425 Speckled Alder St, Waterloo

Name: 425 Speckled Alder Street
SKU: X14089292
Price: 749000 CAD
Availability: InStock

5 Bed, 3 Bath Detached Home in Waterloo

About 425 Speckled Alder Street

Welcome to 425 Speckled Alder St, a stunning two-storey residence nestled in one of Waterloo's most desirable neighborhoods. Offering 1,742 sq ft of beautifully designed living space above grade, plus a fully finished 655 sq ft basement, for a total of 2,397 sq ft, this home is perfectly suited for growing families and those who love to entertain. Step inside to a bright and inviting open-concept main floor, anchored by a spacious living room featuring a cozy gas fireplace, the perfect setting for relaxing evenings or hosting guests. The convenience of main floor laundry adds to the home's thoughtful functionality. Freshly and recently painted throughout, this home is truly move-in ready, and a deck (2022) offers the ideal space for outdoor gatherings and summer evenings. Upstairs, you'll find four generously sized bedrooms, including an impressive master retreat with a private ensuite. The finished basement offers versatile space for entertaining or accommodating guests, complete with a stylish 4-piece bathroom. Location is everything, and this home delivers: enjoy the convenience of being within walking distance to Abraham Erb Public School, St. Nicholas Catholic Elementary School, and Laurel Heights Secondary School, a rare offering for families. Nearby, the Laurelwood Commons shopping plaza provides everyday essentials including Food Basics, Dollarama, Shoppers Drug Mart, and more, all just steps away. Transit is easily accessible with a nearby bus stop, and nature lovers will appreciate the scenic walking trails right at your doorstep. For added lifestyle appeal, this home is also close to the YMCA, Costco, the public library, and beautiful conservation areas, offering the perfect balance of comfort, convenience, and community. This exceptional property is ready to welcome its next chapter. Don't miss the opportunity to make 425 Speckled Alder St your forever home.

5 bedrooms, 3 bathrooms, about 1,500 sq ft, works out to roughly $499 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.

Inside 425 Speckled Alder St

Every detail from the listing, in one place.

Type: Detached
Style: 2-Storey
Living space: 1500-2000 sq ftas stated on the listing
Parking: 2 spacesYes garage
Basement: Finished

Features & systems

Parking & garage

Garage: Yes
Parking spaces: 2

Interior

Basement: Finished

Exterior & construction

Pool: Yes

Lot & land

Lot size (sqft): 0

Listing & possession

Property style: 2-Storey
Property class: Detached

425 Speckled Alder St Price & Sale History

Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.

Oct 16, 2026For saleListedThis listingMLS® X14089292$749,000

Sourced from MLS®. Includes earlier listings of this property on record.

What's it worth?

How 425 Speckled Alder St Compares to the Waterloo Market

Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.

Zara’s estimate

Excellent Deal· based on 716 recent sales

Value your own home →How accurate are Zara’s estimates?

Summitly estimate, not from TRREB, the MLS® or the listing brokerage. Not an appraisal. How it works

Waterloo market, last 90 days

Median sold price: $695,000
Average sold price: $758,544
Average days on market: 32
Homes sold: 450

Closed sales on the TRREB MLS®.

Full Waterloo market report

Market pulse · Waterloo

Waterloo market

Median sold price$695,000Last 90 days
Average days on market32Homes sold in about 32 days on average.
Sale-to-list ratio100.1%On average, homes sold at or above asking.
Active listings408Homes for sale here right now.
Median vs prior 90 days−0.7%Compared with Apr 20 – Jul 19, 2026: prices down.

Based on 450 sales from Jul 19 – Oct 17, 2026 (287 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.

Recently sold nearby in Waterloo

Sold prices are shown free to signed-in members, as board rules require.

6 nearby sales vs. this home

Closed sales from MLS®, compared with this home's asking price.

See what these homes actually sold for

Free with a Summitly account. Sign in once and sold prices unlock across the site.

