DetachedListed 2 days ago

42291 John Wise Line, Central Elgin

Name: 42291 John Wise Line
SKU: X14152214
Price: 499000 CAD
Availability: InStock

Central Elgin, ON · · MLS® X14152214Updated November 5, 2026

$499,000Est. $2,451/mo mortgage

Bedrooms: 3
Bathrooms: 1
Living space: 700–1100sq ft
Parking spaces: 8

Type Detached
Basement Walk-Out

What you should know

42291 John Wise Line is a 3-bedroom, 1-bathroom detached home in Central Elgin, listed for $499,000. It has 700-1100 sq ft of living space.

Welcome to a truly one-of-a-kind home that feels like your own private retreat in the heart of the city.
Beautifully renovated throughout, this stunning property features a brand-new kitchen with gorgeous countertops, new flooring, updated electrical, and modern finishes that make it completely move-in ready.
Step outside to a backyard dreams are made of-private, peaceful, and offering the feeling of country living without leaving the city.

Ask Zara:

3 Bed, 1 Bath Detached Home in Central Elgin

About 42291 John Wise Line

Welcome to a truly one-of-a-kind home that feels like your own private retreat in the heart of the city. Beautifully renovated throughout, this stunning property features a brand-new kitchen with gorgeous countertops, new flooring, updated electrical, and modern finishes that make it completely move-in ready. Step outside to a backyard dreams are made of-private, peaceful, and offering the feeling of country living without leaving the city. Enjoy relaxing or entertaining on the spacious deck, while the walkout basement and separate entrance provide incredible flexibility and future potential. This is more than just a home-it is a rare opportunity to enjoy privacy, tranquility, and city convenience all in one exceptional property. You truly will not find another home like this.

3 bedrooms, 1 bathroom, about 700 sq ft, works out to roughly $713 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.

Inside 42291 John Wise Line

Every detail from the listing, in one place.

Type: Detached
Style: Bungalow-Raised
Living space: 700-1100 sq ftas stated on the listing
Parking: 8 spaces
Basement: Walk-Out

Features & systems

Parking & garage

Parking spaces: 8

Interior

Basement: Walk-Out

Lot & land

Lot size (sqft): 0

Listing & possession

Property style: Bungalow-Raised
Property class: Detached

42291 John Wise Line Price & Sale History

Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.

Nov 3, 2026For saleListedThis listingMLS® X14152214$499,000

Sourced from MLS®. Includes earlier listings of this property on record.

What's it worth?

How 42291 John Wise Line Compares to the Central Elgin Market

Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.

Zara’s estimate

Well Above Market· based on 158 recent sales

Value your own home →How accurate are Zara’s estimates?

Summitly estimate, not from TRREB, the MLS® or the listing brokerage. Not an appraisal. How it works

Central Elgin market, last 90 days

Median sold price: $610,000
Average sold price: $634,282
Average days on market: 63
Homes sold: 91

Closed sales on the TRREB MLS®.

Full Central Elgin market report

Recently sold nearby in Central Elgin

Sold prices are shown free to signed-in members, as board rules require.

6 nearby sales vs. this home

Closed sales from MLS®, compared with this home's asking price.

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Home	Sold price	$ / sqft	% of asking	Sold
This home42291 John Wise Line 3 bd · 1 ba · 700 sqft	$499,000asking	$713	—	—
42134 Mcbain Line 3 bd · 2 ba · 1,500 sqft
181 Union Street 4 bd · 1 ba · 1,100 sqft
533 George Street 2 bd · 1 ba · 700 sqft
365 Sunset Drive 3 bd · 2 ba · 700 sqft
44458 TALBOT Line 3 bd · 1 ba · 1,100 sqft
11 Edgewell Crescent 3 bd · 2 ba · 1,100 sqft

42134 Mcbain Line
3 bd · 2 ba · 1,500 sqft
181 Union Street
4 bd · 1 ba · 1,100 sqft
533 George Street
2 bd · 1 ba · 700 sqft
365 Sunset Drive
3 bd · 2 ba · 700 sqft
44458 TALBOT Line
3 bd · 1 ba · 1,100 sqft
11 Edgewell Crescent
3 bd · 2 ba · 1,100 sqft

Living in Central Elgin: Location & Amenities

Transit, schools, parks and everyday places near this home. Select any place to open it on Google Maps.

Costs, Mortgage & Rental Return for 42291 John Wise Line

What it could cost each month, today's rates from our mortgage partner, and what it could return as a rental.

Mortgage: $2,451; 20% down · 25 years · 5.5% assumed
Property tax: $274; 0.66% mill rate · ON
Total per month: $2,725; Before utilities, insurance and fees

Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

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Monthly cost

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Down payment

Rate (%)

Years

An estimate, not a quote. Utilities and insurance are extra.

Affordability calculator

Estimated monthly payment

$2,451

/mo

based on the purchase price of $499,000

Down payment20%

$99,800 cash

Amortization25 yr

$399,200 financed

Rate5.50%

$336,231 total interest

Principal54%$399,200

Interest46%$336,231

20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

Rental income potential

Est. monthly rent

low–high

Gross yield

rent × 12 ÷ price

Cap rate (est.)

net of tax + fees

Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.

For homeowners nearby

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Listing brokerage: Global Bricks Realty, BrokerageMLS® X14152214 · Listing data last updated November 5, 2026

Listing data comes from the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but not guaranteed. Shown on Summitly by Coldwell Banker Summit Realty, Brokerage, which is not the listing brokerage. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose. © 2026 Toronto Regional Real Estate Board. All rights reserved.

Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

For sale· listed Nov 2· $713/sq ft

Estimated monthly mortgage$2,451/moMortgage only · 20% down · 5.5% assumed

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5.0 · Google rating for Coldwell Banker Summit Realty, Brokerage · as of September 2026

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