DetachedListed today

43 Hemlock St, St. Thomas

Name: 43 Hemlock Street
SKU: X14158828
Price: 479900 CAD
Availability: InStock

St. Thomas, ON · · MLS® X14158828Updated November 6, 2026

$479,900Est. $2,358/mo mortgage

Bedrooms: 3
Bathrooms: 2
Living space: 1100–1500sq ft
Parking spaces: 3

Type Detached
Lot 50 acres
Garage Yes
Basement Partially Finished

What you should know

43 Hemlock St is a 3-bedroom, 2-bathroom detached home in St. Thomas, listed for $479,900. It has 1100-1500 sq ft of living space.

Interior space has been well thought out.
The second space and breakfast room also offer alternatives for mixed use, and refreshed kitchen overlooking the gorgeous deck and backyard is conveniently located for the family that enjoys indoor or outdoor dining.
In the basement, an egress window, gas line for future fireplace, and luxury bathroom provide a good start for another potential living space.

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3 Bed, 2 Bath Detached Home in St. Thomas

About 43 Hemlock Street

Welcome to 43 Hemlock Street, St. Thomas, located on the desirable south side of St. Thomas, 10 minutes from St. Thomas Elgin General Hospital, Pinafore Park, and Joe Thornton and Memorial Arenas, and a 20-minute drive to the blue-ribbon beaches of Port Stanley. This exceptionally maintained 3(+) bedroom, 3 bath home features a beautifully landscaped, very private, fully fenced backyard backing onto a wooded ravine. Enjoy your early morning coffee or evening glass of wine on the rear deck, while in colder weather, a fully enclosed front porch offers an alternate option for a relaxing spot to chill. Interior space has been well thought out. Open wide the original French doors to allow a thoughtfully designed space at the front of the home for a light-filled bedroom and bath for an aging parent, formal dining room, or elegant living room. The second space and breakfast room also offer alternatives for mixed use, and refreshed kitchen overlooking the gorgeous deck and backyard is conveniently located for the family that enjoys indoor or outdoor dining. Most windows have been replaced with expansive triple-pane windows that allow tons of light, and the new interior doors provide a fresh, new look that is in complete harmony with original craftsman details. Homeowner has diligently maintained the mechanics of the home. A list of renovations include replacement furnace and central air, 2021, and new carpeting, 2022. In the basement, an egress window, gas line for future fireplace, and luxury bathroom provide a good start for another potential living space. Basement has also been professionally waterproofed and spray-foamed, with a sump pump and backwater valve installed for worry-free living; new 200 amp electrical service installed in 2018. Attic space has reinforced beams and upgraded R60 insulation.Outside, homeowner has added leaf filter gutter protection and gutter realignment, and the one-car garage offers storage and electricity for the home handyman.

3 bedrooms, 2 bathrooms, about 1,100 sq ft, works out to roughly $436 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.

Inside 43 Hemlock St

Every detail from the listing, in one place.

Type: Detached
Style: 2-Storey
Living space: 1100-1500 sq ftas stated on the listing
Parking: 3 spacesYes garage
Basement: Partially Finished

Features & systems

Parking & garage

Garage: Yes
Parking spaces: 3

Interior

Basement: Partially Finished

Lot & land

Lot size (sqft): 0

Listing & possession

Property style: 2-Storey
Property class: Detached

43 Hemlock St Price & Sale History

Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.

Nov 6, 2026For saleListedThis listingMLS® X14158828$479,900

Sourced from MLS®. Includes earlier listings of this property on record.

What's it worth?

How 43 Hemlock St Compares to the St. Thomas Market

Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.

Zara’s estimate

Good Deal· based on 410 recent sales

Value your own home →How accurate are Zara’s estimates?

Summitly estimate, not from TRREB, the MLS® or the listing brokerage. Not an appraisal. How it works

St. Thomas market, last 90 days

Median sold price: $522,000
Average sold price: $534,503
Average days on market: 43
Homes sold: 233

Closed sales on the TRREB MLS®.

Full St. Thomas market report

Recently sold nearby in St. Thomas

Sold prices are shown free to signed-in members, as board rules require.

6 nearby sales vs. this home

Closed sales from MLS®, compared with this home's asking price.

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Home	Sold price	$ / sqft	% of asking	Sold
This home43 Hemlock Street 3 bd · 2 ba · 1,100 sqft	$479,900asking	$436	—	—
16 Massey Drive 3 bd · 2 ba · 1,500 sqft
9 Butler Drive 3 bd · 2 ba · 1,100 sqft
3 Sutherland Court 2 bd · 3 ba · 1,100 sqft
29 Augusta Crescent 3 bd · 2 ba · 1,100 sqft
86 Kains Street 5 bd · 1 ba · 1,500 sqft
28 Harrow Lane 2 bd · 2 ba · 1,100 sqft

16 Massey Drive
3 bd · 2 ba · 1,500 sqft
9 Butler Drive
3 bd · 2 ba · 1,100 sqft
3 Sutherland Court
2 bd · 3 ba · 1,100 sqft
29 Augusta Crescent
3 bd · 2 ba · 1,100 sqft
86 Kains Street
5 bd · 1 ba · 1,500 sqft
28 Harrow Lane
2 bd · 2 ba · 1,100 sqft

Living in St. Thomas: Location & Amenities

Transit, schools, parks and everyday places near this home. Select any place to open it on Google Maps.

Costs, Mortgage & Rental Return for 43 Hemlock St

What it could cost each month, today's rates from our mortgage partner, and what it could return as a rental.

Mortgage: $2,358; 20% down · 25 years · 5.5% assumed
Property tax: $264; 0.66% mill rate · ON
Total per month: $2,622; Before utilities, insurance and fees

Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

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Monthly cost

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Down payment

Rate (%)

Years

An estimate, not a quote. Utilities and insurance are extra.

Affordability calculator

Estimated monthly payment

$2,358

/mo

based on the purchase price of $479,900

Down payment20%

$95,980 cash

Amortization25 yr

$383,920 financed

Rate5.50%

$323,361 total interest

Principal54%$383,920

Interest46%$323,361

20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

Rental income potential

Est. monthly rent

low–high

Gross yield

rent × 12 ÷ price

Cap rate (est.)

net of tax + fees

Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.

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Listing brokerage: ROYAL LEPAGE TRILAND REALTY, BrokerageMLS® X14158828 · Listing data last updated November 6, 2026

Listing data comes from the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but not guaranteed. Shown on Summitly by Coldwell Banker Summit Realty, Brokerage, which is not the listing brokerage. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose. © 2026 Toronto Regional Real Estate Board. All rights reserved.

Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

For sale· listed Nov 5· $436/sq ft

Estimated monthly mortgage$2,358/moMortgage only · 20% down · 5.5% assumed

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5.0 · Google rating for Coldwell Banker Summit Realty, Brokerage · as of September 2026

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