Home	Sold price	$ / sqft	% of asking	Sold
This home425 Speckled Alder Street 5 bd · 3 ba · 1,500 sqft	$749,000asking	$499	—	—
269 Carriage Way 4 bd · 3 ba · 2,500 sqft
559 Strathmere Court 4 bd · 3 ba · 3,000 sqft
829 COPPER RIDGE Drive 4 bd · 3 ba · 3,000 sqft
121 Allen Street 4 bd · 2 ba · 2,000 sqft
372 Gatestone Boulevard 4 bd · 3 ba · 2,000 sqft
245 Corrie Crescent 4 bd · 3 ba · 1,500 sqft

269 Carriage Way
4 bd · 3 ba · 2,500 sqft
559 Strathmere Court
4 bd · 3 ba · 3,000 sqft
829 COPPER RIDGE Drive
4 bd · 3 ba · 3,000 sqft
121 Allen Street
4 bd · 2 ba · 2,000 sqft
372 Gatestone Boulevard
4 bd · 3 ba · 2,000 sqft
245 Corrie Crescent
4 bd · 3 ba · 1,500 sqft

Living in Waterloo: Location & Amenities

Transit, schools, parks and everyday places near this home. Select any place to open it on Google Maps.

Transit nearby

Stations and stops, straight-line distance

Research and Technology StationION4.1 km
University of Waterloo StationION4.2 km
Laurier - Waterloo Park StationION4.8 km

Places from OpenStreetMap (© OpenStreetMap contributors) and Summitly's station list. Distances are straight-line, not routes.

Loading schools, parks, groceries and more nearby…

Transit

Research and Technology Station (ION)4.1 km
University of Waterloo Station (ION)4.2 km
Laurier - Waterloo Park Station (ION)4.8 km

Nearest subway, GO and LRT stations first, then bus and streetcar stops.

Research and Technology Station
4.1 kmClosest· ION
Homes near Research and Technology Station
University of Waterloo Station
4.2 km· ION
Homes near University of Waterloo Station
Laurier - Waterloo Park Station
4.8 km· ION
Homes near Laurier - Waterloo Park Station

Straight-line distances from the listing; walking times assume about 80 m a minute. Places © OpenStreetMap contributors, a community-maintained map that may miss or misplace some places. Directions and place details open on Google Maps.

How long is your commute?

From 425 Speckled Alder St. Typical times without traffic delays; transit times aren't available yet.

Costs, Mortgage & Rental Return for 425 Speckled Alder St

What it could cost each month, today's rates from our mortgage partner, and what it could return as a rental.

Mortgage: $3,680; 20% down · 25 years · 5.5% assumed
Property tax: $412; 0.66% mill rate · ON
Total per month: $4,092; Before utilities, insurance and fees

Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

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Monthly cost

Enter a rate to see the monthly cost

Down payment

Rate (%)

Years

An estimate, not a quote. Utilities and insurance are extra.

Affordability calculator

Estimated monthly payment

$3,680

/mo

based on the purchase price of $749,000

Down payment20%

$149,800 cash

Amortization25 yr

$599,200 financed

Rate5.50%

$504,684 total interest

Principal54%$599,200

Interest46%$504,684

20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

Want rate-drop alerts and a saved shortlist?

Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

Rental income potential

Est. monthly rent

low–high

Gross yield

rent × 12 ÷ price

Cap rate (est.)

net of tax + fees

Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.

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Questions About 425 Speckled Alder St

How much is 425 Speckled Alder St listed for?

425 Speckled Alder St is listed at $749,000 (MLS® X14089292). Summitly updates the price as soon as the MLS® record changes.

Is $749,000 a good price for 425 Speckled Alder St?

Summitly rates it Excellent Deal: the asking price is 10% or more below Zara's estimate, an estimate built from recent sales in Waterloo. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate

Has the price of 425 Speckled Alder St changed?

No — 425 Speckled Alder St is still listed at its original asking price of $749,000.

How many bedrooms and bathrooms does 425 Speckled Alder St have?

425 Speckled Alder St has 5 bedrooms and 3 bathrooms, with about 1,500–2,000 square feet of living space. It is a detached home in Waterloo.

Is 425 Speckled Alder St close to transit?

The nearest rapid-transit station is Research and Technology Station (ION), about 4.1 km in a straight line. University of Waterloo Station is about 4.2 km, and Laurier - Waterloo Park Station is about 4.8 km. Distances are straight-line, not walking routes; check the transit agency for routes and schedules.

