Top 5 Reasons You Will Love This Home: 1) Enjoy the peace and privacy of a premium location situated at the end of a quiet street in the quaint village of Coldwater 2) This brand-new build features superior craftsmanship, including 9' main level ceilings, smooth painted ceilings throughout, and light oak hardwood flooring in the living areas and all bedrooms 3) Experience a high-end culinary environment with a custom kitchen featuring Rock Solid cabinetry, under-cabinet LED lighting, and a premium appliance package that includes a 36" gas range 4) Purchase with absolute confidence as the home comes with full Tarion Warranty Corporation coverage 5) Enjoy immediate peace of mind with a completely finished lower level, seamlessly expanding your overall living space for a growing family or multi-generational layout. *Please note some images have been virtually staged to show the potential of the home.
3 bedrooms, 3 bathrooms, about 1,500 sq ft, works out to roughly $633 per square foot, the bed-to-bath ratio is generous. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 45 Sheppard St
Every detail from the listing, in one place.
Type
Detached
Style
Bungalow
Living space
1500-2000 sq ftas stated on the listing
Parking
6 spacesYes garage
Basement
Finished, Full
Features & systems
Parking & garage
Garage
Yes
Parking spaces
6
Interior
Basement
Finished · Full
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
Bungalow
Property class
Detached
45 Sheppard St Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® S14149548$949,900
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 45 Sheppard St Compares to the Severn Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$4,667
/mo
based on the purchase price of $949,900
$189,980 cash
$759,920 financed
$640,052 total interest
Principal54%$759,920
Interest46%$640,052
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
Want rate-drop alerts and a saved shortlist?
Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
For homeowners nearby
Own a home on Sheppard Street? See what yours is worth
Get an instant estimate for your own home, based on recent sales around you. A free account shows the number and emails you the full report.
Free · No obligation · Backed by Coldwell Banker
Book a tour of 45 Sheppard St with a licensed buyer's agent
Your agent is usually paid from the seller's side. We'll confirm the co-operating commission on this listing before you sign anything.
Zara, any time
Zara · AI virtual agent
Ask about 45 Sheppard St day or night. Zara reads this listing and answers in plain words. When you want a person, she hands you to a licensed agent.
A licensed local agent
Your agent shows you the home, checks the paperwork and negotiates your offer, on your side, not the seller's.
Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Severn
Other 3-bed homes for sale in Severn around $950K.
Average days on market47Homes sold in about 47 days on average.
Sale-to-list ratio94.2%On average, homes sold below asking.
Active listings217Homes for sale here right now.
Median vs prior 90 days0.0%Compared with May 8 – Aug 6, 2026.
Based on 115 sales from Aug 6 – Nov 4, 2026 (67 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 45 Sheppard St
How much is 45 Sheppard St listed for?
45 Sheppard St is listed at $949,900 (MLS® S14149548). Summitly updates the price as soon as the MLS® record changes.
Is $949,900 a good price for 45 Sheppard St?
Summitly rates it Fair Price: the asking price is Within 3% below to 5% above Zara's estimate, an estimate built from recent sales in Severn. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 45 Sheppard St changed?
No — 45 Sheppard St is still listed at its original asking price of $949,900.
How many bedrooms and bathrooms does 45 Sheppard St have?
45 Sheppard St has 3 bedrooms and 3 bathrooms, with about 1,500–2,000 square feet of living space. It is a detached home in Severn.
How much would the monthly mortgage be on 45 Sheppard St?
About $4,667 a month — principal and interest on $949,900 with 20% down ($189,980), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 45 Sheppard St compare with other homes in Severn?
Its asking price of $949,900 is about 33% above the median sold price in Severn over the last 90 days, $715,000, across 115 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 45 Sheppard St been sold before?
Summitly has no earlier MLS® sale or lease of 45 Sheppard St on record from the last two years. Older records aren't shown under TRREB rules.
Where is 45 Sheppard St?
45 Sheppard St is in Severn, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 45 Sheppard St been on the market?
45 Sheppard St was listed today (November 4, 2026).
What is the price per square foot of 45 Sheppard St?
About $475 to $633 per square foot: the asking price of $949,900 over the 1,500–2,000 sq ft the listing gives as its size range.
Does 45 Sheppard St have parking or a garage?
Yes — the listing gives 6 parking spaces. Garage: Yes.
Does 45 Sheppard St have a basement, and is it finished?
The listing describes the basement as: Finished, Full.