Bright and spacious 2-bedroom condo in the heart of Waterloo. This corner unit boasts a bright, spacious layout with large windows, filling the space with natural light. The larger semi-enclosed sunroom is perfect for relaxing. The bedrooms are generously sized with ample closet space. Located right across from Westmount Place Mall, this condo offers easy access to multiple bus routes, and the LRT, and is just minutes from Uptown Waterloo, making commuting a breeze. Steps away from shopping, public transit, and Waterloos universities, this home is move-in-ready and ideal for first-time buyers, investors, or those looking to downsize. The unit comes with one underground parking and locker. This building offers ample parking, and condo fees cover all utilities (heat, hydro, and water).
2 bedrooms, 1 bathroom, about 1,000 sq ft, works out to roughly $329 per square foot. Chat with Zara if you'd like a deeper read on whether this condo fits your budget and timing.
Inside 45 Westmount Rd N #404
Every detail from the listing, in one place.
Type
Condo
Style
Apartment
Living space
1000-1199 sq ftas stated on the listing
Parking
1 spaceYes garage
Basement
None
Features & systems
Parking & garage
Garage
Yes
Parking spaces
1
Interior
Basement
None
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
Apartment
Property class
Condo Apartment
45 Westmount Rd N #404 Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® X13504148$329,000
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 45 Westmount Rd N #404 Compares to the Waterloo Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$1,616
/mo
based on the purchase price of $329,000
$65,800 cash
$263,200 financed
$221,683 total interest
Principal54%$263,200
Interest46%$221,683
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
For homeowners nearby
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Waterloo
Other 1–3 bed homes for sale in Waterloo around $329K.
Average days on market32Homes sold in about 32 days on average.
Sale-to-list ratio100.0%On average, homes sold at or above asking.
Active listings410Homes for sale here right now.
Median vs prior 90 days−2.0%Compared with May 2 – Jul 31, 2026: prices down.
Based on 425 sales from Jul 31 – Oct 29, 2026 (298 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
More in this building
1 for rent at 45 Westmount Rd N — plus its sale and lease history.
45 Westmount Rd N #404 is listed at $329,000 (MLS® X13504148). Summitly updates the price as soon as the MLS® record changes.
Is $329,000 a good price for 45 Westmount Rd N #404?
Summitly rates it Excellent Deal: the asking price is 10% or more below Zara's estimate, an estimate built from recent sales in Waterloo. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 45 Westmount Rd N #404 changed?
No — 45 Westmount Rd N #404 is still listed at its original asking price of $329,000.
How many bedrooms and bathrooms does 45 Westmount Rd N #404 have?
45 Westmount Rd N #404 has 2 bedrooms and 1 bathroom, with about 1,000–1,199 square feet of living space. It is a condo in Waterloo.
Is 45 Westmount Rd N #404 close to transit?
The nearest rapid-transit station is Laurier - Waterloo Park Station (ION), about 960 m (about a 12-minute walk) in a straight line. Willis Way Station is about 1.3 km (about a 16-minute walk), and Waterloo Public Square Station is about 1.4 km (about a 17-minute walk). Distances are straight-line, not walking routes; check the transit agency for routes and schedules.
How much would the monthly mortgage be on 45 Westmount Rd N #404?
About $1,616 a month — principal and interest on $329,000 with 20% down ($65,800), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 45 Westmount Rd N #404 compare with other homes in Waterloo?
Its asking price of $329,000 is about 53% below the median sold price in Waterloo over the last 90 days, $695,000, across 425 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 45 Westmount Rd N #404 been sold before?
Summitly has no earlier MLS® sale or lease of 45 Westmount Rd N #404 on record from the last two years. Older records aren't shown under TRREB rules.
Where is 45 Westmount Rd N #404?
45 Westmount Rd N #404 is in Waterloo, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 45 Westmount Rd N #404 been on the market?
121 days — 45 Westmount Rd N #404 was listed on June 30, 2026.
What is the price per square foot of 45 Westmount Rd N #404?
About $274 to $329 per square foot: the asking price of $329,000 over the 1,000–1,199 sq ft the listing gives as its size range.
Does 45 Westmount Rd N #404 have parking or a garage?
Yes — the listing gives 1 parking space. Garage: Yes.
