Opportunity awaits. This classic brick 2-storey home is ideal for first time buyers, savvy rental investors or young families looking to move into a house on its own lot. With a large over sized lot there is plenty of room for a garage or anything else you can think of. Close to schools, parks, shopping and the arena everything is within walking distance. Main floor bedroom could also be used as a office, flex space, or second living room. Just a short drive to the GTA With a large patio area, and an unfinished basement there are many possibilities. *Some photos are virtually staged.
4 bedrooms, 1 bathroom, about 1,100 sq ft, works out to roughly $364 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 440 Gill St
Every detail from the listing, in one place.
Type
Detached
Style
2-Storey
Living space
1100-1500 sq ftas stated on the listing
Parking
4 spaces
Basement
Full
Features & systems
Parking & garage
Parking spaces
4
Interior
Basement
Full
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
2-Storey
Property class
Detached
440 Gill St Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® S14172546$400,000
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 440 Gill St Compares to the Orillia Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$1,965
/mo
based on the purchase price of $400,000
$80,000 cash
$320,000 financed
$269,524 total interest
Principal54%$320,000
Interest46%$269,524
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Orillia
Other 3–5 bed homes for sale in Orillia around $400K.
Average days on market44Homes sold in about 44 days on average.
Sale-to-list ratio96.1%On average, homes sold below asking.
Active listings255Homes for sale here right now.
Median vs prior 90 days−2.6%Compared with May 15 – Aug 13, 2026: prices down.
Based on 218 sales from Aug 13 – Nov 11, 2026 (158 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 440 Gill St
How much is 440 Gill St listed for?
440 Gill St is listed at $400,000 (MLS® S14172546). Summitly updates the price as soon as the MLS® record changes.
Is $400,000 a good price for 440 Gill St?
Summitly rates it Excellent Deal: the asking price is 10% or more below Zara's estimate, an estimate built from recent sales in Orillia. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 440 Gill St changed?
No — 440 Gill St is still listed at its original asking price of $400,000.
How many bedrooms and bathrooms does 440 Gill St have?
440 Gill St has 4 bedrooms and 1 bathroom, with about 1,100–1,500 square feet of living space. It is a detached home in Orillia.
How much would the monthly mortgage be on 440 Gill St?
About $1,965 a month — principal and interest on $400,000 with 20% down ($80,000), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 440 Gill St compare with other homes in Orillia?
Its asking price of $400,000 is about 30% below the median sold price in Orillia over the last 90 days, $569,500, across 218 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 440 Gill St been sold before?
Summitly has no earlier MLS® sale or lease of 440 Gill St on record from the last two years. Older records aren't shown under TRREB rules.
Where is 440 Gill St?
440 Gill St is in Orillia, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 440 Gill St been on the market?
440 Gill St was listed today (November 11, 2026).
What is the price per square foot of 440 Gill St?
About $267 to $364 per square foot: the asking price of $400,000 over the 1,100–1,500 sq ft the listing gives as its size range.
Does 440 Gill St have parking or a garage?
Yes — the listing gives 4 parking spaces.
Does 440 Gill St have a basement, and is it finished?
