
based on the purchase price of $869,000
$173,800 cash
$695,200 financed
$585,541 total interest
Principal54%$695,200
Interest46%$585,541
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Hamilton Township
Other 2–4 bed homes for sale in Hamilton Township around $869K.
Average days on market41Homes sold in about 41 days on average.
Sale-to-list ratio97.0%On average, homes sold below asking.
Active listings2,565Homes for sale here right now.
Median vs prior 90 days−2.5%Compared with May 6 – Aug 4, 2026: prices down.
Based on 1,897 sales from Aug 4 – Nov 2, 2026 (1,567 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 4227 County 45 Rd
How much is 4227 County 45 Rd listed for?
4227 County 45 Rd is listed at $869,000 (MLS® X14137848). Summitly updates the price as soon as the MLS® record changes.
Is $869,000 a good price for 4227 County 45 Rd?
Summitly rates it Well Above Market: the asking price is 15% or more above Zara's estimate, an estimate built from recent sales in Hamilton Township. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 4227 County 45 Rd changed?
No — 4227 County 45 Rd is still listed at its original asking price of $869,000.
How many bedrooms and bathrooms does 4227 County 45 Rd have?
4227 County 45 Rd has 2 bedrooms and 2 bathrooms, with about 700–1,100 square feet of living space. It is a detached home in Hamilton Township.
How much would the monthly mortgage be on 4227 County 45 Rd?
About $4,269 a month — principal and interest on $869,000 with 20% down ($173,800), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 4227 County 45 Rd compare with other homes in Hamilton Township?
Its asking price of $869,000 is about 29% above the median sold price in Hamilton Township over the last 90 days, $674,000, across 1,897 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 4227 County 45 Rd been sold before?
Summitly has no earlier MLS® sale or lease of 4227 County 45 Rd on record from the last two years. Older records aren't shown under TRREB rules.
Where is 4227 County 45 Rd?
4227 County 45 Rd is in Hamilton Township, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 4227 County 45 Rd been on the market?
4227 County 45 Rd was listed today (November 2, 2026).
What is the price per square foot of 4227 County 45 Rd?
About $790 to $1,241 per square foot: the asking price of $869,000 over the 700–1,100 sq ft the listing gives as its size range.
Does 4227 County 45 Rd have parking or a garage?
Yes — the listing gives 12 parking spaces. Garage: Yes.
Does 4227 County 45 Rd have a basement, and is it finished?
The listing describes the basement as: Walk-Out, Finished.