How much would the monthly mortgage be on 425 Speckled Alder St?

About $3,680 a month — principal and interest on $749,000 with 20% down ($149,800), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.

How does 425 Speckled Alder St compare with other homes in Waterloo?

Its asking price of $749,000 is about 8% above the median sold price in Waterloo over the last 90 days, $695,000, across 450 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.

Has 425 Speckled Alder St been sold before?

Summitly has no earlier MLS® sale or lease of 425 Speckled Alder St on record from the last two years. Older records aren't shown under TRREB rules.

Where is 425 Speckled Alder St?

425 Speckled Alder St is in Waterloo, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.

How long has 425 Speckled Alder St been on the market?

1 day — 425 Speckled Alder St was listed on October 16, 2026.

What is the price per square foot of 425 Speckled Alder St?

About $375 to $499 per square foot: the asking price of $749,000 over the 1,500–2,000 sq ft the listing gives as its size range.

Does 425 Speckled Alder St have parking or a garage?

Yes — the listing gives 2 parking spaces. Garage: Yes.

What you should know

5 Bed, 3 Bath Detached Home in Waterloo

About 425 Speckled Alder Street

Inside 425 Speckled Alder St

Features & systems

425 Speckled Alder St Price & Sale History

How 425 Speckled Alder St Compares to the Waterloo Market

Waterloo market, last 90 days

Recently sold nearby in Waterloo

Living in Waterloo: Location & Amenities

How long is your commute?

Costs, Mortgage & Rental Return for 425 Speckled Alder St

Monthly cost of owning

Mortgage payments

Monthly cost

Rental income potential

Own a home on Speckled Alder Street? See what yours is worth

Zara, any time

A licensed local agent

See 425 Speckled Alder St, Waterloo in person

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5 Bed, 3 Bath Detached Home in Waterloo

About 425 Speckled Alder Street

Inside 425 Speckled Alder St

Features & systems

425 Speckled Alder St Price & Sale History

How 425 Speckled Alder St Compares to the Waterloo Market

Waterloo market, last 90 days

Market pulse · Waterloo

Recently sold nearby in Waterloo

Living in Waterloo: Location & Amenities

Transit nearby

Transit

How long is your commute?

Costs, Mortgage & Rental Return for 425 Speckled Alder St

Monthly cost of owning

Mortgage payments

Monthly cost

Rental income potential

Own a home on Speckled Alder Street? See what yours is worth

Zara, any time

A licensed local agent

See 425 Speckled Alder St, Waterloo in person

Questions About 425 Speckled Alder St

How much is 425 Speckled Alder St listed for?

Is $749,000 a good price for 425 Speckled Alder St?

Has the price of 425 Speckled Alder St changed?

How many bedrooms and bathrooms does 425 Speckled Alder St have?

Is 425 Speckled Alder St close to transit?

How much would the monthly mortgage be on 425 Speckled Alder St?

How does 425 Speckled Alder St compare with other homes in Waterloo?

Has 425 Speckled Alder St been sold before?

Where is 425 Speckled Alder St?

How long has 425 Speckled Alder St been on the market?

What is the price per square foot of 425 Speckled Alder St?

Does 425 Speckled Alder St have parking or a garage?

Similar homes for sale nearby in Waterloo

Explore More Detached Homes in Waterloo

Market pulse · Waterloo

Transit nearby

Transit

Questions About 425 Speckled Alder St

How much is 425 Speckled Alder St listed for?

Is $749,000 a good price for 425 Speckled Alder St?

Has the price of 425 Speckled Alder St changed?

How many bedrooms and bathrooms does 425 Speckled Alder St have?

Is 425 Speckled Alder St close to transit?

How much would the monthly mortgage be on 425 Speckled Alder St?

How does 425 Speckled Alder St compare with other homes in Waterloo?

Has 425 Speckled Alder St been sold before?

Where is 425 Speckled Alder St?

How long has 425 Speckled Alder St been on the market?

What is the price per square foot of 425 Speckled Alder St?

Does 425 Speckled Alder St have parking or a garage?